Schuyler Falls Insurance Rates:

Schuyler Falls, NY homeowners insurance is nearly $501 to $684, about $41-$57/month. Our thorough analysis reveals consumers can save upto $237 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Schuyler Falls, NY Homeowners Insurance By Home Value

Schuyler Falls, NY Home Value Total Homes % of Total Average Schuyler Falls, NY Homeowners Insurance
Less than $50,000 144 9.0% $112
$50,000 to $59,999 45 3.0% $243
$60,000 to $69,999 57 3.0% $296
$70,000 to $79,999 78 5.0% $343
$80,000 to $89,999 67 4.0% $391
$90,000 to $99,999 144 9.0% $438
$100,000 to $124,999 225 15.0% $509
$125,000 to $149,999 174 11.0% $634
$150,000 to $174,999 174 11.0% $753
$175,000 to $199,999 114 7.0% $865
$200,000 to $249,999 135 9.0% $1043
$250,000 to $299,999 71 4.0% $1274
$300,000 to $399,999 26 1.0% $1618

Top Home Insurance Agents Near Schuyler Falls, NY

Home Insurance Company Near Schuyler Falls, NY Homeowners Insurance Agency Near Schuyler Falls, NY Address
Travelers Crowley Insurance Agency 100 N WILLARD ST, BURLINGTON, VT, 5401
Allstate Patrick Kowalczyk 336 W Main St, Malone, NY, 12953
Liberty Mutual Independent T S Peck Insurance Llc 41 IDX DR STE 135, SOUTH BURLINGTON, VT, 5403
Allstate Upstate Agency Llc 3926 NYS ROUTE 22, WILLSBORO, NY, 12996
Allstate Wilkins Agency 2208 Saranac Ave, Lake Placid, NY, 12946

Cost Of Homeowners Insurance By Street Near Schuyler Falls, NY

Streets in Schuyler Falls Area Homeowners Insurance Cost
Flat Rock Rd, Trombley Way, Forest Hill Way, Amber Ln, Fatima St, Firefighters Way, Finlay Dr, Rivers Edge Dr, Shircliff Way, Carter Ct$592
Harvey Way, Fredworth Way, Leawder Ln, Cringle Ln, Justin Dr, Ram Rd, Hardscrabble Rd, Glenn Ave, Joyce Ave, Parrotte Way$590
Rosbo Ln, Willow Way, Ladue St, Dubuque Way, River Bend Dr, Macey Ln, Co Rd 31, Stoney Hill Rd, Vassar Rd, Arrowhead Way$591
Dukette Rd, Ormsby Rd, Bobs Way, Susan Ln, Cami Way, Mason St, Emory St, Fox Farm Rd, Meadowbrook Dr, Estate Dr$590
Diana Way, Carbide Rd, Irene Ave, Lindy Ln, Roxie Ln, Rickson Ave, Pocket Hill Rd, Woodland Dr, Spring Pond Dr, McGee Rd$593

Schuyler Falls, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Schuyler Falls$88 to $91
Morrisonville$90
Plattsburgh West$86
Peru$88

Schuyler Falls, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Morrisonville CDP, New York $90 $120 $180
Plattsburgh West CDP, New York $86 $115 $173
Peru town, Clinton County, New York $89 $118 $177

Schuyler Falls, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Schuyler Falls, NY3.6%10.3%
Morrisonville2.78%7.87%
Plattsburgh West5.4%13.54%
Peru3.36%10.36%

Schuyler Falls Renters Insurance as a Percentage of Rent

Schuyler Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 130 36.0% $1922
$750 to $999 170 47.0% $2672
$1,000 to $1,499 34 9.0% $3797
$1,500 or more 26 7.0% $5447

Schuyler Falls, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Schuyler Falls Homeowner Insurance Premium Example $2,500$2,100
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,000$18,200
Net Savings to Schuyler Falls Home Owner from High Deductible Plan $800

Schuyler Falls, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Schuyler Falls, NY Home Replacement Value MORE than Home Value Schuyler Falls, NY Home Replacement Value LESS than Home Value
Replacement Value $165,000 $98,500
Insurance Premium based on Replacement Value $1,350 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $250/year

Example Schuyler Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 131137121
Year Built 198719972005
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$175000-$200000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Schuyler Falls, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 140,000 Slate Shingles Roof 1,970 3 $500- $1000 Deductible 90 1 Vinyl siding No
1984 220,000 Asphalt Shingles Roof 3,150 5 > $10,000 Deductible 280 3 Fiber-Cement Siding yes
1942 200,000 Slate Shingles Roof 2,670 4 $2500-$5000 Deductible 320 3 Fiber-Cement Siding No
1943 145,000 Asphalt Shingles Roof 2,170 3 $2500-$5000 Deductible 180 2 Fiber-Cement Siding yes
2005 145,000 Shingles Roof 2,160 3 $2500-$5000 Deductible 390 4 Wood siding No
1999 170,000 Shingles Roof 2,490 5 $5000 to $10,000 Deductible 620 8 Fiber-Cement Siding yes
1949 190,000 Slate Shingles Roof 2,360 4 $2500-$5000 Deductible 610 5 Stucco siding No
1997 135,000 Membrane Roof 2,110 3 $500 Deductible 780 7 Vinyl siding yes
1941 175,000 Wood Shake Roof 1,850 4 $5000 to $10,000 Deductible 90 1 Wood siding yes
2007 245,000 Asphalt Shingles Roof 2,790 5 > $10,000 Deductible 100 1 Stone Siding No
2014 155,000 Composition Roof 2,300 3 $500- $1000 Deductible 120 1 Vinyl siding yes
1999 350,000 Metal Roof 4,160 5 $500 Deductible 1440 4 Stucco siding yes
1962 135,000 Composition Roof 1,870 3 $500 Deductible 540 4 Stone Siding No
2005 170,000 Shingles Roof 1,830 3 $5000 to $10,000 Deductible 220 3 Stucco siding No
2012 190,000 Metal Roof 2,020 5 $1000-$2500 Deductible 320 2 Stucco siding yes
1996 325,000 Slate Shingles Roof 3,990 5 > $10,000 Deductible 1230 8 Brick siding yes
1995 155,000 Wood Shake Roof 1,910 3 $5000 to $10,000 Deductible 510 8 Stone Siding No
2009 300,000 Tile Roof 3,980 5 $500 Deductible 240 1 Brick siding No
1996 235,000 Composition Roof 2,780 4 $500 Deductible 1650 8 Fiber-Cement Siding No
1943 285,000 Metal Roof 3,060 4 $5000 to $10,000 Deductible 1210 9 Stucco siding No
1960 120,000 Slate Shingles Roof 1,620 4 $500- $1000 Deductible 260 3 Stucco siding No
1945 355,000 Wood Shake Roof 4,310 5 $5000 to $10,000 Deductible 480 3 Vinyl siding yes
2002 230,000 Asphalt Shingles Roof 2,780 4 $500 Deductible 1100 6 Stucco siding No
1996 150,000 Shingles Roof 2,090 3 $500- $1000 Deductible 1010 7 Fiber-Cement Siding yes
1998 155,000 Membrane Roof 1,970 3 $1000-$2500 Deductible 170 2 Fiber-Cement Siding No
1967 195,000 Asphalt Shingles Roof 2,430 4 $500 Deductible 180 1 Stucco siding yes
1965 215,000 Tile Roof 2,410 5 $5000 to $10,000 Deductible 410 3 Stone Siding yes
2004 190,000 Composition Roof 1,990 3 $1000-$2500 Deductible 710 4 Vinyl siding yes
1980 320,000 Metal Roof 4,390 5 $500- $1000 Deductible 760 3 Stone Siding yes
1944 235,000 Tile Roof 2,720 4 $5000 to $10,000 Deductible 250 2 Brick siding yes
1943 245,000 Composition Roof 3,780 5 $5000 to $10,000 Deductible 960 10 Stucco siding No
1985 275,000 Composition Roof 3,410 5 $500- $1000 Deductible 1110 4 Brick siding yes
1996 210,000 Asphalt Shingles Roof 3,210 4 $1000-$2500 Deductible 240 2 Stucco siding yes
2010 165,000 Composition Roof 2,200 4 $1000-$2500 Deductible 160 2 Stucco siding No