Saraland Insurance Rates:

Saraland, AL homeowners insurance is about $815 to $1,110, about $67-$92/month. Our comprehensive research indicates shoppers can save as much as $384 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Saraland, AL Homeowners Insurance By Home Value

Saraland, AL Home Value Total Homes % of Total Average Saraland, AL Homeowners Insurance
Less than $50,000 296 7.0% $182
$50,000 to $59,999 108 2.0% $384
$60,000 to $69,999 66 1.0% $481
$70,000 to $79,999 166 4.0% $548
$80,000 to $89,999 277 7.0% $625
$90,000 to $99,999 269 7.0% $702
$100,000 to $124,999 618 16.0% $808
$125,000 to $149,999 603 15.0% $1010
$150,000 to $174,999 517 13.0% $1202
$175,000 to $199,999 367 9.0% $1385
$200,000 to $249,999 200 5.0% $1664
$250,000 to $299,999 197 5.0% $2029
$300,000 to $399,999 94 2.0% $2587

Top Home Insurance Agents Near Saraland, AL

Home Insurance Company Near Saraland, AL Homeowners Insurance Agency Near Saraland, AL Address
Nationwide Dockery & Associates Inc 108 North Hoyle Ave, Bay Minette, AL, 36507
State Farm Glen Reeves 2808 Highway 90 Ste 2, Gautier, MS, 39553-5169
Allstate Joe Millette 1719 Old Mobile Ave, Pascagoula, MS, 39567
Allstate Skipper Ins Agy 1534 College Ave, Jackson, AL, 36545
State Farm Stan Chavis 602 Bel Air Blvd Ste 21, Mobile, AL, 36606-3502

Cost Of Homeowners Insurance By Street Near Saraland, AL

Streets in Saraland Area Homeowners Insurance Cost
Gallops Creek Dr, Saraland Blvd S, Dawson Dr, E Oakdale Ave, Dykes Rd, Pvt Rd 181, Lemans Dr W, Co Rd 78, Margiana Dr, Jeanette Dr$967
Lister Dairy Rd, Cochran Ln, Edward Ave, Airport St, Jacintoport Blvd, N Bethel Forest Dr, Spanish Dr, Janewood Ln, Scott Lindsay Dr, Sarah St$975
Industrial Pkwy, Marcel Dr, S Vaughn Dr Exd, McCrary Rd Exd, Harrison Dr, Oakmont St, Carrick Rd, Celeste Oaks Ct N, Higgins Rd, Newman Ln$955
E Lavaine St, Emmett Dr, S Powers Rd, Erica Ln, Baybridge Rd, Adam Ln, Cedar St, Wheeler St, Hall Rd, New St$927
Saraland Ave, Valencia Dr, Barcelona Dr, Old US Hwy 43, East St, Daphne V St, Bernice Dr N, Ludlaw Young Rd, Bayou Ave W, W Everett Ave$975

Saraland, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Saraland$143 to $145
Satsuma$146
Mobile$143
Chickasaw$140

Saraland, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Satsuma city, Alabama $146 $195 $293
Mobile CCD, Mobile County, Alabama $143 $191 $287
Chickasaw city, Alabama $140 $186 $279

Saraland, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Saraland, AL6.9%21.8%
Satsuma6.05%20.78%
Mobile6.78%20.72%
Chickasaw7.81%22.83%

Saraland Renters Insurance as a Percentage of Rent

Saraland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 21 1.0% $807
$300 to $499 63 5.0% $1257
$500 to $749 509 45.0% $1932
$750 to $999 264 23.0% $2682
$1,000 to $1,499 239 21.0% $3807
$1,500 or more 26 2.0% $5457

Average Cost Of Home Insurance By Company In Areas Nearby Saraland For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Garrison Property And Casualty Insurance Company 1117
$500 $150,000 Nationwide Mutual Fire Ins Company 1038
$500 $150,000 Nationwide Property & Casualty Ins Company 1016
$500 $150,000 Travelers Home And Marine Insurance Company 600
$500 $300,000 Coastal American Insurance Company 348
$500 $300,000 Esurance Insurance Company 1593
$500 $300,000 Guideone Mutual Insurance Company 1512
$500 $300,000 Nationwide Property & Casualty Ins Company 1886
$500 $300,000 Safeco Insurance Company Of America 1679
$500 $300,000 Usaa Casualty Insurance Company 1810

Saraland, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Saraland Homeowner Insurance Premium Example $1,800$1,600
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,900$15,300
Net Savings to Saraland Home Owner from High Deductible Plan $600

Saraland, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Saraland, AL Home Replacement Value MORE than Home Value Saraland, AL Home Replacement Value LESS than Home Value
Replacement Value $119,500 $69,500
Insurance Premium based on Replacement Value $700 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Saraland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 673961
Year Built 199119742002
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$125000-$150000$125000-$150000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Saraland, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 150,000 Shingles Roof 1,870 4 $500- $1000 Deductible 740 12 Stucco siding yes
2012 405,000 Tile Roof 4,300 5 $2500-$5000 Deductible 1070 8 Brick siding No
2013 130,000 Wood Shake Roof 1,860 3 $2500-$5000 Deductible 80 2 Stone Siding yes
1970 230,000 Asphalt Shingles Roof 2,380 3 $500- $1000 Deductible 120 1 Stucco siding yes
1983 380,000 Membrane Roof 3,890 5 $1000-$2500 Deductible 1270 10 Vinyl siding yes
2007 115,000 Slate Shingles Roof 1,260 3 $500- $1000 Deductible 250 7 Fiber-Cement Siding yes
1960 195,000 Composition Roof 2,260 3 $500- $1000 Deductible 250 3 Brick siding yes
1972 105,000 Shingles Roof 1,230 2 $2500-$5000 Deductible 220 5 Stucco siding yes
1960 170,000 Wood Shake Roof 2,120 4 $500- $1000 Deductible 520 8 Brick siding yes
1960 105,000 Tile Roof 1,070 2 $2500-$5000 Deductible 40 1 Wood siding yes
1990 125,000 Asphalt Shingles Roof 1,520 3 $2500-$5000 Deductible 160 4 Vinyl siding yes
1976 195,000 Asphalt Shingles Roof 2,210 4 $500- $1000 Deductible 1040 12 Vinyl siding No
2010 205,000 Membrane Roof 2,290 3 $2500-$5000 Deductible 120 2 Stucco siding yes
2014 220,000 Shingles Roof 2,560 4 $2500-$5000 Deductible 610 10 Fiber-Cement Siding yes
1991 100,000 Membrane Roof 1,140 2 $1000-$2500 Deductible 230 5 Fiber-Cement Siding No
1973 240,000 Wood Shake Roof 2,700 4 $500- $1000 Deductible 100 1 Fiber-Cement Siding No
2001 185,000 Membrane Roof 2,260 4 $1000-$2500 Deductible 280 6 Fiber-Cement Siding No
1975 170,000 Membrane Roof 1,700 4 $5000 to $10,000 Deductible 320 8 Fiber-Cement Siding yes
1988 155,000 Wood Shake Roof 1,760 2 $500 Deductible 90 2 Stone Siding No
1993 195,000 Composition Roof 2,560 4 $5000 to $10,000 Deductible 100 2 Fiber-Cement Siding yes
1997 315,000 Tile Roof 3,350 4 $500- $1000 Deductible 290 3 Fiber-Cement Siding yes
1987 215,000 Tile Roof 2,190 3 $1000-$2500 Deductible 290 4 Wood siding No
2009 85,000 Tile Roof 1,130 2 $1000-$2500 Deductible 130 4 Wood siding No
1966 95,000 Wood Shake Roof 1,120 2 $500- $1000 Deductible 350 10 Stucco siding No
1992 135,000 Slate Shingles Roof 1,590 3 $500 Deductible 160 3 Stone Siding No
2012 205,000 Metal Roof 2,250 5 $5000 to $10,000 Deductible 210 4 Stone Siding yes
1976 115,000 Shingles Roof 1,280 2 $2500-$5000 Deductible 150 4 Stucco siding No
2013 190,000 Metal Roof 2,120 4 $2500-$5000 Deductible 170 3 Stone Siding yes