Seaford Insurance Rates:

Seaford, DE homeowners insurance is approximately $646 to $880, about $53-$73/month. Our extensive guide shows customers can save upto $305 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Seaford, DE Homeowners Insurance By Home Value

Seaford, DE Home Value Total Homes % of Total Average Seaford, DE Homeowners Insurance
Less than $50,000 586 10.0% $99
$50,000 to $59,999 141 2.0% $206
$60,000 to $69,999 105 1.0% $259
$70,000 to $79,999 93 1.0% $297
$80,000 to $89,999 110 1.0% $343
$90,000 to $99,999 115 2.0% $381
$100,000 to $124,999 610 10.0% $442
$125,000 to $149,999 458 8.0% $549
$150,000 to $174,999 580 10.0% $656
$175,000 to $199,999 605 10.0% $755
$200,000 to $249,999 1,086 19.0% $907
$250,000 to $299,999 558 9.0% $1106
$300,000 to $399,999 646 11.0% $1411

Top Home Insurance Agents Near Seaford, DE

Home Insurance Company Near Seaford, DE Homeowners Insurance Agency Near Seaford, DE Address
State Farm George Bunting Jr 19716 Sea Air Ave Ste 1, Rehoboth Bch, DE, 19971-3800
Travelers Insurance Management Group Inc 109 77TH STREET, OCEAN CITY, MD, 21842
Allstate Mullaney Ins Agy 405 Academy St, Cambridge, MD, 21613
Travelers Robin E Wilson 10202 HAILEM SCHOOL RD, EASTON, MD, 21601
Allstate Tony Desanctis 105 High St, Seaford, DE, 19973

Cost Of Homeowners Insurance By Street Near Seaford, DE

Streets in Seaford Area Homeowners Insurance Cost
Brickyard Rd, 5S-6, Iris Field Ln, Rd 524, Seaford Rd, Coverdale Rd, Roosevelt, S Tull Dr, Armiger Dr, Riverside Dr Exd$763
Asbury Rd, Lantana Dr, Overbrooke Ct, Harrington St, Sussex Ct, Dillars Rd, Rd 526A, Marathon Dr, Winner Circle Dr, A Bowman Rd$744
Franks Rd, Liberty St, Swan Ln, Seipp Ln, Hollyview Ct, Deep Creek Ests, Concord Pond Rd, Promise Land Rd, McKean St, Middleford Rd$751
5S-4, Rd 527, Palomino Way, Jones Dr, Collins Ave, Tiffany Vlge St, Highland Dr, Big Mill Branch, E King St, Zoes Way$757
Kaye Rd, Grist Ct, 6N-7, Middlecord Cir, E Ivy Dr, Rd 516, Fleetwood Pl, Park Ln, Park Dr, Wards Ln$740
Dulany St, Baker Dr, Neals School Rd, Ross Station Rd, Rd 557A, Henry Rd, Charles St, Dolby Dr, Tharp Rd, S Front St$793
Woods Edge Ct, Park Dr, N Winding Brooke Dr, Spicer St, Front St Exd, Booker T Washington St, North Cir, Arbutus Ave, 2R-6, Bethel Concord Rd$781
Brooke Haven, Grist Ln, Pineview Rd, South St, W Tull Dr, Clench Jean Ln, N Market St, Oberbrooke Ct, Rd 444A, S Pine Ridge Dr$742
S Willey St, Moorewood Dr, Herring Run Rd, Carter Ln, San Flippio Rd, Douglas St, North Dr, Jones Dogwood Dr, Little Creek Ln, High St$749
Camp Rd, Rd 535, N Willey St, Summerlyn Ct, E 10th St, 5S-8, Lollypop Ln, Fox Glen Dr, Rd 536, Donald Dr$781

Seaford, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Seaford$114 to $116
Blades$111
Bridgeville$117
Bethel$116

Seaford, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blades town, Delaware $111 $148 $222
Bridgeville town, Delaware $117 $156 $234
Bethel town, Delaware $116 $155 $233

Seaford, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Seaford, DE4.5%16.6%
Blades4.89%14.99%
Bridgeville5.05%14.07%
Bethel3.71%14.05%

Seaford Renters Insurance as a Percentage of Rent

Seaford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 70 3.0% $356
$200 to $299 145 6.0% $806
$300 to $499 313 14.0% $1256
$500 to $749 470 21.0% $1931
$750 to $999 483 22.0% $2681
$1,000 to $1,499 613 28.0% $3806
$1,500 or more 53 2.0% $5456

Seaford, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Seaford Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Seaford Home Owner from High Deductible Plan $600

Seaford, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Seaford, DE Home Replacement Value MORE than Home Value Seaford, DE Home Replacement Value LESS than Home Value
Replacement Value $222,500 $129,000
Insurance Premium based on Replacement Value $900 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Seaford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAllstate
Monthly Premium 54123122
Year Built 196520001975
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$400000-$500000$600000-$700000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Seaford, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 145,000 Wood Shake Roof 1,490 3 $500- $1000 Deductible 480 10 Vinyl siding No
1977 345,000 Tile Roof 4,030 5 $5000 to $10,000 Deductible 460 6 Stucco siding No
2010 150,000 Composition Roof 1,470 3 $500 Deductible 120 2 Stucco siding No
1999 185,000 Membrane Roof 1,600 5 $2500-$5000 Deductible 150 4 Wood siding No
1942 520,000 Tile Roof 4,980 5 > $10,000 Deductible 980 12 Stucco siding No
1963 300,000 Tile Roof 2,740 4 $500- $1000 Deductible 1040 12 Stucco siding No
1994 265,000 Metal Roof 2,770 4 $1000-$2500 Deductible 140 2 Wood siding No
1971 480,000 Wood Shake Roof 4,080 5 $1000-$2500 Deductible 950 9 Fiber-Cement Siding No
1949 220,000 Metal Roof 1,910 3 $5000 to $10,000 Deductible 510 10 Wood siding yes
2012 260,000 Asphalt Shingles Roof 2,450 4 $500 Deductible 720 7 Brick siding yes
1988 180,000 Wood Shake Roof 1,710 3 $1000-$2500 Deductible 680 9 Stone Siding No
1968 375,000 Tile Roof 4,140 5 > $10,000 Deductible 190 3 Wood siding No
1979 230,000 Composition Roof 2,490 5 $1000-$2500 Deductible 910 12 Stucco siding No
2002 505,000 Composition Roof 4,430 5 $1000-$2500 Deductible 750 5 Stone Siding No
2013 200,000 Slate Shingles Roof 1,970 3 $5000 to $10,000 Deductible 80 2 Stucco siding yes
1967 225,000 Shingles Roof 2,080 5 $500- $1000 Deductible 480 7 Vinyl siding No
1960 260,000 Wood Shake Roof 2,290 4 $5000 to $10,000 Deductible 580 12 Stone Siding No
1948 240,000 Asphalt Shingles Roof 2,460 4 $500- $1000 Deductible 490 6 Stucco siding No
2010 205,000 Wood Shake Roof 2,060 3 $2500-$5000 Deductible 540 9 Wood siding yes
2011 115,000 Composition Roof 1,220 3 $2500-$5000 Deductible 60 3 Vinyl siding yes
2002 205,000 Asphalt Shingles Roof 1,910 3 > $10,000 Deductible 40 1 Stone Siding yes
2005 160,000 Asphalt Shingles Roof 1,760 4 $500 Deductible 650 10 Brick siding yes
2007 255,000 Shingles Roof 2,240 3 $2500-$5000 Deductible 200 3 Stone Siding No
1978 355,000 Asphalt Shingles Roof 3,130 4 $500 Deductible 150 1 Stucco siding yes
2010 230,000 Tile Roof 2,240 3 $5000 to $10,000 Deductible 60 2 Wood siding No
1940 200,000 Wood Shake Roof 1,660 4 $5000 to $10,000 Deductible 300 8 Stucco siding yes
1975 480,000 Asphalt Shingles Roof 3,910 5 > $10,000 Deductible 700 8 Brick siding No
1946 205,000 Membrane Roof 1,680 4 $500 Deductible 350 5 Stucco siding yes
1972 210,000 Asphalt Shingles Roof 2,140 4 > $10,000 Deductible 70 2 Stone Siding No
1969 255,000 Asphalt Shingles Roof 2,150 4 $500- $1000 Deductible 730 10 Brick siding yes
1947 215,000 Tile Roof 2,360 3 > $10,000 Deductible 310 10 Wood siding yes
2008 175,000 Membrane Roof 1,640 4 $1000-$2500 Deductible 270 7 Brick siding yes
1981 440,000 Asphalt Shingles Roof 3,540 5 > $10,000 Deductible 1240 12 Stone Siding No
1965 305,000 Slate Shingles Roof 3,530 5 $500- $1000 Deductible 770 9 Vinyl siding yes

Latest Home Insurance Reviews

Allstate
The agents are very friendly and never make you feel as if you are asking stupid questions or pestering them when you call.
Allstate
It can be hard to reach an agent you just spoke with. i found that i had to be on their time in order to touch base again.
Allstate
The sales person was extremely nice and very informative. they even tried to save us money during the initial application.
Progressive
The cost of the policy is comparable to my other choices in the area and I have never had a problem or issue with them before. I am generally satisfied with my choice and plan to stay with them for now.
Farmer's Insurance
Again, every time I need to speak with someone it is a pleasant experience. They never fail me. I highly recommend them.
State Farm
I am very satisfied with my premium. It is a great price compared to other companies. I love that I am able to save money by bundling homeowners insurance with car insurance.
State Farm
Automation of services and the drive to make as many things computer/software driven. I prefer face to face customer service and dealing with people directly.
State Farm
I don't really dislike anything about them. Maybe the prices could be a litter better or have better discounts available.