How Much Does Sarasota, FL Home Insurance Cost?
Sarasota, FL Average Homeowners Insurance Cost
$1,445.25
Homeowners Insurance Cost - Sarasota, FL
$228,100
Median Home Value - Sarasota, FL
Sarasota, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.34 | $1,427.91 |
| $1000 Deductible | -$153.49 | $1,291.76 |
| $1500 Deductible | -$229.22 | $1,216.03 |
| $2000 Deductible | -$341.37 | $1,103.88 |
| $2500 Deductible | -$407.56 | $1,037.69 |
Sarasota, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$289 | $1,156 |
| 30 year old | +$22 | $1,467 |
| 40 year old | +$38 | $1,483 |
| 50 year old | +$55 | $1,500 |
| Above 50 year old | +$69 | $1,515 |
Sarasota, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$202 | $1,243 |
| Superior | -$130 | $1,315 |
| Masonry | -$72 | $1,373 |
| Brick | -$72 | $1,373 |
| Hail Resistant Roof | -$43 | $1,402 |
Sarasota, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,474 |
| Swimming Pool With A Diving Board | +$72 | $1,518 |
| Swimming Pool With Slide | +$87 | $1,532 |
Sarasota, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $43 | $1,402 |
| Police Department | $14 | $1,431 |
Sarasota, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$607.005 | $2,052 |
| Filing a Second Liability Claim | +$549.195 | $1,994 |
| Filing a Second Theft Claim | +$549.195 | $1,994 |
| Filing a Second Water Claim | +$476.9325 | $1,922 |
| Filing a Fire Claim | +$289.05 | $1,734 |
| Filing a Liability Claim | +$274.5975 | $1,720 |
| Filing a Theft Claim | +$274.5975 | $1,720 |
| Filing a Water Claim | +$231.24 | $1,676 |
| Filing a Weather Claim | +$231.24 | $1,676 |