Santa Paula Insurance Rates:

Santa Paula, CA homeowners insurance is roughly $526 to $714, about $43-$59/month. Our thorough guide indicates shoppers can save as much as $248 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The only thing I would dislike is the premium. It would be nice if it were lower, but I am not trading to a company with poor service.
State Farm
The customer service is always good when you get them on the phone. I wish there were more ways to quickly get with customer service, they are still always polite and able to answer questions.
Farmer's Insurance
My auto insurance because we added another car went up slightly. Since I pay every month they do charge a slight bit more.
State Farm
I have been a State Farm client since 1971 and am satisfied with the assistance I have been given. My most recent roof replacement due to hail damage was handled quickly and without problems to me.
State Farm
I really like that my insurance company allows me to have the ability to bundle my insurance together to receive a discount on my entire bill.

Santa Paula, CA Homeowners Insurance By Home Value

Santa Paula, CA Home Value Total Homes % of Total Average Santa Paula, CA Homeowners Insurance
Less than $50,000 298 9.0% $43
$50,000 to $59,999 104 3.0% $93
$60,000 to $69,999 42 1.0% $117
$80,000 to $89,999 74 2.0% $155
$90,000 to $99,999 65 1.0% $173
$100,000 to $124,999 219 6.0% $204
$125,000 to $149,999 59 1.0% $254
$150,000 to $174,999 147 4.0% $303
$175,000 to $199,999 68 2.0% $347
$200,000 to $249,999 421 12.0% $421
$250,000 to $299,999 562 17.0% $514
$300,000 to $399,999 1,178 36.0% $651

Top Home Insurance Agents Near Santa Paula, CA

Home Insurance Company Near Santa Paula, CA Homeowners Insurance Agency Near Santa Paula, CA Address
NA Hub International Insurance Services, Inc. 2393 Townsgate Road, Suite 101 Westlake Village, Thousand Oaks, CA, 91361
State Farm David Li 8399 Topanga Cyn Blvd Ste 300, Canoga Park, CA, 91304-2364
Travelers Hendricks-Hodgkiss Co Inc 3600 WILSHIRE BLVD STE 1910, LOS ANGELES, CA, 90010
Liberty Mutual Joseph L. Norfleet 222 N. Sepulveda Blvd Ste 2330, El Segundo, CA, 90245
Allstate Nataliya Avanesov 7925 Santa Monica Blvd Ste 201, West Hollywood, CA, 90046

Cost Of Homeowners Insurance By Street Near Santa Paula, CA

Streets in Santa Paula Area Homeowners Insurance Cost
S Oak St, Anlauf Canyon Rd, N 12th St, la Vuelta Pl, W Pleasant St, Salas St, Vela Ct, S Ojai St, Honeywood Ct, N 6th St$618
Woodland Dr, Lilac Ln, N 13th St, N Gibbs St, Eloisa St, W Santa Paula St, Birch St, March St, Adams Canyon Rd, Magnolia Dr$613
Trent Ln, Howie Ct, Maple St, Amber Dr, Peck Rd, High St, Hallock Dr, Warren Ave, Vernon Pl, State Rte 21$631
N 14th St, S 5th St, Cummings Rd, E Virginia Ter, S Palm Ave, Wakeford Ave, Bradley St, S 13th St, N Ojai Rd, Sunny St$625
S Mill St, N Peck Rd, Sycamore St, Princeton St, Citrus St, W Santa Barbara St, E Orchard St, Garcia Aly, Loma Vista Pl, Boosey Rd$623

Santa Paula, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Santa Paula$92 to $95
Ventura County$96
Las Posas$108
Saticoy$91

Santa Paula, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ventura County, California $96 $128 $192
Las Posas CCD, Ventura County, California $108 $144 $216
Saticoy CDP, California $91 $121 $182

Santa Paula, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Santa Paula, CA2.3%12.2%
Ventura County2.07%10.73%
Las Posas1.54%8.8%
Saticoy1.93%17.75%

Santa Paula Renters Insurance as a Percentage of Rent

Santa Paula Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 85 2.0% $339
$200 to $299 135 3.0% $789
$300 to $499 72 1.0% $1239
$500 to $749 410 10.0% $1914
$750 to $999 667 16.0% $2664
$1,000 to $1,499 1,843 46.0% $3789
$1,500 or more 792 19.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Santa Paula For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsHomesite526
1500002507-15 YearsUnigard Group604
1500002507-15 YearsUniversal North America462
15000025016-25 YearsStillwater Prop & Cas Co497
1500005007-15 YearsForemost Insurance658
15000050016-25 YearsQBE (Balboa)504
15000050041-70 YearsIDS Property Casualty633
200000500NewCSE Safeguard395
2000005001-3 YearsCalifornia Casualty429
2000005004-6 YearsNationwide482
2000005007-15 YearsKemper482
20000050026-40 YearsMercury Ins Group454
20000050041-70 YearsAmerican Modern921
2500001000NewTravelers448
25000010007-15 YearsGeneral Ins497
25000010007-15 YearsPrivilege Underwriters Exch876
250000100016-25 YearsPacific Specialty787
250000100016-25 YearsTokio Marine America450
2500005001-3 YearsAmerican Reliable620
2500005001-3 YearsChubb/Federal895
25000050016-25 YearsOregon Mutual667
3000005001-3 YearsAmco504

Santa Paula, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Santa Paula Homeowner Insurance Premium Example $3,400$3,000
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $24,500$23,700
Net Savings to Santa Paula Home Owner from High Deductible Plan $800

Santa Paula, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Santa Paula, CA Home Replacement Value MORE than Home Value Santa Paula, CA Home Replacement Value LESS than Home Value
Replacement Value $312,000 $212,000
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $50,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Santa Paula Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 517785
Year Built 198919781941
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$400000-$500000$500000-$600000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Santa Paula, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 540,000 Metal Roof 3,090 4 > $10,000 Deductible 940 12 Wood siding yes
1945 295,000 Membrane Roof 2,010 3 $1000-$2500 Deductible 300 5 Fiber-Cement Siding No
1981 380,000 Composition Roof 1,990 4 $500 Deductible 230 3 Stucco siding No
1973 630,000 Membrane Roof 3,130 5 $500- $1000 Deductible 2090 12 Stucco siding yes
1968 690,000 Composition Roof 4,030 5 $500- $1000 Deductible 1270 8 Brick siding yes
1995 355,000 Composition Roof 2,080 4 $5000 to $10,000 Deductible 170 4 Wood siding yes
1969 275,000 Shingles Roof 1,810 3 $500 Deductible 290 4 Brick siding No
1948 455,000 Composition Roof 2,550 5 $5000 to $10,000 Deductible 590 6 Vinyl siding No
1978 415,000 Wood Shake Roof 2,370 4 $1000-$2500 Deductible 900 8 Vinyl siding yes
1942 405,000 Shingles Roof 2,510 4 $1000-$2500 Deductible 90 1 Vinyl siding No
1947 485,000 Metal Roof 3,060 4 $2500-$5000 Deductible 1050 10 Vinyl siding yes
1966 305,000 Shingles Roof 1,700 5 $500 Deductible 180 2 Stucco siding yes
1988 315,000 Slate Shingles Roof 2,070 4 > $10,000 Deductible 190 4 Fiber-Cement Siding No
1977 565,000 Membrane Roof 3,030 5 $1000-$2500 Deductible 210 2 Fiber-Cement Siding yes
1971 370,000 Membrane Roof 2,580 4 $500 Deductible 1000 12 Vinyl siding No
1990 535,000 Metal Roof 3,680 5 $500- $1000 Deductible 1510 12 Brick siding yes
1972 400,000 Wood Shake Roof 2,560 4 $2500-$5000 Deductible 720 8 Stucco siding No
1999 285,000 Shingles Roof 1,800 4 > $10,000 Deductible 420 9 Stone Siding yes
1967 660,000 Asphalt Shingles Roof 4,560 5 > $10,000 Deductible 530 7 Vinyl siding No
1995 560,000 Tile Roof 4,140 5 $5000 to $10,000 Deductible 620 8 Vinyl siding yes
1990 715,000 Membrane Roof 4,620 5 $5000 to $10,000 Deductible 160 1 Brick siding No
1981 685,000 Membrane Roof 3,910 5 $1000-$2500 Deductible 880 7 Vinyl siding yes
1982 310,000 Asphalt Shingles Roof 1,960 5 $500 Deductible 90 1 Stone Siding No
1992 640,000 Asphalt Shingles Roof 3,640 5 $1000-$2500 Deductible 670 5 Stucco siding yes
1998 550,000 Metal Roof 3,410 5 $5000 to $10,000 Deductible 250 3 Vinyl siding No
1972 730,000 Shingles Roof 4,220 5 $5000 to $10,000 Deductible 1150 10 Brick siding No
1978 365,000 Composition Roof 2,460 4 > $10,000 Deductible 170 3 Vinyl siding yes
1991 495,000 Membrane Roof 2,500 4 $5000 to $10,000 Deductible 130 2 Stone Siding yes