Schaumburg Insurance Rates:

Schaumburg, IL homeowners insurance is about $681 to $925, about $56-$77/month. Our complete research indicates shoppers can save as much as $321 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They are a little expensive and they are not very proactive in offering to review my policy to make sure that I am getting the best price and that I still have the coverage that I need.
Allstate
It seems like the cost is high and I have never made a claim for either home or auto but my premium has never gone down
State Farm
We had an insurance claim denied last year. lost everything in our home due to flood waters. we didn't have flood insurance (not in a flood zone) but the claim was denied to help replace what we lost. major bummer.
State Farm
They always make sure that you are well taken care of the car, if it is in good condition and that your house is perfect.
Homesite Insurance
The inspector working our claim that came to our home was very rude and wasn't compassionate to the issues we were going through when our home flooded.
State Farm
The customer service with my insurance company has been excellent. On the few occasions that I have had a problem, they have been quick to respond and they really listen and care.
Pekin Insurance
Pekin insurance is located in illinois and this is something that i appreciate since i have family in illinois and also because i was born in the state of illinois.
State Farm
I have never talked with anyone from State Farm, and hopefully I never will have to. Because I have coverage on everything (was required by quicken loans), I assume everything will go smoothly if I need to.
Farmer's Insurance
The premium seems to be right in line with other homes in my neighborhood. It is reasonably priced and the agent does seem to be responsive.
Farmer's Insurance
While the website is clean, the user-friendliness it's not. The payment page is confusing and takes some time getting used to. The layout of the policy also makes it confusing
American Family
Was very happy with the package deal of auto and home insurance. It is saving me hundreds of dollars a month. It is working out good so far.
Liberty Mutual
I like that their coverage is very thorough and comparable with other large companies, but I get the convenience of a local agent and customer! Service.
Allstate
The ONLY thing that I feel could use a little bit of work is their website layout. Even if they didn't change it, I'd still be okay with that as I’ve learned how to navigate it. New users may find it a little bit difficult to use at first. If they made their website easier to navigate, I would literally have nothing negative to say about them whatsoever.
Allstate
There aren't any points that stick out as to why I would dislike the company. It does exactly what I want it to do and I don't have to think about it.
Erie Insurance
The coverage is great, however, you pay for it. I wish the company offered more discounts to make it more affordable.

Schaumburg, IL Homeowners Insurance By Home Value

Schaumburg, IL Home Value Total Homes % of Total Average Schaumburg, IL Homeowners Insurance
Less than $50,000 701 2.0% $80
$80,000 to $89,999 379 1.0% $273
$90,000 to $99,999 340 1.0% $305
$100,000 to $124,999 1,461 4.0% $353
$125,000 to $149,999 1,905 5.0% $441
$150,000 to $174,999 3,620 11.0% $521
$175,000 to $199,999 3,440 10.0% $602
$200,000 to $249,999 5,874 18.0% $722
$250,000 to $299,999 5,636 17.0% $883
$300,000 to $399,999 8,080 25.0% $1124

Top Home Insurance Agents Near Schaumburg, IL

Home Insurance Company Near Schaumburg, IL Homeowners Insurance Agency Near Schaumburg, IL Address
Farmers Eddie Funches 3790 W 79th St, Chicago, IL, 60652
State Farm Edwin De Jesus 4515 Hohman Ave, Hammond, IN, 46327-1520
Travelers Iaa-Kurt A Rusch 1904 S BIRCH ST, DES PLAINES, IL, 60018
State Farm Joe Morreale 668 Meacham Rd, Elk Grove Vlg, IL, 60007-3003
Travelers Young Kim Insurance Agency 960 RAND RD STE 206, DES PLAINES, IL, 60016

Cost Of Homeowners Insurance By Street Near Schaumburg, IL

Streets in Schaumburg Area Homeowners Insurance Cost
Kingsbury, Nature Ct, Nantucket Cove, Brent Ct, Glen Lake Rd, W Ticknor Ct, Carver Ln, Auburn Ln, Evergreen Ct, Parkview Cir W$780
Arklow Pl, Crowfoot Cir N, Michigan Ln, Highland St, Saint Claire Cir, Mohegan Ln, Oxford Cir, W Dovington Dr, Barcliffe Ln, Lancashire Ct$828
Truro Ct, Winding Run Ln, Walden Ct, Armstrong Ct, Bulrush Dr, Chaffee Ct, Wm Clifford Ln, Carmel Ct, Waterford Rd S, Patricia Ct$833
Hazel Dr, S Salem Dr, Greenhill Ln, Montclaire Cir, Prince Edward Cir, Kingsport Dr, Waban Ln, Bridgeview Pt, Stratford Dr, Amherst Ln$830
Young Cir, New Mexico Ct, Sleepy Hollow Ct, N Braintree Dr, E Greenbriar Dr, Remington Rd, Crest Ave, Meyer Rd, Manor Cir, Harvard Cir$845
Song Sparrow Ct, Bristol Walk, Grand Canyon Pkwy, W Thacker St, Fabish Ct, S Brockton Ct, Maywood Ln, S Rodenburg Rd, Grand Canyon St, Fox Run Dr$781
Saleford Dr, Schaumburg Ct, Carey Dr, Longboat Ln, Florida Ln, Larson Ln, Regatta Pt, Manchester Mnr, Chippendale Rd, Woodcroft Ct$823
Eastham Ln, Chelsea Ln, McDevitt Cir, Crandell Ln, Compton Ln, Jones Rd, Cooper Ct, Glendale Ln, Newcastle Ln, Scarbrough Cir$781
Evening Song Ct, Glouchester Harbor, Cambridge Ln, Pebblebrook Ln, Juli Dr, Woodbury Ct, Sedgfield Ct, Charlotte Ct, Westfield Ln, Gannon Ct$795
Fulbright Ln, Mitchell Blvd, Dennis Ct, Idlestone Ln, Cynthia Ln, Locust Pl, Sandhurst Ct, Seven Pines Rd, Columbia Dr, Waxwing Ct$763

Schaumburg, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Schaumburg$120 to $122
Roselle$121
Hanover Park$116
Streamwood$117

Schaumburg, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roselle village, Illinois $122 $162 $243
Hoffman Estates village, Illinois $122 $162 $243
Hanover Park village, Illinois $116 $155 $233

Schaumburg, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Schaumburg, IL3.6%10.3%
Roselle3.45%9.95%
Hoffman Estates3.42%9.79%
Hanover Park3.51%10.24%

Schaumburg Renters Insurance as a Percentage of Rent

Schaumburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 246 1.0% $1217
$500 to $749 255 1.0% $1892
$750 to $999 3,402 26.0% $2642
$1,000 to $1,499 6,021 47.0% $3767
$1,500 or more 2,688 21.0% $5417

Schaumburg, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Schaumburg Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,400$10,800
Net Savings to Schaumburg Home Owner from High Deductible Plan $600

Schaumburg, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Schaumburg, IL Home Replacement Value MORE than Home Value Schaumburg, IL Home Replacement Value LESS than Home Value
Replacement Value $379,000 $236,000
Insurance Premium based on Replacement Value $1,925 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,500 Risk Exposure from Under Insuring Coverage is $80,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $325/year

Example Schaumburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersAmerican Family Insurance
Monthly Premium 8811953
Year Built 199319761986
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$400000-$500000$125000-$150000
Deductible $500- $1000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Schaumburg, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 540,000 Shingles Roof 3,420 5 $500 Deductible 980 5 Stone Siding yes
1972 430,000 Wood Shake Roof 3,290 4 $2500-$5000 Deductible 350 3 Fiber-Cement Siding No
1991 320,000 Metal Roof 2,160 5 > $10,000 Deductible 70 1 Stucco siding No
1979 275,000 Shingles Roof 2,510 4 $2500-$5000 Deductible 980 10 Vinyl siding No
1977 140,000 Asphalt Shingles Roof 940 2 $2500-$5000 Deductible 150 5 Vinyl siding No
1974 485,000 Shingles Roof 4,450 5 $2500-$5000 Deductible 1520 9 Brick siding yes
1975 315,000 Wood Shake Roof 2,100 4 > $10,000 Deductible 290 4 Wood siding No
1982 205,000 Slate Shingles Roof 1,450 3 $1000-$2500 Deductible 760 8 Stucco siding yes
1973 205,000 Metal Roof 1,540 2 $1000-$2500 Deductible 480 7 Vinyl siding yes
1989 230,000 Tile Roof 2,000 4 $1000-$2500 Deductible 470 5 Stone Siding yes
1991 355,000 Composition Roof 2,710 4 $2500-$5000 Deductible 240 2 Brick siding yes
1990 245,000 Shingles Roof 1,850 3 $1000-$2500 Deductible 280 3 Stone Siding No
1986 460,000 Slate Shingles Roof 3,370 4 $500 Deductible 1610 12 Brick siding No
1990 325,000 Tile Roof 2,260 3 > $10,000 Deductible 430 7 Stone Siding No
1979 290,000 Tile Roof 2,570 5 $500 Deductible 970 7 Stone Siding yes
1970 430,000 Tile Roof 2,940 4 $2500-$5000 Deductible 650 7 Wood siding No
1986 335,000 Shingles Roof 2,280 5 > $10,000 Deductible 690 10 Fiber-Cement Siding yes
1984 285,000 Membrane Roof 2,150 4 $1000-$2500 Deductible 130 1 Wood siding No