Schertz Insurance Rates:

Schertz, TX homeowners insurance is roughly $896 to $1,215, about $74-$101/month. Our thorough analysis reveals consumers can save as much as $422 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would definitely recommend Allstate to anyone I spoke to that is in the market for insurance. I have found them to be dependable and responsive the whole time I have been with them.
State Farm
I highly recommend this insurance , big company with all the bells and witless , yet the remain true having a local office with local people running it .
Esurance
Esurance was quick and easy to use. I would definitely recommend this company because of its price and flexibility. I was very impressed.
Liberty Mutual
i think this is company is better than other company because this company is gives an lot of offers for the customers am really comfort zone for this company
Hochheim Prairie Insurance
Our home insurance is a local company within our overall area of the panhandle of texas. we are insured through hochheim-prairie insurance located in canyon, texas. the company serves the area through several sorts of homeowner insurance needs. we have the normal type of homeowner insurance found with other providers but this insurance is affordable and we were offered an extra option for liability coverage on our property. most of the coverage we have is comparable to the local industry but less expensive than the bigger, national insurers.
State Farm
I would definitely recommend this company who doesn't want a good company who does everything for them and provide the real amount and appropriate for it as well.
The Hartford
I would rate them 3. Although the customer service people were pleasant and very helpful, the adjusters were very slow and difficult to communicate with.
Farmer's Insurance
My experience with them as a customer is they are separating themselves as a company that is not intended for the average social class. They want to be known as a company for the more affluent social customer.
Progressive
The rates are very competitive and the commercials are warm!
Progressive
I like that my insurance company auto-renews my policy (home and auto) without me having to do anything to remember when it's about to expire. i have a hard time remembering when my policies are about to expire so this is super helpful.
State Farm
Every time I have called I have had nothing but good experiences with the customer service agents who I have spoken with. They are knowledgeable and willing to go the extra mile to help you.
State Farm
I like that they are a reliable company with a long history and a good reputation. They may have slightly higher rates than others, but they have a large network and I know they will be there when I need them.
Farmer's Insurance
I usually deal with my local representative when I have an issue or question. I have known him for many years and he is my first contact with the company.
Allstate
I like the polite and courteous representatives that sold and service our policy. I like the accessibility of the company.
Allstate
My basement and kithcen flooded last year. But All state was making things complicated to cover the damage to my furniture and carpets etc. They were more concerned with liabilty and their own rather than the comfort of the insured person
Allstate
I called to find out how to change the name on the policy after my mother passed. They directed my to the local office and told me everything i would need to have it transferred.
Progressive
I used a Progressive came out with the best policy with the best coverage. They were measured against a dozen other companies and came out on top.

Schertz, TX Homeowners Insurance By Home Value

Schertz, TX Home Value Total Homes % of Total Average Schertz, TX Homeowners Insurance
Less than $50,000 537 6.0% $158
$70,000 to $79,999 230 2.0% $475
$80,000 to $89,999 253 2.0% $538
$90,000 to $99,999 338 3.0% $612
$100,000 to $124,999 780 8.0% $707
$125,000 to $149,999 1,078 12.0% $876
$150,000 to $174,999 2,009 22.0% $1045
$175,000 to $199,999 1,158 13.0% $1203
$200,000 to $249,999 1,202 13.0% $1446
$250,000 to $299,999 690 7.0% $1774
$300,000 to $399,999 376 4.0% $2249

Top Home Insurance Agents Near Schertz, TX

Home Insurance Company Near Schertz, TX Homeowners Insurance Agency Near Schertz, TX Address
NA Randall L. Harred Insurance Agency 1119 W. Goodwin St, Pleasanton, TX, 78064
Farmers Abe Joe Lujan 7903 Culebra Rd, San Antonio, TX, 78251
State Farm Ronnie Webb 8802 Marbach Rd Ste 100, San Antonio, TX, 78227-2355
State Farm Sam Longoria 11026 Culebra Rd Ste 105, San Antonio, TX, 78253-6420
Travelers Woolsey-Bell Insurance 1310 4TH ST, FLORESVILLE, TX, 78114

Schertz, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Schertz, TX

Streets in Schertz Area Homeowners Insurance Cost
Forest Link, Fawnwood Dr, Tilden Trl, 3rd St, Old Hwy 81, Park Lane Dr, Parkweg Loop, Bluebird Dr, Pvt Rd at Schuetz Dr, Miller Ln$1,073
FM 2252, Lori Ln, Bremer, Bobwhite Ln, Trophy Oaks Dr, Apg Ln, Goll St, Marbach Ln, Red Iron, Timber Ridge Dr$1,052
Wald Rd, Bunker St, Bat Cave Loop Rd, Sorrel Ln, Schoenthal Rd, Lookout Rd, Robin Ln, Teakwood Ln, Natural Bridge Caverns Rd, Schoenthal Rd$1,180
Paseo Corto Dr, Eckhardt Rd, Holly Ln, Batcave Rd, Blue Pt, Cavern Oak, Forest Trl, Calley Cir, Cedar Branch, Bormann Dr$1,070
Teich Loop, Deer Canyon Dr, Gloxina Dr, Ridgeline Rd, Charleston Ln, Tonkawa Pass, Friesenhahn Ln, Guada Coma Dr, Trinity Trl, Timber Wild$1,168

Schertz, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Schertz$158 to $160
Cibolo$160
Universal City$156
Selma$158

Schertz, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cibolo city, Texas $134 $178 $267
Universal City city, Texas $130 $173 $260
Selma city, Texas $132 $176 $264

Schertz, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Schertz, TX6.0%18.9%
Cibolo5.36%15.91%
Universal City6.32%17.87%
Selma5.9%15.83%

Schertz Renters Insurance as a Percentage of Rent

Schertz Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 29 1.0% $792
$300 to $499 146 6.0% $1242
$500 to $749 463 19.0% $1917
$750 to $999 638 26.0% $2667
$1,000 to $1,499 778 32.0% $3792
$1,500 or more 365 15.0% $5442

Schertz, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Schertz Homeowner Insurance Premium Example $2,300$1,900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,000$16,200
Net Savings to Schertz Home Owner from High Deductible Plan $800

Schertz, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Schertz, TX Home Replacement Value MORE than Home Value Schertz, TX Home Replacement Value LESS than Home Value
Replacement Value $481,500 $321,000
Insurance Premium based on Replacement Value $4,825 $3,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,000 Risk Exposure from Under Insuring Coverage is $99,500
Premium Impact Insurance cheaper by $1,000/year Insurance costlier by $625/year

Example Schertz Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 7810987
Year Built 200020111988
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$150000-$175000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Schertz, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 105,000 Wood Shake Roof 1,290 3 $500 Deductible 470 5 Brick siding No
2010 255,000 Slate Shingles Roof 3,020 5 $5000 to $10,000 Deductible 920 8 Stucco siding yes
1994 270,000 Wood Shake Roof 2,850 4 $2500-$5000 Deductible 560 4 Vinyl siding No
2010 285,000 Metal Roof 3,370 5 $500- $1000 Deductible 900 4 Stone Siding yes
2008 115,000 Composition Roof 1,510 3 $500- $1000 Deductible 710 9 Stucco siding No
2014 240,000 Asphalt Shingles Roof 2,780 4 $500- $1000 Deductible 630 5 Wood siding yes
2004 300,000 Slate Shingles Roof 3,670 5 $500 Deductible 2000 9 Brick siding yes
1990 145,000 Tile Roof 1,400 3 $500- $1000 Deductible 900 9 Stucco siding No
2005 160,000 Asphalt Shingles Roof 1,870 4 $500 Deductible 130 1 Fiber-Cement Siding yes
1995 180,000 Wood Shake Roof 1,540 3 $500- $1000 Deductible 770 5 Wood siding yes
2013 160,000 Slate Shingles Roof 1,600 5 $500- $1000 Deductible 1090 12 Brick siding No
2014 140,000 Metal Roof 1,690 5 $500- $1000 Deductible 560 7 Vinyl siding No
2000 255,000 Metal Roof 2,380 3 $500- $1000 Deductible 1720 10 Fiber-Cement Siding No
1980 120,000 Asphalt Shingles Roof 1,230 3 $500 Deductible 810 8 Vinyl siding yes
2012 210,000 Slate Shingles Roof 2,400 4 > $10,000 Deductible 580 8 Fiber-Cement Siding No
2012 155,000 Composition Roof 1,930 4 $5000 to $10,000 Deductible 630 9 Fiber-Cement Siding yes
1996 245,000 Slate Shingles Roof 2,130 5 $500- $1000 Deductible 650 6 Stone Siding No
1982 170,000 Shingles Roof 1,820 5 $500 Deductible 1410 9 Stone Siding yes
1996 285,000 Composition Roof 2,710 4 $2500-$5000 Deductible 1020 7 Stone Siding yes
2002 185,000 Asphalt Shingles Roof 1,730 3 $5000 to $10,000 Deductible 1100 9 Stone Siding yes
2012 150,000 Shingles Roof 1,880 4 $2500-$5000 Deductible 370 3 Stone Siding No
2004 280,000 Tile Roof 3,300 4 $500- $1000 Deductible 1840 9 Stone Siding yes
1991 325,000 Tile Roof 3,160 5 $500 Deductible 3140 12 Stone Siding No
1991 390,000 Shingles Roof 4,210 5 > $10,000 Deductible 1720 10 Vinyl siding yes
2010 110,000 Tile Roof 1,340 3 $1000-$2500 Deductible 840 9 Stucco siding yes
2013 170,000 Asphalt Shingles Roof 1,900 3 $500- $1000 Deductible 990 8 Stucco siding No
1981 345,000 Wood Shake Roof 3,280 4 $500- $1000 Deductible 2830 12 Stone Siding yes
1990 310,000 Wood Shake Roof 2,820 5 $500- $1000 Deductible 2090 10 Stone Siding No
2008 205,000 Metal Roof 2,410 4 $5000 to $10,000 Deductible 800 12 Wood siding No
2012 305,000 Tile Roof 3,190 4 > $10,000 Deductible 1340 9 Brick siding No
2010 105,000 Wood Shake Roof 1,320 3 $500 Deductible 1070 12 Vinyl siding No
1991 170,000 Composition Roof 1,590 3 $5000 to $10,000 Deductible 310 4 Stucco siding yes
2008 155,000 Membrane Roof 1,830 3 $500 Deductible 640 5 Brick siding yes
1983 345,000 Composition Roof 3,010 5 > $10,000 Deductible 880 6 Stucco siding No

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