Saugus Insurance Rates:

Saugus, MA homeowners insurance is roughly $898 to $1,220, about $74-$101/month. Our detailed analysis shows customers can save as much as $423 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
By far i think they're customer service is the best. i have had many things come up over the course of buying a home, and every time i sent them an email i promptly got a call back from my salesperson about what needed to be done and everything was fixed and new documents were sent fast and it was all taken care of promptly.
Metlife
The very few times i have tried to access my account online, and not been at my work computer which saves all my passwords, i have had issues logging into my account and have had to call customer service and wait through a mound of phone menus just to speak with a live person, only to get someone that doesn't understand why i am calling and to pass me off to another person in another dept. that has nothing to do with my issue.
Allstate
The office staff is always helpful, available, and willing to research questions if they do not know the answer. very friendly as well.
Ameriprise Financial
I have done some looking at other insurance companies in the past couple of years but, I find state farm to be very competitive and value for money.
Aaa
They are pretty responsive to my needs and send me a card for my birthday. Seem to do a great job and provide great value.
State Farm
I have never had to use the website. I have only dealt with my insurance man. He is friendly and has helped me with all of my billing and policy questions.
Geico
My agent is wonderful! He answers my emails at any time of day and is always happy to meet with me. When I was a new homeowner one of my trees fell into my Spanish-speaking neighbor's yard. I panicked! Luckily my agent speaks Spanish and called my neighbors for me. Turns out all they wanted was to keep the wood, they didn't want to file a claim.
State Farm
In my dealings with the USAA customer service representatives, I have found them to be both knowledgeable and helpful. In general, they have been able to solve all of our problems, and when there have unrelated issues they have been able to point in the right direction to solve those too.

Saugus, MA Homeowners Insurance By Home Value

Saugus, MA Home Value Total Homes % of Total Average Saugus, MA Homeowners Insurance
Less than $50,000 158 3.0% $74
$150,000 to $174,999 139 2.0% $476
$200,000 to $249,999 664 12.0% $666
$250,000 to $299,999 1,114 21.0% $814
$300,000 to $399,999 2,991 57.0% $1036

Top Home Insurance Agents Near Saugus, MA

Home Insurance Company Near Saugus, MA Homeowners Insurance Agency Near Saugus, MA Address
NA Passaro Leverone Buckley 270 Main Street, Hanson, MA, 2341
NA Prestige Insurance Agency 15 Torrey St., Brockton, MA, 2301
Travelers Brownell Insurance Center 5 Nashua Rd, Londonderry, NH, 3038
Liberty Mutual Independent Capstone Insurance Llc 300 WASHINGTON ST STE 551, NEWTON, MA, 2458
Travelers Haddad Insurance Agency 9 WAVERLY RD STE 3, NORTH ANDOVER, MA, 1845

Cost Of Homeowners Insurance By Street Near Saugus, MA

Streets in Saugus Area Homeowners Insurance Cost
Zamora St, Free St, Oceanview Ave, Birchbrook Ave, Woodland Ave, McLean Rd, Hempstead St, Fairview St, Springdale Ter, Lily Park$1,064
Vinegar Hill Dr, Wilbur Ave, Orchard Ave, Pinehurst Rd, Talbot St, Eustis St, Applewood Ln, Eastside Ave, Alaric Ave, Pennybrook Rd$1,055
Wood Rd, Ashby Rd, Newcomb Ave, Fox Hollow Dr, Kirkland St, Clayton Ave, Sapphire Rd, Fiske Rd, Hood St, Acadia Ave$1,062
Rockland Ter, Katherine Ln, Maple Rd, Oriole Ave, Powderkeg Way, Laconia Ave, Johnston Ter, Montgomery St, Carson St, Gates Rd$1,054
Breakheart Rd, Lawndale Ave, High Point Ter, Kingdom Way, Saville St, Warren Rd, Bailey Ave, Ferncliff Ave, Founders' Way, Summer Ct$1,052

Saugus, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Saugus$158 to $161
Melrose$161
Lynn$154
Malden$157

Saugus, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Melrose city, Massachusetts $135 $179 $269
Lynn city, Massachusetts $129 $171 $257
Malden city, Massachusetts $131 $175 $262

Saugus, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Saugus, MA4.0%13.4%
Melrose3.68%10.9%
Lynn4.22%12.48%
Malden3.98%13.13%

Saugus Renters Insurance as a Percentage of Rent

Saugus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 109 4.0% $347
$200 to $299 140 6.0% $797
$300 to $499 299 13.0% $1247
$500 to $749 201 9.0% $1922
$750 to $999 239 10.0% $2672
$1,000 to $1,499 689 31.0% $3797
$1,500 or more 513 23.0% $5447

Saugus, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Saugus Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,700$12,500
Net Savings to Saugus Home Owner from High Deductible Plan $1,200

Saugus, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Saugus, MA Home Replacement Value MORE than Home Value Saugus, MA Home Replacement Value LESS than Home Value
Replacement Value $494,000 $351,500
Insurance Premium based on Replacement Value $4,150 $2,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $99,000
Premium Impact Insurance cheaper by $825/year Insurance costlier by $375/year

Example Saugus Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateState Farm
Monthly Premium 214413193
Year Built 194619721966
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$700000-$800000$250000-$300000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Saugus, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 690,000 Asphalt Shingles Roof 3,580 5 > $10,000 Deductible 1360 4 Stone Siding No
1962 265,000 Membrane Roof 1,320 2 $500 Deductible 1630 9 Vinyl siding yes
1970 340,000 Metal Roof 2,250 5 > $10,000 Deductible 580 6 Fiber-Cement Siding yes
1998 290,000 Wood Shake Roof 1,740 3 $500 Deductible 1500 9 Wood siding No
1945 430,000 Shingles Roof 2,290 5 $1000-$2500 Deductible 1920 8 Fiber-Cement Siding yes
1992 490,000 Tile Roof 2,850 4 $500 Deductible 1040 3 Vinyl siding No
1960 365,000 Asphalt Shingles Roof 1,850 5 $5000 to $10,000 Deductible 1360 12 Stucco siding yes
1961 310,000 Tile Roof 1,680 2 > $10,000 Deductible 1050 10 Stucco siding yes
1962 385,000 Membrane Roof 1,830 3 $500- $1000 Deductible 1340 5 Fiber-Cement Siding yes
1940 240,000 Membrane Roof 1,470 2 > $10,000 Deductible 660 9 Wood siding yes
1940 380,000 Wood Shake Roof 1,790 3 $1000-$2500 Deductible 880 4 Stone Siding No
1968 270,000 Shingles Roof 1,560 2 $1000-$2500 Deductible 890 5 Stone Siding yes
1999 395,000 Slate Shingles Roof 2,570 4 > $10,000 Deductible 560 4 Stucco siding No
1978 500,000 Wood Shake Roof 2,920 4 $500- $1000 Deductible 3190 12 Stucco siding No
1972 595,000 Wood Shake Roof 2,870 4 $1000-$2500 Deductible 3510 9 Stucco siding yes
1969 220,000 Slate Shingles Roof 1,370 2 $500 Deductible 980 6 Wood siding No
1991 375,000 Metal Roof 1,830 4 > $10,000 Deductible 770 5 Stucco siding No
1941 305,000 Wood Shake Roof 1,620 2 > $10,000 Deductible 890 8 Stucco siding No
1978 200,000 Membrane Roof 1,280 2 $500 Deductible 640 6 Wood siding yes
1946 550,000 Slate Shingles Roof 3,030 4 > $10,000 Deductible 160 1 Fiber-Cement Siding No
1977 395,000 Asphalt Shingles Roof 2,350 3 $1000-$2500 Deductible 1070 7 Wood siding yes
1944 180,000 Metal Roof 930 2 $2500-$5000 Deductible 230 2 Fiber-Cement Siding yes
1991 570,000 Slate Shingles Roof 3,360 4 $2500-$5000 Deductible 1950 7 Wood siding No
1967 475,000 Asphalt Shingles Roof 2,340 4 $2500-$5000 Deductible 700 3 Wood siding yes