Schroeppel Insurance Rates:

Schroeppel, NY homeowners insurance is approximately $498 to $676, about $41-$56/month. Our detailed research shows customers can save as much as $234 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Schroeppel, NY Homeowners Insurance By Home Value

Schroeppel, NY Home Value Total Homes % of Total Average Schroeppel, NY Homeowners Insurance
Less than $50,000 392 15.0% $140
$50,000 to $59,999 84 3.0% $299
$60,000 to $69,999 142 5.0% $375
$70,000 to $79,999 135 5.0% $428
$80,000 to $89,999 289 11.0% $487
$90,000 to $99,999 246 9.0% $545
$100,000 to $124,999 315 12.0% $633
$125,000 to $149,999 376 14.0% $792
$150,000 to $174,999 298 11.0% $939
$175,000 to $199,999 176 6.0% $1080
$200,000 to $249,999 65 2.0% $1303
$250,000 to $299,999 36 1.0% $1590
$300,000 to $399,999 44 1.0% $2019

Top Home Insurance Agents Near Schroeppel, NY

Home Insurance Company Near Schroeppel, NY Homeowners Insurance Agency Near Schroeppel, NY Address
Travelers Crowley Insurance Agency Inc 202 N CENTER ST, EAST SYRACUSE, NY, 13057
Travelers Eisnor Insurance Agency Inc 4787 CLINTON ST, CLARK MILLS, NY, 13321
Farmers Paul Quinn 117 Highbridge St Ste U2a, Fayetteville, NY, 13066
NA Generations Agency Inc 59 Washington St, Waterloo, NY, 13165
NA Canale Insurance And Accounting Services Llc 35 E 4Th St, Oswego, NY, 13126

Cost Of Homeowners Insurance By Street Near Schroeppel, NY

Streets in Schroeppel Area Homeowners Insurance Cost
Sunrise Dr, Chesbro Rd, Schroeppel Rd, Godfrey Rd, Barnes St, Ashley Dr, Mapleview Dr E, Swamp Rd, Jefferson St, Forest Brook Rd$591
Hawthorne Rd, Christmas Tree Ln, Co Rte 46, Gilbert Mills Rd E, Loomis Ter, Dix Dr, Oneida River Rd, Ashby Dr, Cherry St, Riverside Dr$588
Lock St, Kindred Path, Hilton Rd, Bankrupt Rd, Industrial Park, Tall Timber Ln, Brandy Brook Ln, River St, Culvert St, Prior Rd$588
Candee St, Hickory Ln, Lock St, Spring St, Homestead Ave, Center Dr, Bell Rd, Kline Dr, Sixberry Rd, Whippoorwill Dr$589
Chester Ln, Wood Dr, Clark Crest Dr, Grange St, Sargent Ln, Tulip Tree Ln, Hummingbird Ln, Cemetery Rd, Kent St, Perry Rd$590

Schroeppel, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Schroeppel$87 to $90
Sand Ridge$86
Phoenix$87
Brewerton$89

Schroeppel, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sand Ridge CDP, New York $86 $115 $173
Phoenix village, New York $88 $117 $176
Brewerton CDP, New York $89 $118 $177

Schroeppel, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Schroeppel, NY3.7%9.6%
Sand Ridge3.87%11.2%
Phoenix4.01%9.77%
Brewerton3.31%12.07%

Schroeppel Renters Insurance as a Percentage of Rent

Schroeppel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 39 5.0% $350
$200 to $299 30 4.0% $800
$300 to $499 78 11.0% $1250
$500 to $749 310 47.0% $1925
$750 to $999 187 28.0% $2675
$1,000 to $1,499 14 2.0% $3800

Schroeppel, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Schroeppel Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,300$6,800
Net Savings to Schroeppel Home Owner from High Deductible Plan $500

Schroeppel, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Schroeppel, NY Home Replacement Value MORE than Home Value Schroeppel, NY Home Replacement Value LESS than Home Value
Replacement Value $117,000 $70,000
Insurance Premium based on Replacement Value $1,075 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Schroeppel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceErie Insurance
Monthly Premium 120116110
Year Built 197219472001
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Schroeppel, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 180,000 Shingles Roof 3,020 4 $2500-$5000 Deductible 250 2 Stone Siding yes
1979 110,000 Wood Shake Roof 1,800 5 $1000-$2500 Deductible 830 12 Stucco siding yes
1992 100,000 Membrane Roof 1,600 3 $1000-$2500 Deductible 370 5 Stucco siding No
1993 100,000 Composition Roof 1,320 3 $500 Deductible 1210 12 Vinyl siding yes
1975 160,000 Asphalt Shingles Roof 2,060 3 $500 Deductible 640 6 Stone Siding yes
1974 210,000 Slate Shingles Roof 3,200 4 $5000 to $10,000 Deductible 520 4 Fiber-Cement Siding No
2009 190,000 Shingles Roof 3,340 5 $500 Deductible 660 4 Stucco siding No
1997 200,000 Metal Roof 3,350 5 $1000-$2500 Deductible 870 6 Wood siding No
1986 155,000 Asphalt Shingles Roof 2,510 4 $500- $1000 Deductible 650 6 Stucco siding No
1993 205,000 Slate Shingles Roof 2,830 4 $500- $1000 Deductible 1700 10 Stone Siding No
1975 125,000 Membrane Roof 1,970 4 $1000-$2500 Deductible 450 5 Wood siding yes
1993 150,000 Asphalt Shingles Roof 1,740 3 $500- $1000 Deductible 470 4 Vinyl siding yes
1994 140,000 Tile Roof 2,300 4 $1000-$2500 Deductible 790 8 Brick siding No