Schenectady County, NY Home Insurance - Analysis On Quotes, Rates & Agents
Schenectady County Insurance Rates:
Schenectady County, NY homeowners insurance is roughly $510 to $690, about $42-$57/month. Our complete research reveals consumers can save as much as $240 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
I appreciate the multiple coverage discounts from the company. i am able to accrue by having auto, home, and life insurance policies all through the same company. these discounts encourage me to remain a loyal customer.
They girl that did my quote must not have been very efficient, she gave me an inefficient quote and cost me more money
Homesite was very helpful during the claims process when our water heater burst and flooded the first floor of our home.
I can't tell you anything that I dislike about this insurance company. I've been extremely satisfied for all the years I have been with them. They have been absolutely wonderful to me.
I was able to reach customer service and resolve a problem through the website. The issue was it took longer than it should have to figure out how to reach the right department/person. But once it reached the correct person, it was easily and quickly taken care of.
I researched cost amount through other insurance companies and Allstate came out to be the cheapest for me, because it's bundled with auto insurance.
We don't do a lot of shopping around at other companies. We've had USAA for years, and are happy with what they provide. Their premiums are good enough for us.
I find it does not matter if I communicate with my local agent or have to converse with the corporate office, the result is the same. On time, excellent and accurate communication from state farm.
They do not have a mobile app and do not have a largely known national presence. This sometimes feels like a hindrance when I have to explain who my insurance company is and provide information on them, instead of a nationally recognized brand.
State Farm's rates are competitive. Because I have my car insurance with them too, the bundle makes the price very good. I do not feel that I could get a better deal elsewhere for the same coverage and benefits as I have with state farm.
I have experienced nothing with the company that I dislike
Other than the frequent website overhauls, there's nothing I dislike. My experiences have been positive and I have been a customer long enough that we have an understanding about not sending me marketing materials.
I do not like the customer service, although they have improved a lot. I would also very much like to attend more to my needs
As I've said earlier, I think they have very reasonable rates, are easy to sign up and find discounts with, and they are very good at communicating when you have questions.
like I said I don't use the app, but I am interested in using it. I wish I could talk to someone face to face, but since they are not stationed here, I can't go to an office. Everything is done online.
I dislike not being able to use a debit card or paying partial payments without having to call in
AMICA is very consumer service focused, and continue to foster a good relationship with me. I will most likely stick with them for years to come and likely add more coverage.
Schenectady County, NY Homeowners Insurance By Home Value
|Schenectady County, NY Home Value||Total Homes||% of Total||Average Schenectady County, NY Homeowners Insurance|
|Less than $50,000||1,070||2.0%||$90|
|$60,000 to $69,999||712||1.0%||$234|
|$70,000 to $79,999||1,134||3.0%||$270|
|$80,000 to $89,999||1,548||4.0%||$306|
|$90,000 to $99,999||1,444||3.0%||$342|
|$100,000 to $124,999||4,623||12.0%||$396|
|$125,000 to $149,999||4,496||12.0%||$492|
|$150,000 to $174,999||6,289||16.0%||$582|
|$175,000 to $199,999||3,585||9.0%||$672|
|$200,000 to $249,999||5,421||14.0%||$810|
|$250,000 to $299,999||3,245||8.0%||$990|
|$300,000 to $399,999||3,282||8.0%||$1260|
Top Home Insurance Agents Near Schenectady County, NY
|Home Insurance Company Near Schenectady County, NY||Homeowners Insurance Agency Near Schenectady County, NY||Address|
|NA||Shank & Falvey Inc.||805 State Route 50 , Burnt Hills, NY, 12027|
|NA||Toedt Insurance Agency Llc||17 Wendell Dr, Albany, NY, 12205|
|NA||Brabazon Agcy Inc||5327 State Route 23 , Windham, NY, 12496|
|NA||Lonergan & Thomas, Inc||18 Church St , Arlington, VT, 5250|
|Allstate||Michael Criscione||133 Ballston Ave, Saratoga Springs, NY, 12866|
Cost Of Homeowners Insurance By Street Near Schenectady County, NY
|Streets in Schenectady County Area||Homeowners Insurance Cost|
|Steers Ave, State Hwy 158, Chadwick Rd, Harlem St, Van Antwerp Rd, Co Rd 42, Kile Dr, Peek St, Lillian Dr, Lang St||$582|
|Congress St, 6th Ave, Stuyvesant Dr, Nicholas Ct, Devine St, Shereen Ct, Birchwood Dr, Pattersonville-Rynex Corners Rd, Spring Blossom Ln, Karenwald Ln||$611|
|University Pl, E Shore Rd, 5th Ave, Red Oak Dr, Raymond St, Cox Ave, Priscilla Ln, Yorkston St, Wilson Rd, Eugene Dr||$584|
|Central Pkwy, Riverdale Rd, Birchwood Spr, Trottingham Dr, Pattersonville-Scotch Church Rd, Hendrickson Ave, Riverhill Blvd, Windermere Rd, Glenwood Dr, State Hwy 5s||$633|
|Halsey Dr, Upper Gregg Rd, Fairview Ave, Havenbrook Dr, Deforest Ave, Fredericks Rd, Wendell Ave, Pinewood Dr, Grenoside Ave, Princeton St||$589|
|Clinton St, Meadow Ln, Fordham Ave, Fernwood Dr, Fehr Ave, Cramer Ave, Halcyon St, Elm Ln, Laura St, Buxton St||$595|
|Vernon Dr, Elizabeth St, Co Rd 2p, Nora Ave, Rockwood Ln, Duanesburg Churches Rd, N Alandale Ave, Bronk Rd, Angela Ct, Menga Dr||$592|
|Rugby Rd, Dorwaldt Blvd, St Jude Ct, Nahant St, Hamilton St, Cornell St, Cora St, Stewart Ln, Co Rd 86, Hilltop Rd||$595|
|Pine Ridge Rd, Hulett Ave, Brandywine Ave, Brookside Dr, Carmen Rd, Chestnut Ln, Rosendale Rd, Raymond St, Co Rd 3p, Hardin Rd||$631|
|Via Lino, Silversmith Ln, Marshall Ave, Troy Pl, Lansing St, Morrow Ave, Clement Rd, Draper Ave, Robinwood Ave, Glenmeadow Ct||$604|
Schenectady County, NY Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Schenectady County||$90 to $92|
Schenectady County, NY Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Rotterdam town, Schenectady County, New York||$75||$100||$150|
|Princetown town, Schenectady County, New York||$76||$101||$152|
|Scotia village, New York||$75||$99||$149|
Schenectady County, NY Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Schenectady County, NY||3.2%||8.2%|
Schenectady County Renters Insurance as a Percentage of Rent
|Schenectady County Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||425||2.0%||$343|
|$200 to $299||775||4.0%||$793|
|$300 to $499||1,278||6.0%||$1243|
|$500 to $749||4,754||25.0%||$1918|
|$750 to $999||6,389||34.0%||$2668|
|$1,000 to $1,499||3,802||20.0%||$3793|
|$1,500 or more||1,152||6.0%||$5443|