How To Make Your Santa Maria, CA Home Insurance Cheaper
Santa Maria, CA, homeowners insurance is about $860. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Santa Maria, CA Home Insurance Rates with the Santa Barbara County Average
| Place | Santa Barbara County Average: $1,527.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Santa Maria, CA | $860.0 | -667.0 | -0.44 | 132,286 | 325,800 |
Cost of Santa Maria, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Orcutt | 367,500 | 6,595 | $976 |
| Lompoc | 295,200 | 10,155 | $795 |
| Buellton | 458,600 | 41,478 | $1,375 |
| Avilla Beach | 742,100 | 281,680 | $1,331.0 |
Homeowners Insurance Comparison for the Cheapest Premiums in Santa Maria, CA
| Farmer's Insurance | Horace Mann Educators Corporation | Encompass Insurance | |
| Median Home Value ($) | 325,800 | 325,800 | 325,800 |
| Age of Home | Year 50 Old | Year 50 Old | Newly Constructed Home |
| Home Coverage ($) | $400,000 -$499,999 | $750,000 -$999,999 | $400,000 -$499,999 |
| Total Premium ($) | $1,506.3 | $2,342.6 | $1,008.4 |
Cost of Santa Maria, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Horace Mann Educators Corporation | 1500 | $300,000-$399,999 | 955.6 |
| Westfield Insurance | 1500 | $400,000-$499,999 | 1,123.3 |
| Allstate | 2500 | $200,000-$249,999 | 358.4 |
| Nationwide | 2000 | $300,000-$399,999 | 890.4 |
| Travelers | 2000 | $750,000-$999,999 | 1,549.2 |
| Farmer's Insurance | 2500 | $500,000-$749,999 | 1,176.4 |
| Encompass Insurance | 500 | $300,000-$399,999 | 1,053.3 |
| American National Property and Casualty Company | 1500 | $200,000-$249,999 | 438.0 |
| Mercury | 2000 | $175,000-$199,999 | 376.1 |
| Progressive | 1500 | $100,000-$124,999 | 239.0 |