Saratoga Springs Insurance Rates:

Saratoga Springs, UT homeowners insurance is nearly $427 to $581, about $35-$48/month. Our thorough research reveals consumers can save as much as $201 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Saratoga Springs, UT Homeowners Insurance By Home Value

Saratoga Springs, UT Home Value Total Homes % of Total Average Saratoga Springs, UT Homeowners Insurance
$100,000 to $124,999 59 1.0% $216
$125,000 to $149,999 187 5.0% $272
$150,000 to $174,999 117 3.0% $322
$175,000 to $199,999 255 7.0% $372
$200,000 to $249,999 1,155 34.0% $448
$250,000 to $299,999 816 24.0% $549
$300,000 to $399,999 734 21.0% $700

Top Home Insurance Agents Near Saratoga Springs, UT

Home Insurance Company Near Saratoga Springs, UT Homeowners Insurance Agency Near Saratoga Springs, UT Address
Farmers Day Clark 3655 S Highland Dr, Salt Lake Cty, UT, 84106
Liberty Mutual Ed Richmond 12427 South Pasture Road Suite 100, Riverton, UT, 84096
Liberty Mutual Independent First West Brokerage Services 1139 S OREM BLVD, OREM, UT, 84058
Allstate Joe Evans 947 S Orem Blvd, Orem, UT, 84058
Farmers Matthew Brogdon 248 N Orem Blvd, Orem, T, 84057

Cost Of Homeowners Insurance By Street Near Saratoga Springs, UT

Streets in Saratoga Springs Area Homeowners Insurance Cost
Willow Way, N Ranches Pkwy, W Apple Ave, Royal Troon Dr, S Schooner Dr, W Concord Pl, Sycamore, N Snowy Owl Rd, E Moccasin Ct, W Port Rd$497
Channing Ct, E Harvest Ln, E Range Rd, E Wheatland Dr, Lexi Loop, E Sunshine Dr, Blackhawk Dr, Glacier Rd, E Hawk Ln, Crenshaw Way$497
Fort Hill St, Levi Ln, St Andrews Dr, Willow Walk Ln, W 1950 S, Blackhawk Blvd, N Mountain Ash Way, Lilac Ln, Spyglass Ct, Montrose Ln$498
Sagghill Dr, Sky Ct, Bermuda Dr, Devonshire Cir, S 1610 W, N Red Kite Way, S Spring Meadow Dr, Regal View Dr, Sunrise Cir, S Port Rd$514
W 50 S, Island Rd, Wrangler Ave, W 7750 North St, Clubhouse Ln, Browning Dr, Cochise Way, S 1430 West St, Taylor St, Kit Fox Ave$511

Saratoga Springs, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Saratoga Springs$75 to $77
Eagle Mountain$73
American Fork$74
Vineyard$75

Saratoga Springs, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Eagle Mountain city, Utah $62 $82 $123
American Fork city, Utah $62 $83 $124
Lehi CCD, Utah County, Utah $62 $83 $124

Saratoga Springs, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Saratoga Springs, UT2.5%8.7%
Eagle Mountain2.71%10.59%
American Fork2.67%11.62%
Lehi2.57%10.8%

Saratoga Springs Renters Insurance as a Percentage of Rent

Saratoga Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 27 4.0% $2654
$1,000 to $1,499 326 48.0% $3779
$1,500 or more 317 47.0% $5429

Saratoga Springs, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Saratoga Springs Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,900$16,400
Net Savings to Saratoga Springs Home Owner from High Deductible Plan $1,500

Saratoga Springs, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Saratoga Springs, UT Home Replacement Value MORE than Home Value Saratoga Springs, UT Home Replacement Value LESS than Home Value
Replacement Value $285,500 $172,000
Insurance Premium based on Replacement Value $875 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example Saratoga Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceNationwide Insurance
Monthly Premium 714870
Year Built 201320112010
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $350000-$400000$200000-$250000$400000-$500000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Saratoga Springs, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 260,000 Tile Roof 1,920 4 $1000-$2500 Deductible 460 8 Fiber-Cement Siding No
2010 410,000 Composition Roof 2,830 5 > $10,000 Deductible 540 10 Wood siding No
2013 605,000 Tile Roof 4,720 5 $500- $1000 Deductible 350 3 Stucco siding yes
2012 360,000 Composition Roof 3,140 5 $500 Deductible 1150 12 Stucco siding yes
2010 310,000 Metal Roof 2,570 4 $1000-$2500 Deductible 670 10 Stucco siding yes
2011 375,000 Asphalt Shingles Roof 3,110 5 $500 Deductible 740 6 Wood siding No
2013 400,000 Wood Shake Roof 2,580 5 $2500-$5000 Deductible 390 4 Fiber-Cement Siding No
2010 415,000 Tile Roof 2,800 5 > $10,000 Deductible 230 5 Fiber-Cement Siding yes
2010 420,000 Composition Roof 3,210 4 $5000 to $10,000 Deductible 70 1 Stone Siding yes
2013 240,000 Shingles Roof 2,120 4 > $10,000 Deductible 230 9 Stone Siding yes
2013 365,000 Membrane Roof 2,650 4 $500- $1000 Deductible 590 9 Brick siding yes
2013 280,000 Membrane Roof 2,140 4 $500- $1000 Deductible 830 12 Brick siding No
2010 355,000 Tile Roof 3,300 5 > $10,000 Deductible 50 1 Stone Siding yes
2012 360,000 Wood Shake Roof 2,930 4 $500 Deductible 650 6 Brick siding yes
2014 500,000 Shingles Roof 3,250 5 $500 Deductible 1120 10 Brick siding yes
2011 235,000 Composition Roof 1,970 4 $2500-$5000 Deductible 40 1 Wood siding yes
2013 425,000 Metal Roof 2,670 5 $5000 to $10,000 Deductible 440 8 Fiber-Cement Siding No
2012 290,000 Tile Roof 2,160 4 $1000-$2500 Deductible 540 8 Fiber-Cement Siding No
2010 465,000 Shingles Roof 2,970 5 $500- $1000 Deductible 420 4 Wood siding No
2014 360,000 Metal Roof 2,520 4 $2500-$5000 Deductible 80 1 Fiber-Cement Siding No
2011 360,000 Wood Shake Roof 3,330 4 $5000 to $10,000 Deductible 510 10 Stone Siding yes
2011 280,000 Asphalt Shingles Roof 2,140 4 $5000 to $10,000 Deductible 390 10 Brick siding No
2012 375,000 Asphalt Shingles Roof 3,060 5 > $10,000 Deductible 190 4 Vinyl siding yes
2013 220,000 Tile Roof 1,690 5 $5000 to $10,000 Deductible 440 12 Stone Siding yes
2012 490,000 Slate Shingles Roof 3,920 5 > $10,000 Deductible 580 8 Stucco siding No
2011 260,000 Wood Shake Roof 2,200 4 $500- $1000 Deductible 680 12 Fiber-Cement Siding yes
2011 280,000 Metal Roof 2,230 4 > $10,000 Deductible 100 3 Fiber-Cement Siding yes
2012 470,000 Shingles Roof 2,970 4 > $10,000 Deductible 370 7 Brick siding yes
2012 535,000 Asphalt Shingles Roof 3,480 5 $1000-$2500 Deductible 700 7 Stucco siding yes
2013 620,000 Composition Roof 4,250 5 $5000 to $10,000 Deductible 220 2 Brick siding yes