Sappington Insurance Rates:

Sappington, MO homeowners insurance is nearly $862 to $1,177, about $71-$98/month. Our detailed guide shows customers can save upto $407 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sappington, MO Homeowners Insurance By Home Value

Sappington, MO Home Value Total Homes % of Total Average Sappington, MO Homeowners Insurance
Less than $50,000 52 2.0% $132
$70,000 to $79,999 29 1.0% $397
$80,000 to $89,999 66 2.0% $458
$100,000 to $124,999 171 7.0% $591
$125,000 to $149,999 249 11.0% $743
$150,000 to $174,999 429 19.0% $876
$175,000 to $199,999 306 13.0% $1008
$200,000 to $249,999 477 21.0% $1212
$250,000 to $299,999 180 8.0% $1487
$300,000 to $399,999 217 9.0% $1885

Top Home Insurance Agents Near Sappington, MO

Home Insurance Company Near Sappington, MO Homeowners Insurance Agency Near Sappington, MO Address
NA Insurance Sol Of St Louis Dba The Milburn Agency 100 St Francois St #207, Florissant, MO, 63031
NA Mid Rivers Insurance Group 5909 Suemandy Dr Saint Peters, St. Peters, MO, 63376
Farmers Colin Tillman 2705 Dougherty Ferry Rd Ste 103, Saint Louis, MO, 63122
Travelers Foppe Insurance Agency Inc 215 N Main Street, Breese, IL, 62230
Allstate Robert Charles Smith 216 Davis St Ste F, Oakville, CT, 6779

Cost Of Homeowners Insurance By Street Near Sappington, MO

Streets in Sappington Area Homeowners Insurance Cost
Wedgestone Ct, Sappington Villa Ct, Clydesdale Dr, Old Sappington Rd, Tioga Ct, Chardin Way, Meadowfield Ln, Chileswood Dr, Eddie and Park Rd, Emil Ave$1,021
Eudora Ct, Courtwick Cir, Liberty Trail Dr W, Lincord Dr, Trinadad Ln, Pardee Ln, Patrina Dr, David Scott Dr, Garber Rd, Chancelorsville Dr$1,025
Chardin Pl, Office Center Ave, Lamplighter Square Shopping Center, Roger Lee Ln, Rosebay Dr, Alpena Dr, Signature Ln, Roxanna Dr, Morning Star Trl, Rusticwood Trl$1,029
Vauk Ln, Schelde Dr, Nottinghill Parkway Dr, Doverhill Ct, Caravan Dr, Park Crestwood Dr, Mountain Ash Trl, Woodforest Dr, Forest Lawn Ct, Forest Path Dr$1,055
Davana Dr, Sapphire Ridge Ct, Mattis Rd, Hilltop Dr, Rosalind Ct, Lawndale Dr, Sandian Ct, Littie Dr, Rebecca Dr, Cordoba Ct$1,072

Sappington, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sappington$151 to $153
Sunset Hills$171
Concord$149
Tesson Ferry$156

Sappington, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sunset Hills city, Missouri $171 $228 $342
Concord township, St. Louis County, Missouri $149 $199 $299
Green Park city, Missouri $149 $199 $299

Sappington, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sappington, MO5.9%18.3%
Sunset Hills4.08%14.07%
Concord6.66%19.01%
Green Park6.21%21.41%

Sappington Renters Insurance as a Percentage of Rent

Sappington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 71 7.0% $1225
$500 to $749 384 39.0% $1900
$750 to $999 286 29.0% $2650
$1,000 to $1,499 131 13.0% $3775
$1,500 or more 89 9.0% $5425

Sappington, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Sappington Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,200
Net Savings to Sappington Home Owner from High Deductible Plan $1,200

Sappington, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sappington, MO Home Replacement Value MORE than Home Value Sappington, MO Home Replacement Value LESS than Home Value
Replacement Value $335,000 $231,000
Insurance Premium based on Replacement Value $1,400 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $75,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $125/year

Example Sappington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyAllstate
Monthly Premium 916147
Year Built 196319781981
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$125000-$150000$200000-$250000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Sappington, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 165,000 Membrane Roof 1,350 2 $500 Deductible 260 5 Stone Siding yes
1962 165,000 Slate Shingles Roof 1,660 4 $500 Deductible 510 6 Stucco siding yes
1982 145,000 Slate Shingles Roof 1,210 3 $500- $1000 Deductible 90 2 Stone Siding yes
1965 205,000 Tile Roof 1,730 2 > $10,000 Deductible 360 10 Stone Siding No
1973 330,000 Slate Shingles Roof 2,650 5 $500- $1000 Deductible 580 4 Brick siding yes
1989 340,000 Composition Roof 3,490 5 > $10,000 Deductible 770 10 Fiber-Cement Siding yes
1965 100,000 Tile Roof 950 2 $2500-$5000 Deductible 180 5 Stone Siding yes
1977 105,000 Asphalt Shingles Roof 1,060 2 $500- $1000 Deductible 400 12 Wood siding No
1973 165,000 Shingles Roof 1,280 2 $5000 to $10,000 Deductible 500 10 Stone Siding No
1963 180,000 Tile Roof 1,470 2 $500- $1000 Deductible 490 6 Stone Siding No
1987 310,000 Tile Roof 3,200 4 $5000 to $10,000 Deductible 550 6 Fiber-Cement Siding No
1986 240,000 Tile Roof 2,030 3 $500 Deductible 660 6 Brick siding yes
1969 95,000 Tile Roof 1,130 2 $500- $1000 Deductible 70 2 Vinyl siding yes
1982 185,000 Tile Roof 1,540 3 $1000-$2500 Deductible 470 6 Wood siding yes
1973 160,000 Shingles Roof 1,420 3 $500- $1000 Deductible 380 6 Fiber-Cement Siding yes
1976 250,000 Asphalt Shingles Roof 1,940 3 $1000-$2500 Deductible 760 10 Stone Siding No
1968 205,000 Membrane Roof 1,700 2 $5000 to $10,000 Deductible 410 8 Wood siding No
1971 325,000 Asphalt Shingles Roof 2,940 4 $5000 to $10,000 Deductible 630 8 Stucco siding No
1978 205,000 Wood Shake Roof 1,670 4 > $10,000 Deductible 170 5 Wood siding yes
1976 275,000 Slate Shingles Roof 2,680 4 $2500-$5000 Deductible 610 5 Vinyl siding No
1964 295,000 Metal Roof 2,910 4 $500 Deductible 1430 9 Stucco siding No
1976 215,000 Slate Shingles Roof 1,870 5 > $10,000 Deductible 270 5 Vinyl siding yes
1981 100,000 Metal Roof 1,050 2 $500 Deductible 290 6 Stucco siding yes
1980 200,000 Wood Shake Roof 1,750 5 $500- $1000 Deductible 490 8 Vinyl siding yes
1986 405,000 Tile Roof 3,450 5 $500 Deductible 340 3 Stucco siding No
1970 335,000 Shingles Roof 2,930 5 $1000-$2500 Deductible 300 2 Stone Siding yes
1984 270,000 Membrane Roof 2,200 4 $2500-$5000 Deductible 920 12 Fiber-Cement Siding No
1964 430,000 Metal Roof 3,890 5 $2500-$5000 Deductible 1500 12 Wood siding No
1988 100,000 Shingles Roof 1,060 2 $1000-$2500 Deductible 200 6 Wood siding yes
1963 195,000 Composition Roof 1,840 4 $500 Deductible 400 5 Stone Siding yes
1968 90,000 Asphalt Shingles Roof 910 2 $2500-$5000 Deductible 140 4 Wood siding yes
1961 205,000 Wood Shake Roof 1,900 4 $2500-$5000 Deductible 440 8 Brick siding yes
1962 255,000 Asphalt Shingles Roof 2,160 3 $5000 to $10,000 Deductible 780 8 Stone Siding No
1966 125,000 Membrane Roof 1,000 2 $1000-$2500 Deductible 30 1 Stone Siding No