Scituate, RI homeowners insurance is about $952 to $1,303, about $79-$108/month. Our thorough analysis indicates shoppers can save upto $451 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Scituate, RI | Homeowners Insurance Agency Near Scituate, RI | Address |
|---|---|---|
| Travelers | Ap Insurance Group Agency Inc | 135 ALDEN RD, FAIRHAVEN, MA, 2719 |
| Travelers | Morse Insurance Agency Inc | 285 WASHINGTON ST NORTH EASTON VILLAGE SHOPPE, NORTH EASTON, MA, 2356 |
| Travelers | Twinbrook Insurance Agency Inc | 181 SOUTH FRANKLIN ST, HOLBROOK, MA, 2343 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Clayville CDP, Rhode Island | $162 | $216 | $324 |
| Providence County, Rhode Island | $163 | $217 | $326 |
| Foster Center CDP, Rhode Island | $164 | $218 | $327 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Scituate, RI | 4.9% | 14.3% |
| Providence County | 4.89% | 13.88% |
| Foster Center | 4.77% | 20.76% |
| Foster | 4.99% | 12.72% |
| Scituate Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 20 | 3.0% | $779 |
| $300 to $499 | 19 | 3.0% | $1229 |
| $500 to $749 | 71 | 13.0% | $1904 |
| $750 to $999 | 258 | 47.0% | $2654 |
| $1,000 to $1,499 | 155 | 28.0% | $3779 |
| $1,500 or more | 16 | 2.0% | $5429 |
| Streets in Scituate Area | Homeowners Insurance Cost |
|---|---|
| Peck Hill Rd, Neil Ln, Battey Meeting House Fire Ln, Tyring Ln, Spruce Valley Dr, Dexter Rd, Whispering Winds Way, Dexter Ln, Springbrook Rd, Old Hartford Pike | $1,128 |
| Armond Way, Maple Ln, Hope Furnace Rd, Shepards Run, Lambert Ct, Blossom Ln, Garden Ln, Seven Mile Rd, Lady Slipper Ln, Kent View Dr | $1,125 |
| Grand Army Hwy, Harmony Rd, Hope Ave, Set N Sun Dr, Burnt Hill Rd, Dexter Ln, Crestview Cir, Pole Bridge Rd, Hickory Dr, S Crestview Dr | $1,128 |
| S Woodland Rd, Kerri Ct, Ide Rd, Vaz Way, Byron Randall Rd, Eagle Dr, Glenview Ct, Rutland House Rd, Sunnybrook Rd, Collins Ln | $1,130 |
| Harrington Ave, Hunting House Ln, Sunset Ln, Patnode Ave, Gleaner Chapel Rd, Friar Dr, Nottingham Dr, Darby Rd, Hicks Way, Central Pike | $1,119 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Scituate | $168 to $170 |
| Clayville | $162 |
| Providence County | $163 |
| Foster | $166 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $3,600 |
| Yearly Scituate Homeowner Insurance Premium Example | $2,700 | $2,200 |
| Out of Pocket Expense During Claim | $1,600 | $3,600 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $15,100 | $14,600 |
| Net Savings to Scituate Home Owner from High Deductible Plan | $500 | |
| Scenario | Scituate, RI Home Replacement Value MORE than Home Value | Scituate, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $379,500 | $247,500 |
| Insurance Premium based on Replacement Value | $4,100 | $2,675 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $82,500 | Risk Exposure from Under Insuring Coverage is $49,500 |
| Premium Impact | Insurance cheaper by $525/year | Insurance costlier by $900/year |
| Insurance Company | State Farm | Amica Mutual Insurance Company | GEICO Insurance |
| Monthly Premium | 243 | 289 | 238 |
| Year Built | 1987 | 1979 | 1949 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $400000-$500000 | $350000-$400000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |