How Much Does Santa Maria, CA Home Insurance Cost?
Santa Maria, CA Average Homeowners Insurance Cost
$860
Homeowners Insurance Cost - Santa Maria, CA
$325,800
Median Home Value - Santa Maria, CA
Santa Maria, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$10.32 | $849.68 |
| $1000 Deductible | -$91.33 | $768.67 |
| $1500 Deductible | -$136.4 | $723.6 |
| $2000 Deductible | -$203.13 | $656.87 |
| $2500 Deductible | -$242.52 | $617.48 |
Santa Maria, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$232 | $628 |
| 30 year old | +$13 | $873 |
| 40 year old | +$22 | $882 |
| 50 year old | +$33 | $893 |
| Above 50 year old | +$41 | $901 |
Santa Maria, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$112 | $748 |
| Superior | -$86 | $774 |
| Masonry | -$43 | $817 |
| Brick | -$43 | $817 |
| Hail Resistant Roof | -$17 | $843 |
Santa Maria, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$17 | $877 |
| Swimming Pool With A Diving Board | +$43 | $903 |
| Swimming Pool With Slide | +$52 | $912 |
Santa Maria, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $26 | $834 |
| Police Department | $9 | $851 |
Santa Maria, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$361.2 | $1,221 |
| Filing a Second Liability Claim | +$326.8 | $1,187 |
| Filing a Second Theft Claim | +$326.8 | $1,187 |
| Filing a Second Water Claim | +$283.8 | $1,144 |
| Filing a Fire Claim | +$172.0 | $1,032 |
| Filing a Liability Claim | +$163.4 | $1,023 |
| Filing a Theft Claim | +$163.4 | $1,023 |
| Filing a Water Claim | +$137.6 | $998 |
| Filing a Weather Claim | +$137.6 | $998 |