Scottsbluff Insurance Rates:

Scottsbluff, NE homeowners insurance is roughly $788 to $1,071, about $65-$89/month. Our exhaustive guide reveals consumers can save upto $372 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Scottsbluff, NE Homeowners Insurance By Home Value

Scottsbluff, NE Home Value Total Homes % of Total Average Scottsbluff, NE Homeowners Insurance
Less than $50,000 633 18.0% $251
$50,000 to $59,999 228 6.0% $530
$60,000 to $69,999 313 9.0% $651
$70,000 to $79,999 178 5.0% $753
$80,000 to $89,999 318 9.0% $855
$90,000 to $99,999 360 10.0% $957
$100,000 to $124,999 301 8.0% $1106
$125,000 to $149,999 407 11.0% $1385
$150,000 to $174,999 346 10.0% $1646
$175,000 to $199,999 174 5.0% $1897
$200,000 to $249,999 129 3.0% $2278

Top Home Insurance Agents Near Scottsbluff, NE

Home Insurance Company Near Scottsbluff, NE Homeowners Insurance Agency Near Scottsbluff, NE Address
NA Classic One Insurance 2002 Broadway, Scottsbluff, NE, 69361
NA Classic One Insurance 1540 10Th St, Gering, NE, 69341
Travelers J G Elliott Company 1111 E. 20Th St., Scottsbluff, NE, 69361
Farmers Mary Darveau Lutcf 612 Flack Ave, Alliance, NE, 69301
Allstate The Ins. Store Inc 1008 Avenue I, Scottsbluff, NE, 69361

Cost Of Homeowners Insurance By Street Near Scottsbluff, NE

Streets in Scottsbluff Area Homeowners Insurance Cost
Cedar Ln Village, E 15th St, Gable Dr, Murphy Dr, Rosedale Dr, Avenue E, W Overland Dr, Primrose Dr, Avenue N, Townsend Dr$975
US Hwy 26 Scn, Ferdinand Plz, W 15th St, Flamingo Ct, Ave F, E 27th St, E 21st St, Peony Ct, Bluestem Dr, Karubos Rd$969
E 30th St, Ave O, Idlewyld Dr, 21st Ave, Ave C, Pleasant Dr, W Adler Dr, Creek Dr, E Overland Dr, E 20th St$976
36th St, W 24th St, Larkspur Dr, 6th Ave, Ave D, W 18th St, E 42nd St, Apron Dr, Bryant Ave, Northwood St$980
Wilmet Dr, Frank Dr, Broadway, Oriole Dr, Winter Creek Dr, W 16th St, Ave J, Ave G, E 28th St, Ave Z$978

Scottsbluff, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Scottsbluff$138 to $141
Terrytown$136
East Winters Creek$146
Scotts Bluff County$140

Scottsbluff, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Terrytown city, Nebraska $136 $181 $272
East Winters Creek precinct, Scotts Bluff County, Nebraska $146 $195 $293
Scotts Bluff County, Nebraska $140 $187 $281

Scottsbluff, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Scottsbluff, NE7.3%18.0%
Terrytown8.44%19.94%
East Winters Creek4.63%13.12%
Scotts Bluff County6.86%17.59%

Scottsbluff Renters Insurance as a Percentage of Rent

Scottsbluff Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 118 4.0% $349
$200 to $299 32 1.0% $799
$300 to $499 551 20.0% $1249
$500 to $749 1,137 42.0% $1924
$750 to $999 596 22.0% $2674
$1,000 to $1,499 168 6.0% $3799
$1,500 or more 105 3.0% $5449

Scottsbluff, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Scottsbluff Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Scottsbluff Home Owner from High Deductible Plan $600

Scottsbluff, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Scottsbluff, NE Home Replacement Value MORE than Home Value Scottsbluff, NE Home Replacement Value LESS than Home Value
Replacement Value $73,500 $50,500
Insurance Premium based on Replacement Value $375 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $6,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Scottsbluff Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceNationwide Insurance
Monthly Premium 625335
Year Built 196719901980
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$100000-$125000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Scottsbluff, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 290,000 Metal Roof 4,260 5 $500- $1000 Deductible 760 8 Vinyl siding yes
1967 120,000 Membrane Roof 1,870 3 $2500-$5000 Deductible 120 4 Stone Siding No
1945 140,000 Shingles Roof 2,250 3 $1000-$2500 Deductible 620 12 Stone Siding yes
1947 170,000 Slate Shingles Roof 2,370 3 $2500-$5000 Deductible 450 9 Stone Siding yes
1986 180,000 Tile Roof 3,070 4 $1000-$2500 Deductible 120 2 Brick siding yes
1972 120,000 Shingles Roof 1,720 2 $500 Deductible 600 9 Vinyl siding No
1974 125,000 Metal Roof 1,680 5 $500- $1000 Deductible 500 9 Wood siding yes
1976 170,000 Wood Shake Roof 2,110 4 $2500-$5000 Deductible 200 3 Stone Siding yes
1970 120,000 Metal Roof 2,030 3 $500 Deductible 360 9 Vinyl siding yes
1970 80,000 Metal Roof 1,220 3 $2500-$5000 Deductible 200 7 Vinyl siding yes
1986 90,000 Asphalt Shingles Roof 1,320 3 $1000-$2500 Deductible 110 3 Brick siding yes
1964 105,000 Composition Roof 1,910 4 $500- $1000 Deductible 200 5 Fiber-Cement Siding yes
1971 250,000 Membrane Roof 3,160 4 > $10,000 Deductible 480 8 Stone Siding yes
1983 155,000 Membrane Roof 1,950 3 $5000 to $10,000 Deductible 290 12 Vinyl siding No
1953 210,000 Slate Shingles Roof 2,990 4 $1000-$2500 Deductible 430 6 Brick siding No
1951 150,000 Wood Shake Roof 1,940 5 $500- $1000 Deductible 520 12 Stucco siding No
1981 165,000 Membrane Roof 2,900 4 $1000-$2500 Deductible 440 7 Stone Siding yes
1943 110,000 Tile Roof 2,060 3 $1000-$2500 Deductible 160 4 Stucco siding yes
1977 155,000 Wood Shake Roof 2,180 3 $5000 to $10,000 Deductible 140 4 Brick siding No
1998 120,000 Composition Roof 1,610 2 $500- $1000 Deductible 40 1 Stucco siding yes
1975 245,000 Slate Shingles Roof 3,210 5 $1000-$2500 Deductible 370 6 Fiber-Cement Siding No
1973 185,000 Metal Roof 3,220 4 $5000 to $10,000 Deductible 90 2 Stone Siding No
1980 150,000 Wood Shake Roof 1,870 3 $2500-$5000 Deductible 40 1 Brick siding yes
1950 160,000 Tile Roof 2,340 3 $5000 to $10,000 Deductible 230 5 Wood siding yes
1988 125,000 Tile Roof 2,310 3 $1000-$2500 Deductible 130 4 Wood siding No
1973 140,000 Metal Roof 1,870 4 $500- $1000 Deductible 140 2 Fiber-Cement Siding No
1995 150,000 Membrane Roof 2,380 5 $1000-$2500 Deductible 390 7 Stucco siding No
1968 155,000 Tile Roof 2,850 4 $500- $1000 Deductible 480 10 Stone Siding No
1988 95,000 Tile Roof 1,470 3 $2500-$5000 Deductible 120 3 Stucco siding No
1989 270,000 Composition Roof 4,710 5 > $10,000 Deductible 300 4 Vinyl siding yes
1966 135,000 Asphalt Shingles Roof 1,750 4 $1000-$2500 Deductible 590 12 Fiber-Cement Siding No
1973 150,000 Shingles Roof 1,960 3 $2500-$5000 Deductible 350 6 Vinyl siding No
1993 115,000 Metal Roof 1,680 5 $1000-$2500 Deductible 40 1 Vinyl siding yes
1989 120,000 Slate Shingles Roof 1,790 4 $1000-$2500 Deductible 500 12 Brick siding yes