Sausalito Insurance Rates:

Sausalito, CA homeowners insurance is nearly $618 to $835, about $51-$69/month. Our complete research reveals consumers can save upto $290 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sausalito, CA Homeowners Insurance By Home Value

Sausalito, CA Home Value Total Homes % of Total Average Sausalito, CA Homeowners Insurance
Less than $50,000 30 14.0% $14
$50,000 to $59,999 14 6.0% $36
$100,000 to $124,999 13 6.0% $72
$175,000 to $199,999 15 7.0% $130
$200,000 to $249,999 47 22.0% $159
$250,000 to $299,999 18 8.0% $196
$300,000 to $399,999 75 35.0% $247

Top Home Insurance Agents Near Sausalito, CA

Home Insurance Company Near Sausalito, CA Homeowners Insurance Agency Near Sausalito, CA Address
State Farm Andrew Kolasa 1104 Buchanan Rd Ste A1, Antioch, CA, 94509-4214
Farmers Gaylen Chang 1368 Lincoln Ave Ste 107, San Rafael, CA, 94901
State Farm Joanne Bryant 2570 S R Valley Blvd # A201, San Ramon, CA, 94583-1637
Travelers Savan Insurance & Financial Services Inc 3125 CLAYTON RD STE 203, CONCORD, CA, 94519
State Farm Walter Li 1329 Chestnut Street, San Francisco, CA, 94123-3105

Sausalito, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Marin City CDP, California $81 $108 $162
Belvedere city, California $91 $121 $181
Strawberry CDP (Marin County), California $91 $121 $181

Sausalito, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sausalito, CA1.6%6.2%
Marin City1.83%16.27%
Belvedere1.51%6.05%
Strawberry1.51%6.14%

Sausalito Renters Insurance as a Percentage of Rent

Sausalito Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 50 2.0% $1856
$750 to $999 92 4.0% $2606
$1,000 to $1,499 232 12.0% $3731
$1,500 or more 1,499 79.0% $5381

Average Cost Of Home Insurance By Company In Areas Nearby Sausalito For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAmerican Modern597
250000500NewAmco439
5000001000NewEncompass1255
5000001000NewPacific Property And Casualty445
7500002500NewMAPFRE Group986
1500002501-3 YearsCSAA Ins Exch569
1500002501-3 YearsMAPFRE Group420
1500002501-3 YearsTokio Marine America161
1500005001-3 YearsWestern Mutual/Residence358
2000005001-3 YearsGrange566
25000010001-3 YearsOregon Mutual548
50000010001-3 YearsMAPFRE Group1031
50000025001-3 YearsFirst American Ins974
50000025001-3 YearsQBE (Balboa)789
75000025001-3 YearsAmco1157
1500002504-6 YearsMetropolitan Direct882
1500002504-6 YearsQBE (Balboa)556
1500005004-6 YearsTokio Marine America149
3000005004-6 YearsEncompass1126
3000005004-6 YearsUniversal North America603
50000025004-6 YearsKemper810
1500005007-15 YearsMAPFRE Group531
2500005007-15 YearsAmerican Reliable757

Sausalito, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Sausalito Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$11,300
Net Savings to Sausalito Home Owner from High Deductible Plan $600

Sausalito, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sausalito, CA Home Replacement Value MORE than Home Value Sausalito, CA Home Replacement Value LESS than Home Value
Replacement Value $1,100,000 $810,000
Insurance Premium based on Replacement Value $3,400 $2,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $190,000 Risk Exposure from Under Insuring Coverage is $100,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $600/year

Example Sausalito Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceLiberty Mutual
Monthly Premium 114104255
Year Built 197519811965
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $500000-$600000$500000-$600000More than 10000000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Sausalito, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 715,000 Slate Shingles Roof 1,770 2 $2500-$5000 Deductible 350 3 Brick siding No
1962 1,380,000 Membrane Roof 2,640 4 $1000-$2500 Deductible 1400 7 Vinyl siding yes
1985 895,000 Membrane Roof 1,740 3 $5000 to $10,000 Deductible 1360 12 Vinyl siding No
1985 395,000 Membrane Roof 1,050 2 $5000 to $10,000 Deductible 500 8 Wood siding yes
1980 710,000 Composition Roof 1,800 2 > $10,000 Deductible 440 4 Stucco siding yes
1948 1,265,000 Composition Roof 2,360 3 $1000-$2500 Deductible 1970 8 Fiber-Cement Siding yes
1971 935,000 Membrane Roof 2,040 3 $500- $1000 Deductible 730 4 Stucco siding yes
1989 1,165,000 Wood Shake Roof 3,190 4 $2500-$5000 Deductible 1390 7 Vinyl siding yes
1977 1,395,000 Shingles Roof 3,120 4 $500- $1000 Deductible 1270 5 Fiber-Cement Siding No
1980 840,000 Membrane Roof 2,300 3 $500- $1000 Deductible 1560 8 Stucco siding No
1945 1,290,000 Metal Roof 2,730 4 $500 Deductible 680 3 Vinyl siding No
1973 670,000 Shingles Roof 1,360 2 > $10,000 Deductible 350 4 Fiber-Cement Siding yes
1961 545,000 Tile Roof 1,240 2 $5000 to $10,000 Deductible 530 9 Brick siding No
1968 570,000 Shingles Roof 1,210 2 $5000 to $10,000 Deductible 290 3 Stucco siding No
1945 760,000 Tile Roof 1,820 4 $2500-$5000 Deductible 880 5 Stucco siding No
1945 800,000 Shingles Roof 1,770 2 $5000 to $10,000 Deductible 1350 9 Stone Siding yes
1947 490,000 Metal Roof 1,170 2 > $10,000 Deductible 380 5 Wood siding yes
1988 1,560,000 Composition Roof 3,010 4 $500- $1000 Deductible 2530 10 Stucco siding No
1978 770,000 Slate Shingles Roof 1,730 4 $500- $1000 Deductible 920 7 Stucco siding No
1988 850,000 Composition Roof 1,630 3 $1000-$2500 Deductible 1240 8 Brick siding yes
1960 1,245,000 Shingles Roof 2,400 3 $2500-$5000 Deductible 1370 6 Wood siding No
1940 495,000 Membrane Roof 960 2 $500- $1000 Deductible 1250 8 Fiber-Cement Siding No
1948 340,000 Membrane Roof 940 2 $5000 to $10,000 Deductible 280 4 Wood siding yes
1971 495,000 Membrane Roof 1,370 2 $2500-$5000 Deductible 70 1 Wood siding No
1977 1,290,000 Membrane Roof 3,190 4 > $10,000 Deductible 580 4 Brick siding No
1977 810,000 Composition Roof 1,620 2 $1000-$2500 Deductible 1270 7 Stone Siding yes
1940 460,000 Membrane Roof 990 2 $2500-$5000 Deductible 390 5 Fiber-Cement Siding yes
1980 1,765,000 Tile Roof 3,330 4 > $10,000 Deductible 840 5 Stone Siding yes