Satsuma Insurance Rates:

Satsuma, AL homeowners insurance is nearly $823 to $1,127, about $68-$93/month. Our thorough analysis indicates shoppers can save upto $390 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Satsuma, AL Homeowners Insurance By Home Value

Satsuma, AL Home Value Total Homes % of Total Average Satsuma, AL Homeowners Insurance
Less than $50,000 30 1.0% $156
$70,000 to $79,999 105 5.0% $477
$80,000 to $89,999 168 8.0% $546
$90,000 to $99,999 73 3.0% $614
$100,000 to $124,999 261 12.0% $711
$125,000 to $149,999 377 18.0% $887
$150,000 to $174,999 410 19.0% $1043
$175,000 to $199,999 209 9.0% $1209
$200,000 to $249,999 265 12.0% $1452
$250,000 to $299,999 86 4.0% $1774
$300,000 to $399,999 82 3.0% $2262

Top Home Insurance Agents Near Satsuma, AL

Home Insurance Company Near Satsuma, AL Homeowners Insurance Agency Near Satsuma, AL Address
NA South Shore Insurance Agency 7801 State Hwy 59 7801 State Hwy 59, Foley, AL, 36535
NA Thames, Jackson, Harris Co., Inc. 60 St Francis St, Mobile, AL, 36602
State Farm Cleophas Jones 1540-C S Beltline Highway, Mobile, AL, 36693-5157
Allstate Skipper Ins Agy 1534 College Ave, Jackson, AL, 36545
Travelers Stastka Insurance Agency P.O. Box 1230 , Robertsdale, AL, 36567

Cost Of Homeowners Insurance By Street Near Satsuma, AL

Streets in Satsuma Area Homeowners Insurance Cost
Woodland Ave, Le Moyne Cir, Lucas Rd, Baltimore Ct, Bass Ct, Lemans Dr N, Traveler Dr, 7th St, Patton Dr, Sarah St$969
Holly Dr, Darring Ave, Willow Walk Ct, Janlake Dr, Cantley Blvd, Michelle St, Apron Dr, McBride Cir S, Army Road Extension S, Gold Stream Dr E$974
Magnolia Ct, Margiana Dr, Kingston Ct, S Sheffield Cir, Bayou Ave W, Sam Royal Rd, Audubon Dr W, Ridge Rd, Celeste Oaks Ct N, Celeste Highland Dr S$987
Woodland Ave, Norton Dr, Kenneth Moss Ct, Racelia Dr, Tajaucha Dr E, Co Rd 55, Scanlan Way S, Madrid, Jared Ct, Ricky Ln$985
Bradley Rd N, Howell St, Glenway Dr, Carolina Ct, Dolphin Dr, Audubon Dr N, Orbit Ave, Baldwin Dr, E Maple Ave, Rio Hondo Dr$967

Satsuma, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Satsuma$145 to $147
Saraland$144
Creola$145
Axis$143

Satsuma, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Saraland city, Alabama $144 $192 $288
Creola city, Alabama $145 $193 $290
Axis CDP, Alabama $143 $191 $287

Satsuma, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Satsuma, AL6.1%20.8%
Saraland6.85%21.78%
Creola6.92%23.43%
Axis5.2%33.47%

Satsuma Renters Insurance as a Percentage of Rent

Satsuma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 17 12.0% $1925
$750 to $999 51 36.0% $2675
$1,000 to $1,499 71 51.0% $3800

Average Cost Of Home Insurance By Company In Areas Nearby Satsuma For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Guideone Specialty Mutual Insurance Co 1009
$500 $150,000 Mid Century Ins Co 1396
$500 $150,000 Nationwide Mutual Fire Ins Company 1038
$500 $150,000 Safeco Insurance Company Of America 959
$500 $150,000 United Services Automobile Association 1083
$500 $300,000 Amica Mutual Ins Company 2496
$500 $300,000 Guideone Specialty Mutual Insurance Co 1512
$500 $300,000 Safeco Insurance Company Of America 1679
$500 $300,000 Usaa General Indemnity Co 1734

Satsuma, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Satsuma Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$9,700
Net Savings to Satsuma Home Owner from High Deductible Plan $1,200

Satsuma, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Satsuma, AL Home Replacement Value MORE than Home Value Satsuma, AL Home Replacement Value LESS than Home Value
Replacement Value $193,500 $114,000
Insurance Premium based on Replacement Value $925 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Satsuma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceLiberty Mutual
Monthly Premium 4298169
Year Built 197419822007
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$250000-$300000$400000-$500000
Deductible $500- $1000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Satsuma, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 140,000 Tile Roof 1,890 4 $1000-$2500 Deductible 510 10 Brick siding yes
2010 230,000 Wood Shake Roof 2,570 4 $2500-$5000 Deductible 350 5 Vinyl siding No
1994 185,000 Asphalt Shingles Roof 2,260 3 $500 Deductible 790 8 Stone Siding yes
2002 335,000 Membrane Roof 3,250 5 > $10,000 Deductible 510 7 Brick siding No
1974 395,000 Slate Shingles Roof 3,950 5 > $10,000 Deductible 530 6 Brick siding No
1976 205,000 Asphalt Shingles Roof 2,180 3 > $10,000 Deductible 260 6 Fiber-Cement Siding yes
1970 265,000 Membrane Roof 3,260 5 $500- $1000 Deductible 350 4 Vinyl siding yes
2012 230,000 Metal Roof 2,720 5 > $10,000 Deductible 360 7 Vinyl siding No
1973 180,000 Composition Roof 2,110 4 $2500-$5000 Deductible 270 4 Vinyl siding yes
2013 230,000 Wood Shake Roof 2,260 3 $2500-$5000 Deductible 580 10 Stone Siding yes
1985 315,000 Wood Shake Roof 3,400 4 $500- $1000 Deductible 1240 12 Stone Siding yes
1970 275,000 Metal Roof 3,050 4 $500 Deductible 120 1 Wood siding No
2011 450,000 Metal Roof 4,260 5 $500 Deductible 160 1 Fiber-Cement Siding No