Scranton, PA homeowners insurance is approximately $597 to $810, about $49-$67/month. Our exhaustive analysis reveals consumers can save as much as $281 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Scranton, PA | Homeowners Insurance Agency Near Scranton, PA | Address |
|---|---|---|
| Nationwide | Abraham Hobson Insurance Services Llc | 529 Scott Street, Wilkes Barre, PA, 18702-5607 |
| State Farm | Dave Andes | 348 Pierce St, Kingston, PA, 18704-5121 |
| Travelers | Polizzi Kelly Insurance Agency | 203 E DRINKER ST, DUNMORE, PA, 18512 |
| Nationwide | Richard W. Leet | 18 Como Road, Lakewood, PA, 18439-0300 |
| State Farm | Rick Wright | 1029 N Washington St, Wilkes Barre, PA, 18705-1816 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Taylor borough, Pennsylvania | $88 | $117 | $175 |
| Dunmore borough, Pennsylvania | $91 | $121 | $181 |
| Lackawanna County, Pennsylvania | $90 | $119 | $179 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Scranton, PA | 4.8% | 11.2% |
| Taylor | 5.01% | 11.68% |
| Dunmore | 4.41% | 11.13% |
| Lackawanna County | 4.48% | 11.48% |
| Scranton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 450 | 3.0% | $351 |
| $200 to $299 | 836 | 6.0% | $801 |
| $300 to $499 | 1,689 | 13.0% | $1251 |
| $500 to $749 | 5,453 | 42.0% | $1926 |
| $750 to $999 | 2,986 | 23.0% | $2676 |
| $1,000 to $1,499 | 1,260 | 9.0% | $3801 |
| $1,500 or more | 289 | 2.0% | $5451 |
| Streets in Scranton Area | Homeowners Insurance Cost |
|---|---|
| Robb Pl, Euclid Ave, Roberts Ct, George Ave, Oliver Ct, Hawthorne St, Townhouse Blvd, Scranton-Pocono Hwy, Barrett Ct, Mulberry St | $706 |
| Lookout Dr, Lee Ct, N Fillmore Ave, Schimpf Ct, Dorothy St, Prescott Pl, Kelly Ave, E Corey St, Back St, Gerard Ave | $726 |
| Park Dr, Wales St, Rockwell Ave, Acker Ave, Quinnan Ct, Kolb Ct, Little Spike Way, Smith Pl, Acker Ave, Crown Ave | $689 |
| Carver Pl, Schimpf Ct, E Gibson St, Barry Pl, S Keastner Ct, Ripple St, Stewart Ct, Saint Ann St, Evans Ct, Forest Ct | $702 |
| Fairview Ave, N Cameron Ave, Morgan Ct, Bengar Dr, Raymond Ct, Cliff Ave, Jones Ct, N Horatio Ave, Lake Scranton Rd, Lauer Ave | $728 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Scranton | $105 to $107 |
| Taylor | $105 |
| Dunmore | $108 |
| Lackawanna County | $107 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Scranton Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,700 | $8,100 |
| Net Savings to Scranton Home Owner from High Deductible Plan | $600 | |
| Scenario | Scranton, PA Home Replacement Value MORE than Home Value | Scranton, PA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $119,000 | $82,000 |
| Insurance Premium based on Replacement Value | $675 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $12,500 | Risk Exposure from Under Insuring Coverage is $24,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $75/year |
| Insurance Company | Liberty Mutual | GEICO Insurance | Farmers Insurance |
| Monthly Premium | 62 | 62 | 17 |
| Year Built | 1953 | 1941 | 1945 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $50000-$75000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |