Sayreville Insurance Rates:

Sayreville, NJ homeowners insurance is roughly $727 to $986, about $60-$82/month. Our exhaustive research reveals consumers can save as much as $342 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
I like the affordability of my specific home insurance plan, especially for the wide range of things it covers.
Allstate
I think that their rates could be a little better. i also thought it wasn't super clear what they were charging more for on more expensive plans sometimes.
Geico
I like how family friendly geico is. the company has always done an excellent job of making sure that my entire family is covered and they provide helpful aspect of their service to cover both parents and children.
State Farm
I have always had pleasant interactions with them. They have always emailed me more info when I have asked for it, and they are pretty polite with me.
Aaa
I check around every couple of years. The home insurance premium is usually anywhere from a little to a lot cheaper, and especially with my auto and umbrella policy, all combined, no one can touch my total premiums.
State Farm
They always answer the phone when I call. They are always very pleasant to talk to as well. They answer any questions that I have also.

Sayreville, NJ Homeowners Insurance By Home Value

Sayreville, NJ Home Value Total Homes % of Total Average Sayreville, NJ Homeowners Insurance
Less than $50,000 139 1.0% $59
$100,000 to $124,999 124 1.0% $282
$125,000 to $149,999 159 1.0% $351
$150,000 to $174,999 129 1.0% $419
$175,000 to $199,999 256 3.0% $488
$200,000 to $249,999 1,458 18.0% $582
$250,000 to $299,999 2,009 25.0% $711
$300,000 to $399,999 3,688 46.0% $908

Top Home Insurance Agents Near Sayreville, NJ

Home Insurance Company Near Sayreville, NJ Homeowners Insurance Agency Near Sayreville, NJ Address
Allstate Albert Meneses 928 Hillside Ave, New Hyde Park, NY, 11040
Allstate Denis Siple 135 Birch Hill Rd, Locust Valley, NY, 11560
Allstate Joseph Capone 90 Gardiners Ave, Levittown, NY, 11756
Travelers Maiello & Manzi Insurance - Manalapan 500 CRAIG ROAD LOWER LEVEL, MANALAPAN, NJ, 7726
State Farm Steve Sules 10 E Hartsdale Ave, Hartsdale, NY, 10530-2708

Cost Of Homeowners Insurance By Street Near Sayreville, NJ

Streets in Sayreville Area Homeowners Insurance Cost
Parr Dr, Lisa Ct, Greenhill Ave, Kielian Way, Buchanan St, Fielek Ter, Kwitkowski Ct, Andrejewski Dr, Keegan Pl, Sherbone Ct$843
Delikat Ln, Manor St, Schmitt St, Pointe of Woods Dr, E Access Rd, Schultz St, Frederick Pl, Eugene Blvd, Walnut Ln, Haussling Pl$877
Hutson Way, Old Spye Rd, Farnham Sq, Wlodarczyk Pl, Kozekowski Ave, Grossweiler Ln, Fritz Dr, Cambridge Dr, Glynn Ct, Hensler Ln$852
Parkview Blvd, Defort Ct, Harkins St, St Peter Dr, Fouratt Ave, Green Valley Way, Gardenia Ct, Westminster Blvd, Lena St, Harmony Way$853
Winsor Ct, Gavel Rd, Piech Pl, Byrnes Ln E, Karen St, Holly Dr, Wellington Ct, Bayhead Dr, Paprota Ct, Weck Ct$843

Sayreville, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sayreville$128 to $130
Madison Park$127
South Amboy$126
Edison$130

Sayreville, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Madison Park CDP, New Jersey $106 $141 $212
South Amboy city, New Jersey $105 $140 $210
Edison township, Middlesex County, New Jersey $109 $145 $217

Sayreville, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sayreville, NJ3.0%8.5%
Madison Park2.89%8.28%
South Amboy3.18%9.58%
Edison2.86%7.23%

Sayreville Renters Insurance as a Percentage of Rent

Sayreville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 114 2.0% $330
$200 to $299 89 1.0% $780
$300 to $499 121 2.0% $1230
$750 to $999 978 21.0% $2655
$1,000 to $1,499 2,487 54.0% $3780
$1,500 or more 773 16.0% $5430

Sayreville, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Sayreville Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,700$15,200
Net Savings to Sayreville Home Owner from High Deductible Plan $1,500

Sayreville, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sayreville, NJ Home Replacement Value MORE than Home Value Sayreville, NJ Home Replacement Value LESS than Home Value
Replacement Value $429,000 $271,000
Insurance Premium based on Replacement Value $2,025 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,000 Risk Exposure from Under Insuring Coverage is $86,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $325/year

Example Sayreville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceState Farm
Monthly Premium 60190125
Year Built 197119942000
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$400000-$500000$300000-$350000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Sayreville, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 320,000 Composition Roof 1,670 5 > $10,000 Deductible 350 7 Wood siding yes
2007 305,000 Shingles Roof 1,630 2 $1000-$2500 Deductible 250 2 Vinyl siding yes
1982 250,000 Asphalt Shingles Roof 1,720 3 > $10,000 Deductible 50 1 Wood siding yes
1961 420,000 Wood Shake Roof 2,300 4 > $10,000 Deductible 520 7 Brick siding yes
1991 245,000 Composition Roof 1,240 3 $2500-$5000 Deductible 250 4 Stucco siding No
1991 460,000 Wood Shake Roof 2,940 4 $5000 to $10,000 Deductible 920 7 Fiber-Cement Siding No
2005 240,000 Slate Shingles Roof 1,350 3 $2500-$5000 Deductible 390 5 Stucco siding No
1992 190,000 Asphalt Shingles Roof 1,190 2 $500 Deductible 600 9 Brick siding No
1986 415,000 Wood Shake Roof 2,170 5 $500- $1000 Deductible 1060 8 Vinyl siding No
1997 200,000 Asphalt Shingles Roof 1,370 3 $1000-$2500 Deductible 540 7 Stucco siding No
1981 370,000 Composition Roof 2,180 3 $1000-$2500 Deductible 220 2 Stucco siding No
1966 315,000 Shingles Roof 1,870 4 $500 Deductible 310 2 Wood siding yes
2009 210,000 Tile Roof 1,240 3 $500 Deductible 300 4 Vinyl siding No
1962 370,000 Tile Roof 2,590 4 $5000 to $10,000 Deductible 350 3 Vinyl siding yes
1960 325,000 Membrane Roof 1,780 2 $500- $1000 Deductible 290 2 Vinyl siding No
2000 590,000 Shingles Roof 3,300 5 $1000-$2500 Deductible 1510 7 Wood siding yes
1963 295,000 Asphalt Shingles Roof 1,790 4 $2500-$5000 Deductible 80 1 Vinyl siding No
1981 200,000 Shingles Roof 1,070 2 $1000-$2500 Deductible 140 2 Brick siding No
1985 195,000 Asphalt Shingles Roof 1,060 2 $2500-$5000 Deductible 570 7 Fiber-Cement Siding No
2001 170,000 Shingles Roof 1,260 2 $500- $1000 Deductible 480 7 Stucco siding yes
1978 280,000 Membrane Roof 1,480 2 $2500-$5000 Deductible 970 12 Vinyl siding yes
1989 390,000 Metal Roof 2,040 4 $500 Deductible 160 1 Stucco siding No
1978 530,000 Shingles Roof 2,940 4 > $10,000 Deductible 330 3 Stone Siding yes
1967 590,000 Membrane Roof 3,020 4 $5000 to $10,000 Deductible 460 3 Stone Siding No
1987 200,000 Asphalt Shingles Roof 1,520 5 $2500-$5000 Deductible 680 10 Brick siding No