Saugerties Insurance Rates:

Saugerties, NY homeowners insurance is nearly $519 to $704, about $43-$58/month. Our comprehensive research shows customers can save upto $244 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I love geico insurance company because they are so helpful, affordable, easy to work with, and most of all they are so understanding and helpful when you are in a crisis.
Geico
I do not like that i do not have one representative that i can always go to when i want to update or make any changes to my homeowner's insurance. anytime i want to do this i will just do it online on their website or call customer service and get a different representative each time.
State Farm
As it turns out the guy from the state farm commercials seems to be representative of the general complexion of most of its employees and so that's accurate advertising.
Erie Insurance
I like how easy it is to navigate around the website. Everything is laid out for you, so you can find what you are looking for pretty quickly.
Nationwide
I haven't found much to dislike at this time. If I file a claim ever, then I may have some thoughts on this.
Usaa
On our fireplace, they sent out a supposed "expert" to rate the damage to the fireplace. According to this expert, it was easily fixed. However, with fireplace repair companies, we are told it was a total replacement job. The insurance followed the advice of their person.
Geico
To be fair, I don't need to interact with them much at all. But calls are always routed through a menu, and almost always ends at a voicemail prompt. Sometimes they call back, sometimes not.
Liberty Mutual
They do send out a LOT of mail. I'd like less mail, and maybe the option to switch to paperless. I am not sure if they have this available. I will have to look.

Saugerties, NY Homeowners Insurance By Home Value

Saugerties, NY Home Value Total Homes % of Total Average Saugerties, NY Homeowners Insurance
Less than $50,000 162 3.0% $67
$70,000 to $79,999 148 2.0% $201
$90,000 to $99,999 110 2.0% $256
$100,000 to $124,999 296 5.0% $299
$125,000 to $149,999 303 5.0% $372
$150,000 to $174,999 594 11.0% $446
$175,000 to $199,999 545 10.0% $513
$200,000 to $249,999 1,398 26.0% $617
$250,000 to $299,999 770 14.0% $751
$300,000 to $399,999 775 14.0% $959

Top Home Insurance Agents Near Saugerties, NY

Home Insurance Company Near Saugerties, NY Homeowners Insurance Agency Near Saugerties, NY Address
NA Freeway Insurance Services Of Ny, Inc. 48 Main Street, Kingston, NY, 12401
Liberty Mutual Independent Fraleigh & Rakow Inc 6796 ROUTE 9, RHINEBECK, NY, 12572
Travelers Obrien Insurance Agency Llc 108 Kent Rd, NEW MILFORD, CT, 6776
Travelers The Misner Agency Inc 489 State Route 52, Woodbourne, NY, 12788
Travelers The Misner Agency Inc 85 MAIN ST, BLOOMINGBURG, NY, 12721

Cost Of Homeowners Insurance By Street Near Saugerties, NY

Streets in Saugerties Area Homeowners Insurance Cost
Meadow Ct, Teetsel Rd, W Ohayo Mtn Rd, Trinity Ct, Post St, Musillo Ln, Allen St, Awesome Ln, Solway Rd, Dave Elliot Rd$609
Camelot Rd, Delaware St, Livingston Ct, Dorothy Grace Rd, Churchland Rd, Mary Ann Ave, Villiard Ln, Belknap Ln, Charles Bach Rd, Stony Clove Creek$649
Notch View Blvd, Fawn Rd, Wild Rose Hill, Eddie St, Russell Ln, Farm Ln, Jeffrey Ct, Little Deer Rd, Ori's View Dr, Beers Ln$612
Cottonwood Dr, Van Wagner Rd, Hegner Ln, Dawes St, Old Patch Rd, Sachs Rd, Macdaniel Rd, Gitnick Rd, Mac Daniel Rd, Louis Ave$651
Vicino Dr, Patch Rd, Leonards Ln, E Union St, Platte Clove Rd, Esopus Creek Rd, Grog Kill Rd, Patterson Rd, E Bridge St, Avon St$609

Saugerties, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Saugerties$91 to $93
Malden-on-Hudson$97
Saugerties South$91
Tivoli$94

Saugerties, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Saugerties South CDP, New York $92 $122 $183
Glasco CDP, New York $91 $121 $182
Tivoli village, New York $94 $125 $188

Saugerties, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Saugerties, NY2.8%7.3%
Malden-on-Hudson1.98%5.39%
Saugerties South3.3%6.52%
Glasco2.72%8.0%

Saugerties Renters Insurance as a Percentage of Rent

Saugerties Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 41 2.0% $788
$300 to $499 43 2.0% $1238
$500 to $749 441 23.0% $1913
$750 to $999 478 25.0% $2663
$1,000 to $1,499 733 39.0% $3788
$1,500 or more 134 7.0% $5438

Saugerties, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Saugerties Homeowner Insurance Premium Example $2,400$2,000
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,400$19,200
Net Savings to Saugerties Home Owner from High Deductible Plan $1,200

Saugerties, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Saugerties, NY Home Replacement Value MORE than Home Value Saugerties, NY Home Replacement Value LESS than Home Value
Replacement Value $272,500 $148,500
Insurance Premium based on Replacement Value $2,500 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,000 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $550/year

Example Saugerties Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualFarmers Insurance
Monthly Premium 129198326
Year Built 194819691970
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Saugerties, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 150,000 Composition Roof 1,220 3 $5000 to $10,000 Deductible 910 10 Stucco siding yes
1977 205,000 Asphalt Shingles Roof 1,830 3 $2500-$5000 Deductible 2120 12 Brick siding No
1949 420,000 Wood Shake Roof 3,320 4 $500- $1000 Deductible 2910 10 Fiber-Cement Siding yes
1979 405,000 Tile Roof 3,200 5 > $10,000 Deductible 1620 10 Stucco siding yes
1943 275,000 Composition Roof 1,970 3 $500 Deductible 1510 6 Stone Siding yes
1996 135,000 Asphalt Shingles Roof 990 2 $1000-$2500 Deductible 420 5 Stone Siding yes
1961 325,000 Slate Shingles Roof 3,240 4 $500 Deductible 1110 6 Wood siding yes
1976 230,000 Metal Roof 1,620 4 > $10,000 Deductible 940 12 Brick siding No
1945 200,000 Wood Shake Roof 1,930 4 $500- $1000 Deductible 780 5 Fiber-Cement Siding yes
1990 230,000 Membrane Roof 2,210 4 $5000 to $10,000 Deductible 1010 6 Vinyl siding yes
1979 235,000 Slate Shingles Roof 1,680 3 $500- $1000 Deductible 590 3 Wood siding yes
1942 180,000 Wood Shake Roof 1,830 3 $5000 to $10,000 Deductible 230 3 Stone Siding No
1990 230,000 Asphalt Shingles Roof 2,260 3 $500 Deductible 170 1 Vinyl siding No
1978 255,000 Tile Roof 2,360 5 $2500-$5000 Deductible 1080 6 Brick siding No
1969 260,000 Shingles Roof 1,990 4 $1000-$2500 Deductible 2750 12 Stone Siding No
1942 185,000 Asphalt Shingles Roof 1,330 3 $500 Deductible 600 3 Wood siding yes
1995 235,000 Asphalt Shingles Roof 2,200 3 $500- $1000 Deductible 2090 10 Wood siding yes
1965 270,000 Asphalt Shingles Roof 2,740 4 > $10,000 Deductible 960 6 Vinyl siding No
1971 195,000 Slate Shingles Roof 1,720 5 $2500-$5000 Deductible 730 8 Stucco siding yes
1974 230,000 Wood Shake Roof 1,840 4 $500 Deductible 1190 7 Stucco siding yes
1970 675,000 Slate Shingles Roof 4,850 5 $500 Deductible 600 1 Brick siding No
1941 180,000 Wood Shake Roof 1,730 3 $2500-$5000 Deductible 950 10 Stucco siding yes
1945 205,000 Composition Roof 1,960 3 $2500-$5000 Deductible 560 6 Wood siding No
1971 140,000 Asphalt Shingles Roof 1,440 2 $2500-$5000 Deductible 240 3 Wood siding yes
1941 275,000 Shingles Roof 2,160 3 $500- $1000 Deductible 1480 7 Stone Siding No