How To Make Your Sarasota, FL Home Insurance Cheaper
Sarasota, FL, homeowners insurance is about $1445. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Sarasota, FL Home Insurance Rates with the Sarasota County Average
| Place | Sarasota County Average: $1,383.75 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Sarasota, FL | $1,445.25 | 61.5 | 0.04 | 181,427 | 228,100 |
Cost of Sarasota, FL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Southgate | 217,500 | 14,179 | $1,115.4 |
| Sarasota County | 215,300 | 3,276 | $1,383.8 |
| Interior County | 317,400 | 9,333 | $1,651.5 |
| Ruskin | 163,700 | 2,868 | $1,506 |
Homeowners Insurance Comparison for the Cheapest Premiums in Sarasota, FL
| Olympus Insurance | Farmer's Insurance | MetLife | |
| Median Home Value ($) | 228,100 | 228,100 | 228,100 |
| Age of Home | Year 40 Old | Above Year 50 | Above Year 50 |
| Home Coverage ($) | $250,000 -$299,999 | $1000,000 -$1499,999 | $750,000 -$999,999 |
| Total Premium ($) | $2,274.9 | $6,492.0 | $5,894.6 |
Cost of Sarasota, FL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Olympus Insurance | 1000 | $175,000-$199,999 | 1,000.0 |
| MetLife | 2500 | $150,000-$174,999 | 603.2 |
| Safeco Insurance | 2500 | $750,000-$999,999 | 3,315.7 |
| Citizens Property Insurance | 500 | $500,000-$749,999 | 3,863.4 |
| Farmer's Insurance | 1500 | $100,000-$124,999 | 660.2 |
| Allstate | 500 | $200,000-$249,999 | 1,225.5 |
| Stillwater insurance Group | 2000 | $400,000-$499,999 | 2,551.5 |
| Esurance | 1000 | $1000,000-$1499,999 | 4,716.9 |
| Tower Hill Insurance | 2000 | $500,000-$749,999 | 3,265.9 |
| People's Trust Insurance | 500 | $300,000-$399,999 | 2,504.8 |