Savoy Insurance Rates:

Savoy, IL homeowners insurance is roughly $661 to $903, about $55-$75/month. Our all inclusive guide shows customers can save as much as $312 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Savoy, IL Homeowners Insurance By Home Value

Savoy, IL Home Value Total Homes % of Total Average Savoy, IL Homeowners Insurance
Less than $50,000 25 1.0% $93
$100,000 to $124,999 65 4.0% $414
$125,000 to $149,999 147 10.0% $516
$150,000 to $174,999 217 14.0% $617
$175,000 to $199,999 211 14.0% $711
$200,000 to $249,999 582 39.0% $852
$250,000 to $299,999 133 9.0% $1047
$300,000 to $399,999 73 4.0% $1329

Top Home Insurance Agents Near Savoy, IL

Home Insurance Company Near Savoy, IL Homeowners Insurance Agency Near Savoy, IL Address
NA Knight Ins Svcs P O Box 170 , Chrisman, IL, 61924
NA Willison Insurance Agency, Inc. 18 N Pike Street, Oakland, IL, 61943
NA Iss Insurance Group, Inc. 620 Charleston Ave, Mattoon, IL, 61938
NA The Insurance Center Of Decatur 1421 E. Eldorado St, Decatur, IL, 62521
Erie C H Smith Insurance Agency Inc. 915 E Main Street, Danville, IL, 61832

Cost Of Homeowners Insurance By Street Near Savoy, IL

Streets in Savoy Area Homeowners Insurance Cost
Sutton St, Kennedy Ct, S Vorcey, E Market St, Holly Ct, H St, N 000E Rd, Lake Park Rd, Holden St, W Eisenhower Dr$751
Sterling Ct, Co Rd 250 N, Brush St, Garfield St, E Lincoln St, Hayes St, Graham Dr, Goldenrod Dr, Co Hwy 17, Co Rd 6$754
Morrissey Park Dr, Prairie Rose Ln, Prospect Ave, W Lorado Taft Dr, Lavender Dr, Co Rd 16, Evergreen Cir, Grant St, Stanford Dr, Pleasant Plains Trailer Ct$781
Bradford Ave, Paddock Dr E, W Strong St, Monticello Rd, W Austin St, E Tomaras Ave, Gerty Dr, Congressional Way, W Old Church St, Bolton St$755
Van Buren St, Sun Ridge Rd, S Harrison St, S Adams St, Valley View Dr, Potomac Ave, S Vorcey St, Oak St, Cory St, Monroe St$750

Savoy, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Savoy$116 to $118
Tolono$112
Champaign$113
Philo$114

Savoy, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tolono township, Champaign County, Illinois $94 $125 $188
Champaign city, Illinois $95 $126 $189
Philo township, Champaign County, Illinois $95 $127 $190

Savoy, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Savoy, IL4.1%12.6%
Tolono4.5%13.49%
Champaign4.61%11.52%
Philo4.88%10.73%

Savoy Renters Insurance as a Percentage of Rent

Savoy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 56 3.0% $1228
$500 to $749 485 34.0% $1903
$750 to $999 406 28.0% $2653
$1,000 to $1,499 314 22.0% $3778
$1,500 or more 144 10.0% $5428

Savoy, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Savoy Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,000$10,400
Net Savings to Savoy Home Owner from High Deductible Plan $600

Savoy, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Savoy, IL Home Replacement Value MORE than Home Value Savoy, IL Home Replacement Value LESS than Home Value
Replacement Value $266,500 $184,500
Insurance Premium based on Replacement Value $1,275 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Savoy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceFarmers Insurance
Monthly Premium 9063138
Year Built 199319872006
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$125000-$150000$350000-$400000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Savoy, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 370,000 Membrane Roof 3,720 5 $2500-$5000 Deductible 430 3 Fiber-Cement Siding yes
2005 390,000 Slate Shingles Roof 3,210 5 $1000-$2500 Deductible 620 5 Wood siding yes
1983 280,000 Asphalt Shingles Roof 2,070 5 $500 Deductible 180 2 Wood siding No
2009 285,000 Shingles Roof 2,980 4 $2500-$5000 Deductible 1000 12 Stone Siding No
1989 275,000 Tile Roof 2,080 4 $1000-$2500 Deductible 900 12 Stucco siding yes
2012 180,000 Tile Roof 1,510 2 $5000 to $10,000 Deductible 210 5 Wood siding yes
1980 280,000 Asphalt Shingles Roof 2,010 3 $5000 to $10,000 Deductible 430 7 Stone Siding No
2014 225,000 Shingles Roof 2,080 5 $500- $1000 Deductible 1520 12 Wood siding yes
1990 445,000 Metal Roof 3,320 4 > $10,000 Deductible 620 7 Fiber-Cement Siding No
1988 115,000 Shingles Roof 910 2 $500 Deductible 260 7 Stucco siding yes
1992 140,000 Membrane Roof 1,180 2 $1000-$2500 Deductible 50 1 Vinyl siding No
2009 245,000 Slate Shingles Roof 2,100 3 $1000-$2500 Deductible 750 9 Fiber-Cement Siding No
2001 195,000 Tile Roof 1,520 3 $1000-$2500 Deductible 270 3 Vinyl siding No
2008 145,000 Wood Shake Roof 1,340 2 $500 Deductible 70 1 Wood siding No
2010 405,000 Slate Shingles Roof 3,030 4 $1000-$2500 Deductible 310 2 Stone Siding No
1997 170,000 Asphalt Shingles Roof 1,690 3 $5000 to $10,000 Deductible 310 6 Fiber-Cement Siding yes
1985 305,000 Wood Shake Roof 3,170 4 > $10,000 Deductible 550 6 Wood siding No
2011 165,000 Slate Shingles Roof 1,200 2 $2500-$5000 Deductible 640 9 Vinyl siding yes
1987 175,000 Shingles Roof 1,340 2 $500- $1000 Deductible 50 1 Wood siding No
2014 220,000 Tile Roof 1,730 2 $1000-$2500 Deductible 340 5 Vinyl siding yes
1985 305,000 Slate Shingles Roof 2,230 4 $5000 to $10,000 Deductible 550 8 Fiber-Cement Siding No
1994 245,000 Metal Roof 1,790 5 $2500-$5000 Deductible 430 6 Vinyl siding yes
2005 210,000 Slate Shingles Roof 2,120 3 $500- $1000 Deductible 760 10 Fiber-Cement Siding yes
1996 130,000 Membrane Roof 1,170 2 $1000-$2500 Deductible 440 8 Stone Siding yes
1986 170,000 Metal Roof 1,390 2 $1000-$2500 Deductible 580 10 Stucco siding yes
2014 405,000 Asphalt Shingles Roof 3,900 5 $2500-$5000 Deductible 940 8 Wood siding No
2014 250,000 Asphalt Shingles Roof 1,920 5 $5000 to $10,000 Deductible 300 5 Stucco siding No
2011 145,000 Asphalt Shingles Roof 1,080 2 $1000-$2500 Deductible 200 4 Wood siding yes
1992 200,000 Shingles Roof 1,660 2 $1000-$2500 Deductible 240 4 Stucco siding No
2009 85,000 Asphalt Shingles Roof 910 2 $2500-$5000 Deductible 180 8 Fiber-Cement Siding No
2014 210,000 Membrane Roof 1,900 3 $500 Deductible 670 8 Vinyl siding No
1984 105,000 Membrane Roof 1,140 2 $500- $1000 Deductible 360 9 Stone Siding No
2014 250,000 Asphalt Shingles Roof 2,270 5 $1000-$2500 Deductible 390 3 Wood siding yes
2003 130,000 Tile Roof 1,360 2 $1000-$2500 Deductible 330 7 Wood siding No