Savannah Insurance Rates:

Savannah, GA homeowners insurance is about $754 to $1,023, about $62-$85/month. Our all inclusive guide indicates shoppers can save as much as $355 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Tower Hill
My insurance company provides us with updates and notification for weather and seasonal conditions and how to prepare for the changes. they also provide helpful tips on home upkeep and what to watch out for maintenance.
State Farm
The location of their office is a little bit farther away than some of the other companies in the area
State Farm
It was easy for me to save with state farm because they bundled my auto and my home owner's insurance into one plan. the multiple insurance plans qualified me for a discount.

Savannah, GA Homeowners Insurance By Home Value

Savannah, GA Home Value Total Homes % of Total Average Savannah, GA Homeowners Insurance
Less than $50,000 2,109 8.0% $150
$50,000 to $59,999 669 2.0% $319
$60,000 to $69,999 730 2.0% $399
$70,000 to $79,999 886 3.0% $461
$80,000 to $89,999 1,722 6.0% $523
$90,000 to $99,999 1,924 7.0% $586
$100,000 to $124,999 3,467 13.0% $674
$125,000 to $149,999 3,013 11.0% $843
$150,000 to $174,999 3,413 13.0% $1003
$175,000 to $199,999 1,806 7.0% $1154
$200,000 to $249,999 2,622 10.0% $1394
$250,000 to $299,999 1,356 5.0% $1704
$300,000 to $399,999 1,594 6.0% $2166

Top Home Insurance Agents Near Savannah, GA

Home Insurance Company Near Savannah, GA Homeowners Insurance Agency Near Savannah, GA Address
NA Callen Insurance Services, Llc 1 Corpus Christi 1 Corpus Christi , Hilton Head Island, SC, 29928
NA Ra Dextraze & Associates 14 New Orleans Rd 14 New Orleans Rd , Hilton Head Island, SC, 29928
State Farm Joseph Grant 101 E Oglethorpe Hwy, Hinesville, GA, 31313-3603
Allstate Mickey Rountree 5859 Abercorn St Ste 1, Savannah, GA, 31405
Allstate Stephen Helwig 42 New Orleans Rd Ste 100, Hilton Head Island, SC, 29928

Cost Of Homeowners Insurance By Street Near Savannah, GA

Streets in Savannah Area Homeowners Insurance Cost
Luke Ct, Paige Ave, Gilliam Ave, Hermitage Rd, Roger Lacey Ave, W 39th St, Carolan St, E Park Ln, Olmstead Dr, Atkinson Ave$892
Fair St, Croatan St, W River St, Cedar Grove Plantation Dr, Daveitta Dr, Winsford Rd, N Leeds Gate Rd, W 55th St, Church St, Howard Foss Dr$933
W 54th St, Carr Ave, Lattimore Pl W, Densler St, E Henry Ln, E 74th St, E Gwinnett Ln, Birchwood Cove, 13th St, Carriage Apartment$977
W Park Ave, Cresent Dr, Mohawk St, Cumberland Dr, Neurville Ave, E 53rd St, Bannon Dr, Fish Bait Trl, Margret St, Largo Dr$906
Stuyvesant St, Charles St, W Montgomery Xrd, Cornwall St, Telfair Rd, Godsells St, Fulmer St, E Oglethorpe Ave, San Anton Dr, Art St$880
Michigan Ave, Denise, Bulloch St, Don Zipperer Dr, Agate St, Owens Industrial, Spanish Moss Cir, Wicklow St, Cornell Ave, O'Byrne St$902
Dolphin Dr, New Mexico St, Oak Pointe Trl, Chatham Cres, Arabica Ln, Eppinger St, Hancock St, Jasper Dr, Kenilworth St, W Bryan St$901
Lorraine Cir, Old Dean Forest, Backshell Rd, Turner Blvd, W 48th St, W 45th Ln, E York Ln, Bee Rd, Carroll St, Chisholm St$858
E River St, Birchwood Rd, Legion Dr, 8th St, Treat Ave, Altman Cir, Brewer St, Brandlewood Dr, E 46th St, Reuben Clark Dr$898
Leonard Neal St, Chipper Cir, Bonaventure Rd, Iantha St, Wheeler Ct, Glatigny St, Clarke Ave, Kemira Rd, Ruben Ct, Summerside Ave$933

Savannah, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Savannah$133 to $135
Vernonburg$191
Skidaway Island$162
Chatham County$135

Savannah, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vernonburg town, Georgia $160 $213 $319
Skidaway Island CDP, Georgia $135 $180 $270
Chatham County, Georgia $113 $151 $226

Savannah, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Savannah, GA6.1%18.6%
Vernonburg2.92%21.32%
Skidaway Island3.75%10.0%
Chatham County5.39%16.82%

Savannah Renters Insurance as a Percentage of Rent

Savannah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 624 2.0% $363
$200 to $299 786 2.0% $813
$300 to $499 1,597 5.0% $1263
$500 to $749 6,586 22.0% $1938
$750 to $999 10,369 35.0% $2688
$1,000 to $1,499 7,404 25.0% $3813
$1,500 or more 1,595 5.0% $5463

Average Cost Of Home Insurance By Company In Areas Nearby Savannah For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$300,000 frame Alfa Insurance Corporation $2336 $2144 $1911
$300,000 frame Country Casualty Insurance Company $1771.53 $1574.15 $1271.82
$300,000 veneer Esurance Insurance Company N/A $1564.35 $1494.93
$400,000 frame Georgia Farm Bureau Casualty Insurance Company $3064 $2942 $2672
$150,000 frame Grange Property And Casualty Insurance Company N/A N/A $1102.00
$200,000 veneer Grange Property And Casualty Insurance Company N/A N/A $1273
$100,000 veneer Owners Insurance Company N/A N/A $410.66
$150,000 frame State Farm Fire & Casualty Company N/A N/A $1974.00
$350,000 veneer The Armed Forces Insurance Corporation $2237 $2142 $1976
$75,000 veneer Universal Property & Casualty Insurance Company N/A $502.72 $433.87

Savannah, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Savannah Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Savannah Home Owner from High Deductible Plan $600

Savannah, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Savannah, GA Home Replacement Value MORE than Home Value Savannah, GA Home Replacement Value LESS than Home Value
Replacement Value $242,500 $186,000
Insurance Premium based on Replacement Value $975 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Savannah Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceState Farm
Monthly Premium 304366
Year Built 196519811971
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$100000-$125000$250000-$300000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Savannah, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 225,000 Metal Roof 2,210 3 $2500-$5000 Deductible 360 7 Vinyl siding No
1985 205,000 Slate Shingles Roof 1,920 3 $500- $1000 Deductible 290 4 Fiber-Cement Siding No
1967 150,000 Tile Roof 1,680 2 $500- $1000 Deductible 320 5 Wood siding No
1997 235,000 Tile Roof 2,330 4 $500- $1000 Deductible 900 10 Wood siding yes
1989 105,000 Tile Roof 1,320 3 $500- $1000 Deductible 310 7 Vinyl siding yes
1985 255,000 Composition Roof 3,310 4 $2500-$5000 Deductible 220 3 Fiber-Cement Siding No
1964 235,000 Membrane Roof 2,870 4 $5000 to $10,000 Deductible 810 10 Fiber-Cement Siding No
1987 200,000 Asphalt Shingles Roof 2,100 3 $5000 to $10,000 Deductible 370 6 Brick siding No
1996 140,000 Wood Shake Roof 1,330 3 $500- $1000 Deductible 220 4 Stone Siding yes
1949 110,000 Asphalt Shingles Roof 1,130 2 $1000-$2500 Deductible 310 9 Wood siding yes
1969 120,000 Shingles Roof 1,356 3 $500- $1000 Deductible 220 5 Fiber-Cement Siding yes