Santa Fe Insurance Rates:

Santa Fe, TX homeowners insurance is nearly $876 to $1,195, about $73-$99/month. Our extensive analysis shows customers can save as much as $414 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Santa Fe, TX Homeowners Insurance By Home Value

Santa Fe, TX Home Value Total Homes % of Total Average Santa Fe, TX Homeowners Insurance
Less than $50,000 394 10.0% $196
$50,000 to $59,999 72 1.0% $414
$60,000 to $69,999 101 2.0% $518
$70,000 to $79,999 249 6.0% $600
$80,000 to $89,999 383 10.0% $673
$90,000 to $99,999 109 2.0% $756
$100,000 to $124,999 479 12.0% $880
$125,000 to $149,999 554 15.0% $1098
$150,000 to $174,999 574 15.0% $1305
$175,000 to $199,999 262 7.0% $1502
$200,000 to $249,999 221 5.0% $1802
$250,000 to $299,999 138 3.0% $2206
$300,000 to $399,999 152 4.0% $2807

Top Home Insurance Agents Near Santa Fe, TX

Home Insurance Company Near Santa Fe, TX Homeowners Insurance Agency Near Santa Fe, TX Address
NA Randy Hogan Insurance Agency 515 N Sam Pkwy E Ste 605, Houston, TX, 77060
Allstate Clawson Ins Agy Inc 1226 Walcik Ln, Angleton, TX, 77515
Travelers Hotchkiss Insurance Agency Llc 13430 NORTHWEST FWY STE 600, HOUSTON, TX, 77040
Allstate James Tooley 400 W Parkwood Ave Ste 128, Friendswood, TX, 77546
State Farm Pam Ellis 5900 Memorial Dr Ste 301, Houston, TX, 77007-8008

Cost Of Homeowners Insurance By Street Near Santa Fe, TX

Streets in Santa Fe Area Homeowners Insurance Cost
Kidd St, Florida Ave, Sesame St, Orange Rd, N Elm Rd, Half Moon W, Burditt St, Scott Ave, Calvert Ln, Middleham Ln$1,036
Birch St, E Bellaire St, Bunyard St, Top Hat, Smith Rd, Herrington Rd, Harriett Ln, Larou Ln, Shirley Ln, Morningside Dr$1,038
Spiller St, Sias St, Henkel Ln, Colston Pl, Smith Rd, C St, Tallow St, FM 646 Rd S, Gibbs St, Anders Ln$1,034
Sunset Cir, Colston Rd, Wallace Ave, Lilley Rd, Michael Ln, Lago Cove, W Bellaire, Ave E 1/2, S Tower Rd, Martin St$1,029
Suzanne St, Auction Barn Rd, Hilton Ln, Tower Rd, McKay Rd, Ghinaudo Rd, Madden Ln, Poplar St, Faye St, Vailville$1,028

Santa Fe, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Santa Fe$154 to $156
Texas City-League City$157
Dickinson$155
La Marque$151

Santa Fe, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Texas City-League City CCD, Galveston County, Texas $158 $210 $315
Dickinson city, Texas $155 $206 $309
La Marque city, Texas $152 $202 $303

Santa Fe, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Santa Fe, TX5.5%17.8%
Texas City-League City5.05%16.67%
Dickinson5.51%16.29%
La Marque6.9%19.59%

Santa Fe Renters Insurance as a Percentage of Rent

Santa Fe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $349
$200 to $299 23 2.0% $799
$300 to $499 18 2.0% $1249
$500 to $749 87 11.0% $1924
$750 to $999 302 38.0% $2674
$1,000 to $1,499 322 41.0% $3799
$1,500 or more 21 2.0% $5449

Santa Fe, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$6,500
Yearly Santa Fe Homeowner Insurance Premium Example $3,000$2,000
Out of Pocket Expense During Claim$500$6,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,500$20,500
Net Savings to Santa Fe Home Owner from High Deductible Plan $1,000

Santa Fe, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Santa Fe, TX Home Replacement Value MORE than Home Value Santa Fe, TX Home Replacement Value LESS than Home Value
Replacement Value $153,500 $111,000
Insurance Premium based on Replacement Value $1,150 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Santa Fe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 8911192
Year Built 199919772003
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Santa Fe, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 145,000 Asphalt Shingles Roof 1,950 3 $2500-$5000 Deductible 110 2 Stone Siding No
2011 170,000 Asphalt Shingles Roof 2,220 4 $1000-$2500 Deductible 1020 9 Stone Siding yes
2010 230,000 Composition Roof 3,380 4 $500 Deductible 1680 9 Vinyl siding No
1982 120,000 Composition Roof 1,300 3 $500 Deductible 770 9 Brick siding yes
2012 180,000 Shingles Roof 1,890 4 $5000 to $10,000 Deductible 340 4 Fiber-Cement Siding No
2010 125,000 Wood Shake Roof 1,310 3 $2500-$5000 Deductible 670 10 Fiber-Cement Siding yes
2010 225,000 Composition Roof 2,730 4 > $10,000 Deductible 1140 12 Vinyl siding No
1970 190,000 Composition Roof 2,090 3 $2500-$5000 Deductible 1380 10 Brick siding yes
1978 170,000 Slate Shingles Roof 1,780 4 $1000-$2500 Deductible 1120 10 Stone Siding yes
2005 230,000 Shingles Roof 2,520 4 $1000-$2500 Deductible 410 3 Vinyl siding yes
1986 275,000 Wood Shake Roof 2,850 4 $2500-$5000 Deductible 110 1 Fiber-Cement Siding yes
1985 135,000 Shingles Roof 1,600 4 $500 Deductible 1220 9 Stone Siding yes
2013 150,000 Composition Roof 1,860 3 $1000-$2500 Deductible 290 3 Vinyl siding No
1991 125,000 Wood Shake Roof 1,410 3 $500 Deductible 80 1 Vinyl siding yes
2003 105,000 Asphalt Shingles Roof 1,410 3 $500 Deductible 980 12 Stucco siding No
2004 215,000 Composition Roof 2,770 4 $5000 to $10,000 Deductible 440 4 Wood siding yes
1975 185,000 Shingles Roof 2,230 4 $5000 to $10,000 Deductible 130 1 Stone Siding yes
2011 145,000 Wood Shake Roof 1,690 3 $500 Deductible 900 9 Stone Siding No
1995 155,000 Shingles Roof 1,760 4 $500- $1000 Deductible 590 5 Stucco siding No
1992 215,000 Membrane Roof 3,120 4 $5000 to $10,000 Deductible 1490 12 Wood siding yes
2014 85,000 Shingles Roof 1,200 3 $500 Deductible 280 5 Stone Siding yes
2000 130,000 Metal Roof 1,410 3 $500- $1000 Deductible 710 9 Wood siding yes
1993 175,000 Tile Roof 1,770 4 $1000-$2500 Deductible 380 4 Brick siding No
1993 130,000 Tile Roof 1,480 3 $500 Deductible 90 1 Stone Siding yes
2013 135,000 Membrane Roof 1,780 4 $500- $1000 Deductible 260 3 Wood siding yes
1979 200,000 Metal Roof 2,370 3 $5000 to $10,000 Deductible 760 7 Fiber-Cement Siding yes
2011 180,000 Slate Shingles Roof 2,100 4 $1000-$2500 Deductible 700 6 Vinyl siding No
1983 250,000 Wood Shake Roof 3,060 4 $500 Deductible 2030 10 Fiber-Cement Siding yes
1995 230,000 Slate Shingles Roof 3,160 4 $500- $1000 Deductible 1300 6 Wood siding No
1994 225,000 Tile Roof 2,630 4 $2500-$5000 Deductible 210 2 Stone Siding No