Saratoga Springs, UT homeowners insurance is nearly $427 to $581, about $35-$48/month. Our thorough research reveals consumers can save as much as $201 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Saratoga Springs, UT | Homeowners Insurance Agency Near Saratoga Springs, UT | Address |
|---|---|---|
| Farmers | Day Clark | 3655 S Highland Dr, Salt Lake Cty, UT, 84106 |
| Liberty Mutual | Ed Richmond | 12427 South Pasture Road Suite 100, Riverton, UT, 84096 |
| Liberty Mutual Independent | First West Brokerage Services | 1139 S OREM BLVD, OREM, UT, 84058 |
| Allstate | Joe Evans | 947 S Orem Blvd, Orem, UT, 84058 |
| Farmers | Matthew Brogdon | 248 N Orem Blvd, Orem, T, 84057 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Eagle Mountain city, Utah | $62 | $82 | $123 |
| American Fork city, Utah | $62 | $83 | $124 |
| Lehi CCD, Utah County, Utah | $62 | $83 | $124 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Saratoga Springs, UT | 2.5% | 8.7% |
| Eagle Mountain | 2.71% | 10.59% |
| American Fork | 2.67% | 11.62% |
| Lehi | 2.57% | 10.8% |
| Saratoga Springs Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $750 to $999 | 27 | 4.0% | $2654 |
| $1,000 to $1,499 | 326 | 48.0% | $3779 |
| $1,500 or more | 317 | 47.0% | $5429 |
| Streets in Saratoga Springs Area | Homeowners Insurance Cost |
|---|---|
| Willow Way, N Ranches Pkwy, W Apple Ave, Royal Troon Dr, S Schooner Dr, W Concord Pl, Sycamore, N Snowy Owl Rd, E Moccasin Ct, W Port Rd | $497 |
| Channing Ct, E Harvest Ln, E Range Rd, E Wheatland Dr, Lexi Loop, E Sunshine Dr, Blackhawk Dr, Glacier Rd, E Hawk Ln, Crenshaw Way | $497 |
| Fort Hill St, Levi Ln, St Andrews Dr, Willow Walk Ln, W 1950 S, Blackhawk Blvd, N Mountain Ash Way, Lilac Ln, Spyglass Ct, Montrose Ln | $498 |
| Sagghill Dr, Sky Ct, Bermuda Dr, Devonshire Cir, S 1610 W, N Red Kite Way, S Spring Meadow Dr, Regal View Dr, Sunrise Cir, S Port Rd | $514 |
| W 50 S, Island Rd, Wrangler Ave, W 7750 North St, Clubhouse Ln, Browning Dr, Cochise Way, S 1430 West St, Taylor St, Kit Fox Ave | $511 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Saratoga Springs | $75 to $77 |
| Eagle Mountain | $73 |
| American Fork | $74 |
| Vineyard | $75 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly Saratoga Springs Homeowner Insurance Premium Example | $2,300 | $1,800 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $17,900 | $16,400 |
| Net Savings to Saratoga Springs Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Saratoga Springs, UT Home Replacement Value MORE than Home Value | Saratoga Springs, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $285,500 | $172,000 |
| Insurance Premium based on Replacement Value | $875 | $525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $70,000 | Risk Exposure from Under Insuring Coverage is $43,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $225/year |
| Insurance Company | Farmers Insurance | American Family Insurance | Nationwide Insurance |
| Monthly Premium | 71 | 48 | 70 |
| Year Built | 2013 | 2011 | 2010 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $350000-$400000 | $200000-$250000 | $400000-$500000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |