Scott, LA homeowners insurance is approximately $1,062 to $1,462, about $88-$121/month. Our exhaustive guide shows customers can save as much as $504 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Scott, LA | Homeowners Insurance Agency Near Scott, LA | Address |
|---|---|---|
| Allstate | Brent Benson | 1327 N Parkerson Ave, Crowley, LA, 70526 |
| Allstate | Dwight Andrus Insurance Inc | DBA Hopkins Insurance Agency 400 East First Street, Kaplan, LA, 70548 |
| Allstate | Jeff Lenox | 5644 Cameron St, Scott, LA, 70583 |
| Allstate | Randy Gaspard | 2613 Highway 14, New Iberia, LA, 70560 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lafayette Parish, Louisiana | $162 | $216 | $324 |
| Ossun CDP, Louisiana | $160 | $213 | $319 |
| Duson town, Louisiana | $151 | $201 | $301 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Scott, LA | 9.8% | 38.2% |
| Lafayette | 8.62% | 32.73% |
| Ossun | 10.77% | 38.01% |
| Duson | 14.98% | 43.51% |
| Scott Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 16 | 2.0% | $359 |
| $300 to $499 | 166 | 24.0% | $1259 |
| $500 to $749 | 242 | 35.0% | $1934 |
| $750 to $999 | 124 | 18.0% | $2684 |
| $1,000 to $1,499 | 129 | 18.0% | $3809 |
| $1,500 or more | 10 | 1.0% | $5459 |
| Streets in Scott Area | Homeowners Insurance Cost |
|---|---|
| Amedee Dr, Windward St, Regal Oaks Dr, Sunbeam Ln, Fremont Dr, Specialty Ln, Spencer Dr, S Loop St, Fenetre Rd, S Pat St | $1,203 |
| D St, Lacassine Rd, Ennis Dr, Steed Pl, la Rue Toulon, Timmy St, Brumley Ln, Loucella St, S Domingue Ave, Candlelight Dr | $1,230 |
| Bartlett Dr, Powell Ln, Albarado Rd, N Governor Miro Dr, Coussan Rd, State Rte 719, Aster Dr, Crip Ln, N Roclay Dr, Sigma Dr | $1,252 |
| Denmark Rd, Brunswick Pl, Credit Dr, Latin Dr, Ivory St, Lumina Dr, Larimer St, Ryan Ln, Raggio Rd, Dominque St | $1,251 |
| Black Cir, S Lakepointe Dr, Gill Dr, Candlestick Ln, Murray Cir, Nellrose St, Cattail Pointe Dr, Brossette Rd, Luke St, Levy Dr | $1,289 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Scott | $187 to $191 |
| Lafayette | $194 |
| Ossun | $191 |
| Duson | $180 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $200,000 | $100,000 | Frame | 10-year | Access Home Ins Co (Standard) | $4042 |
| $200,000 | $100,000 | brick veneer | 10-year | Encompass Indemnity Co | $5885 |
| $400,000 | $200,000 | brick veneer | 1-year | Hanover American Ins Co | $5064 |
| $200,000 | $100,000 | brick veneer | 10-year | Homesite Ins Co | $5276 |
| $200,000 | $100,000 | brick veneer | 10-year | Metropolitan Prop And Cas Ins Co | $4418 |
| $400,000 | $200,000 | brick veneer | 1-year | Pharmacists Mutual Ins Co | $2398 |
| $300,000 | $150,000 | brick veneer | 1-year | Southern Fidelity Ins Co | $1458 |
| $150,000 | $75,000 | brick veneer | 20-year | The Travelers Indem Co Of America | $1754 |
| $300,000 | $150,000 | brick veneer | 1-year | United Services Automobile Association | $2667 |
| $200,000 | $100,000 | brick veneer | 10-year | Vigilant Ins Co | $3894 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $4,700 |
| Yearly Scott Homeowner Insurance Premium Example | $3,800 | $3,200 |
| Out of Pocket Expense During Claim | $1,700 | $4,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $32,100 | $30,300 |
| Net Savings to Scott Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Scott, LA Home Replacement Value MORE than Home Value | Scott, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $170,500 | $108,500 |
| Insurance Premium based on Replacement Value | $2,925 | $1,875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $32,500 | Risk Exposure from Under Insuring Coverage is $29,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $550/year |
| Insurance Company | State Farm | Farmers Insurance | Allstate |
| Monthly Premium | 267 | 208 | 140 |
| Year Built | 1986 | 2007 | 1991 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $175000-$200000 | $175000-$200000 | $75000-$100000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $500 Deductible |