Savannah Insurance Rates:

Savannah, MO homeowners insurance is approximately $813 to $1,109, about $67-$92/month. Our detailed research reveals consumers can save upto $384 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Savannah, MO Homeowners Insurance By Home Value

Savannah, MO Home Value Total Homes % of Total Average Savannah, MO Homeowners Insurance
Less than $50,000 91 7.0% $221
$50,000 to $59,999 46 3.0% $461
$70,000 to $79,999 100 8.0% $663
$80,000 to $89,999 115 9.0% $749
$90,000 to $99,999 173 14.0% $845
$100,000 to $124,999 383 31.0% $980
$125,000 to $149,999 154 12.0% $1220
$150,000 to $174,999 114 9.0% $1441
$250,000 to $299,999 30 2.0% $2450

Top Home Insurance Agents Near Savannah, MO

Home Insurance Company Near Savannah, MO Homeowners Insurance Agency Near Savannah, MO Address
Travelers Darold Hughes Insurance 4 W 4TH, GRANT CITY, MO, 64456
Travelers Northland Independent Group 5921 Nw Barry Rd Ste 200 Kansas City, Kansas City, MO, 64154
State Farm Philip Stueve 4734 Frederick Ave, Saint Joseph, MO, 64506-3173
State Farm Ryan Meininger 711 Oregon Street, Hiawatha, KS, 66434-2204
NA Caplingers,Llc Dba Hegarty-Caplinger Insurance 112 N. 6Th, Atchison, KS, 66002

Cost Of Homeowners Insurance By Street Near Savannah, MO

Streets in Savannah Area Homeowners Insurance Cost
Pine Dr, Co Rd 190, N 6th St, State Hwy 59, Co Rd 192, Elk St, N Birch St, N Arbor St, US Hwy 71, S 10th St$970
W Carla Dr, Maple Ter, Pr Rd 3396, S Cedar St, Co Rd 427, W Price Ave, Mason Dr, N Ironwood, US Hwy 71 Bus, N 9th St$969
E Market St, N Cypress St, W Price St, W Market St, S 4th St, E Price Ave, S 9th St, Co Rd 418, Co Rd 367, S 9th Ter$963
E Maple Ter, N 8th St, Co Rd 366, S Beech St, W Park Ave, Co Rd 156, E Park Ave, Co Rd 158, Co Rd 339, Co Rd 1623$969
W Chestnut St, S 11th St, W Carla St, Co Rd 333, Co Rd 332, Maple Dr, Riverview Dr, S 7th St, Co Rd 423, E Price St$972

Savannah, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Savannah$143 to $146
Nodaway$145
Andrew County$146
Amazonia$140

Savannah, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nodaway township, Andrew County, Missouri $145 $193 $290
Andrew County, Missouri $146 $195 $293
Amazonia village, Missouri $140 $187 $281

Savannah, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Savannah, MO7.7%27.9%
Nodaway7.05%25.05%
Andrew County6.55%21.95%
Amazonia8.14%24.53%

Savannah Renters Insurance as a Percentage of Rent

Savannah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 3.0% $351
$200 to $299 37 5.0% $801
$300 to $499 152 23.0% $1251
$500 to $749 266 41.0% $1926
$750 to $999 106 16.0% $2676
$1,000 to $1,499 59 9.0% $3801

Savannah, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Savannah Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Savannah Home Owner from High Deductible Plan $600

Savannah, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Savannah, MO Home Replacement Value MORE than Home Value Savannah, MO Home Replacement Value LESS than Home Value
Replacement Value $152,000 $92,000
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Savannah Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyAllstate
Monthly Premium 1124538
Year Built 200819871948
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$100000-$125000$100000-$125000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Savannah, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 220,000 Wood Shake Roof 3,140 5 $1000-$2500 Deductible 620 7 Stone Siding yes
1941 200,000 Slate Shingles Roof 2,610 5 $1000-$2500 Deductible 480 7 Wood siding yes
1947 75,000 Wood Shake Roof 1,040 2 $500- $1000 Deductible 30 1 Stone Siding No
1996 350,000 Membrane Roof 4,990 5 $2500-$5000 Deductible 1510 9 Fiber-Cement Siding yes
2000 95,000 Composition Roof 1,380 2 $1000-$2500 Deductible 280 8 Fiber-Cement Siding yes
1976 110,000 Slate Shingles Roof 1,340 2 $2500-$5000 Deductible 440 12 Stucco siding No
1983 165,000 Slate Shingles Roof 2,120 4 $2500-$5000 Deductible 220 5 Fiber-Cement Siding yes
1984 105,000 Composition Roof 1,680 5 $2500-$5000 Deductible 260 7 Fiber-Cement Siding No
1997 115,000 Tile Roof 1,740 4 $500 Deductible 80 2 Wood siding yes
2003 260,000 Metal Roof 4,030 5 $1000-$2500 Deductible 350 4 Vinyl siding No
1945 170,000 Asphalt Shingles Roof 2,100 3 $2500-$5000 Deductible 560 10 Stucco siding No
1994 210,000 Wood Shake Roof 3,060 4 $2500-$5000 Deductible 780 10 Wood siding No
1991 335,000 Metal Roof 4,960 5 $5000 to $10,000 Deductible 560 6 Fiber-Cement Siding No
1971 370,000 Asphalt Shingles Roof 4,460 5 $1000-$2500 Deductible 1270 12 Stucco siding yes
1970 345,000 Wood Shake Roof 4,950 5 $1000-$2500 Deductible 380 3 Fiber-Cement Siding No
1981 180,000 Slate Shingles Roof 2,570 4 $2500-$5000 Deductible 790 12 Stucco siding No
1975 105,000 Tile Roof 1,420 2 $1000-$2500 Deductible 440 12 Brick siding yes
1994 310,000 Asphalt Shingles Roof 3,810 5 $1000-$2500 Deductible 280 2 Stone Siding yes
1983 185,000 Shingles Roof 2,220 3 $500- $1000 Deductible 110 2 Stucco siding No
1997 170,000 Composition Roof 2,320 5 $1000-$2500 Deductible 200 3 Stucco siding yes
1982 175,000 Slate Shingles Roof 2,330 3 $2500-$5000 Deductible 220 4 Stucco siding yes
1977 130,000 Asphalt Shingles Roof 2,180 4 $500- $1000 Deductible 790 12 Wood siding No
1943 70,000 Slate Shingles Roof 1,130 2 $500- $1000 Deductible 40 1 Brick siding yes
1984 95,000 Shingles Roof 1,510 2 $500- $1000 Deductible 340 8 Brick siding No
1947 240,000 Slate Shingles Roof 2,970 4 $2500-$5000 Deductible 280 3 Fiber-Cement Siding yes
1997 255,000 Slate Shingles Roof 3,020 5 $2500-$5000 Deductible 290 5 Vinyl siding yes
1996 125,000 Tile Roof 1,550 5 $500 Deductible 180 4 Stone Siding No
1996 435,000 Composition Roof 4,920 5 $500- $1000 Deductible 2340 12 Brick siding No
1998 130,000 Shingles Roof 1,630 3 $2500-$5000 Deductible 530 12 Wood siding yes
1979 350,000 Wood Shake Roof 4,200 5 $2500-$5000 Deductible 400 5 Vinyl siding No
2005 175,000 Shingles Roof 2,670 5 $500- $1000 Deductible 1000 12 Brick siding No
1988 75,000 Composition Roof 1,240 2 $500 Deductible 190 5 Stucco siding yes