Schenectady County Insurance Rates:

Schenectady County, NY homeowners insurance is roughly $510 to $690, about $42-$57/month. Our complete research reveals consumers can save as much as $240 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I appreciate the multiple coverage discounts from the company. i am able to accrue by having auto, home, and life insurance policies all through the same company. these discounts encourage me to remain a loyal customer.
State Farm
They girl that did my quote must not have been very efficient, she gave me an inefficient quote and cost me more money
Homesite Insurance
Homesite was very helpful during the claims process when our water heater burst and flooded the first floor of our home.
State Farm
I can't tell you anything that I dislike about this insurance company. I've been extremely satisfied for all the years I have been with them. They have been absolutely wonderful to me.
Erie Insurance
I was able to reach customer service and resolve a problem through the website. The issue was it took longer than it should have to figure out how to reach the right department/person. But once it reached the correct person, it was easily and quickly taken care of.
Allstate
I researched cost amount through other insurance companies and Allstate came out to be the cheapest for me, because it's bundled with auto insurance.
Usaa
We don't do a lot of shopping around at other companies. We've had USAA for years, and are happy with what they provide. Their premiums are good enough for us.
Ameriprise Financial
I find it does not matter if I communicate with my local agent or have to converse with the corporate office, the result is the same. On time, excellent and accurate communication from state farm.
Arrow Financial Corporation
They do not have a mobile app and do not have a largely known national presence. This sometimes feels like a hindrance when I have to explain who my insurance company is and provide information on them, instead of a nationally recognized brand.
State Farm
State Farm's rates are competitive. Because I have my car insurance with them too, the bundle makes the price very good. I do not feel that I could get a better deal elsewhere for the same coverage and benefits as I have with state farm.
Progressive
I have experienced nothing with the company that I dislike
Allstate
Other than the frequent website overhauls, there's nothing I dislike. My experiences have been positive and I have been a customer long enough that we have an understanding about not sending me marketing materials.
Usaa
I do not like the customer service, although they have improved a lot. I would also very much like to attend more to my needs
Esurance
As I've said earlier, I think they have very reasonable rates, are easy to sign up and find discounts with, and they are very good at communicating when you have questions.
Farmer's Insurance
like I said I don't use the app, but I am interested in using it. I wish I could talk to someone face to face, but since they are not stationed here, I can't go to an office. Everything is done online.
Universal Property & Casualty Insurance Company
I dislike not being able to use a debit card or paying partial payments without having to call in
Amica Mutual Insurance
AMICA is very consumer service focused, and continue to foster a good relationship with me. I will most likely stick with them for years to come and likely add more coverage.

Schenectady County, NY Homeowners Insurance By Home Value

Schenectady County, NY Home Value Total Homes % of Total Average Schenectady County, NY Homeowners Insurance
Less than $50,000 1,070 2.0% $90
$60,000 to $69,999 712 1.0% $234
$70,000 to $79,999 1,134 3.0% $270
$80,000 to $89,999 1,548 4.0% $306
$90,000 to $99,999 1,444 3.0% $342
$100,000 to $124,999 4,623 12.0% $396
$125,000 to $149,999 4,496 12.0% $492
$150,000 to $174,999 6,289 16.0% $582
$175,000 to $199,999 3,585 9.0% $672
$200,000 to $249,999 5,421 14.0% $810
$250,000 to $299,999 3,245 8.0% $990
$300,000 to $399,999 3,282 8.0% $1260

Top Home Insurance Agents Near Schenectady County, NY

Home Insurance Company Near Schenectady County, NY Homeowners Insurance Agency Near Schenectady County, NY Address
NA Shank & Falvey Inc. 805 State Route 50 , Burnt Hills, NY, 12027
NA Toedt Insurance Agency Llc 17 Wendell Dr, Albany, NY, 12205
NA Brabazon Agcy Inc 5327 State Route 23 , Windham, NY, 12496
NA Lonergan & Thomas, Inc 18 Church St , Arlington, VT, 5250
Allstate Michael Criscione 133 Ballston Ave, Saratoga Springs, NY, 12866

Cost Of Homeowners Insurance By Street Near Schenectady County, NY

Streets in Schenectady County Area Homeowners Insurance Cost
Steers Ave, State Hwy 158, Chadwick Rd, Harlem St, Van Antwerp Rd, Co Rd 42, Kile Dr, Peek St, Lillian Dr, Lang St$582
Congress St, 6th Ave, Stuyvesant Dr, Nicholas Ct, Devine St, Shereen Ct, Birchwood Dr, Pattersonville-Rynex Corners Rd, Spring Blossom Ln, Karenwald Ln$611
University Pl, E Shore Rd, 5th Ave, Red Oak Dr, Raymond St, Cox Ave, Priscilla Ln, Yorkston St, Wilson Rd, Eugene Dr$584
Central Pkwy, Riverdale Rd, Birchwood Spr, Trottingham Dr, Pattersonville-Scotch Church Rd, Hendrickson Ave, Riverhill Blvd, Windermere Rd, Glenwood Dr, State Hwy 5s$633
Halsey Dr, Upper Gregg Rd, Fairview Ave, Havenbrook Dr, Deforest Ave, Fredericks Rd, Wendell Ave, Pinewood Dr, Grenoside Ave, Princeton St$589
Clinton St, Meadow Ln, Fordham Ave, Fernwood Dr, Fehr Ave, Cramer Ave, Halcyon St, Elm Ln, Laura St, Buxton St$595
Vernon Dr, Elizabeth St, Co Rd 2p, Nora Ave, Rockwood Ln, Duanesburg Churches Rd, N Alandale Ave, Bronk Rd, Angela Ct, Menga Dr$592
Rugby Rd, Dorwaldt Blvd, St Jude Ct, Nahant St, Hamilton St, Cornell St, Cora St, Stewart Ln, Co Rd 86, Hilltop Rd$595
Pine Ridge Rd, Hulett Ave, Brandywine Ave, Brookside Dr, Carmen Rd, Chestnut Ln, Rosendale Rd, Raymond St, Co Rd 3p, Hardin Rd$631
Via Lino, Silversmith Ln, Marshall Ave, Troy Pl, Lansing St, Morrow Ave, Clement Rd, Draper Ave, Robinwood Ave, Glenmeadow Ct$604

Schenectady County, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Schenectady County$90 to $92
Rotterdam$90
Princetown$91
Scotia$89

Schenectady County, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rotterdam town, Schenectady County, New York $75 $100 $150
Princetown town, Schenectady County, New York $76 $101 $152
Scotia village, New York $75 $99 $149

Schenectady County, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Schenectady County, NY3.2%8.2%
Rotterdam3.38%9.24%
Princetown3.13%8.66%
Scotia3.55%8.42%

Schenectady County Renters Insurance as a Percentage of Rent

Schenectady County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 425 2.0% $343
$200 to $299 775 4.0% $793
$300 to $499 1,278 6.0% $1243
$500 to $749 4,754 25.0% $1918
$750 to $999 6,389 34.0% $2668
$1,000 to $1,499 3,802 20.0% $3793
$1,500 or more 1,152 6.0% $5443