Schoolcraft, MI homeowners insurance is about $642 to $876, about $53-$73/month. Our thorough research reveals consumers can save upto $303 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Schoolcraft, MI | Homeowners Insurance Agency Near Schoolcraft, MI | Address |
|---|---|---|
| State Farm | John Koch | 8108 Shaver Rd, Portage, MI, 49024-5429 |
| Erie | Summers Insurance Agency Llc | 12415 Mckinley Hwy, Mishawaka, IN, 46545 |
| Allstate | Weavers Ins Agency | 214 Commercial St., Dowagiac, MI, 49047 |
| Liberty Mutual Independent | Berkey Insurance Agency | 501 W BRISTOL ST, ELKHART, IN, 46514 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Vicksburg village, Michigan | $112 | $149 | $224 |
| Portage city, Michigan | $114 | $152 | $228 |
| Prairie Ronde township, Kalamazoo County, Michigan | $119 | $158 | $237 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Schoolcraft, MI | 5.1% | 13.7% |
| Vicksburg | 5.26% | 13.86% |
| Portage | 4.52% | 12.2% |
| Prairie Ronde | 4.1% | 12.51% |
| Schoolcraft Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 7 | 1.0% | $338 |
| $200 to $299 | 17 | 2.0% | $788 |
| $300 to $499 | 138 | 23.0% | $1238 |
| $500 to $749 | 289 | 48.0% | $1913 |
| $750 to $999 | 135 | 22.0% | $2663 |
| $1,000 to $1,499 | 11 | 1.0% | $3788 |
| Streets in Schoolcraft Area | Homeowners Insurance Cost |
|---|---|
| S Boulevard St, Canal St, Starling Ave, W U Ave, Angell St, E Tu Ave, E X Ave, Pineview Dr, Gardner Pond Ln, W W Ave | $764 |
| Seth Raynor Pl, W Cass St, S 3rd St, Clyde St, Maple Dr, Melissa Ct, Cherry St, Lincoln St, Kimble Lake Dr, South St | $756 |
| N Kalamazoo Ave, E South St, The Boulevard N, Poplar Ln, Holcomb St, S Robinson St, Gourdneck Lake Dr, Sugar Maple St, W Washington St, Kimbles Ln | $760 |
| Pine St, E Park St, E Maple St, US Hwy 131, E Eliza St, S Leja Dr, Pineview Ln, W Vine St, Shaver Rd, W Prairie St | $759 |
| S 16th St, N Cedar St, Jasmine Ave, Sugar Maple Cir, N Grand St, E V W Ave, Sugar Maple Ct, Channelview Dr, W South St, Frakes St | $760 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Schoolcraft | $113 to $116 |
| Vicksburg | $112 |
| Portage | $114 |
| Prairie Ronde | $118 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Schoolcraft Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,800 | $5,200 |
| Net Savings to Schoolcraft Home Owner from High Deductible Plan | $600 | |
| Scenario | Schoolcraft, MI Home Replacement Value MORE than Home Value | Schoolcraft, MI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $180,500 | $128,000 |
| Insurance Premium based on Replacement Value | $775 | $550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $14,000 | Risk Exposure from Under Insuring Coverage is $38,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $50/year |
| Insurance Company | State Farm | Allstate | Liberty Mutual |
| Monthly Premium | 41 | 63 | 60 |
| Year Built | 2001 | 1942 | 2012 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $75000-$100000 | $250000-$300000 | $200000-$250000 |
| Deductible | $500 Deductible | > $10,000 Deductible | > $10,000 Deductible |