Santa Fe, NM homeowners insurance is nearly $619 to $842, about $51-$70/month. Our in depth research reveals consumers can save as much as $292 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Santa Fe, NM | Homeowners Insurance Agency Near Santa Fe, NM | Address |
|---|---|---|
| Allstate | Esther Wingfield | 8001 Wyoming Blvd NE Ste B6, Albuquerque, NM, 87113 |
| Allstate | Adv Ins Agency | 557 Oppenheimer Dr Ste 101, Los Alamos, NM, 87544 |
| Travelers | Casita Insurance Inc | 304 CATRON ST, SANTA FE, NM, 87501 |
| State Farm | Cynthia Bahling | 12700 San Rafael Ave NE Ste 2, Albuquerque, NM, 87122-1143 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Agua Fria CDP, New Mexico | $87 | $115 | $173 |
| Tesuque CDP, New Mexico | $108 | $144 | $216 |
| Peak Place CDP, New Mexico | $80 | $106 | $159 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Santa Fe, NM | 3.8% | 15.4% |
| Agua Fria | 4.49% | 17.19% |
| Tesuque | 2.76% | 13.52% |
| Peak Place | 7.27% | 12.33% |
| Santa Fe Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 431 | 3.0% | $323 |
| $200 to $299 | 470 | 3.0% | $773 |
| $300 to $499 | 633 | 4.0% | $1223 |
| $500 to $749 | 2,621 | 19.0% | $1898 |
| $750 to $999 | 4,153 | 30.0% | $2648 |
| $1,000 to $1,499 | 3,997 | 29.0% | $3773 |
| $1,500 or more | 1,433 | 10.0% | $5423 |
| Streets in Santa Fe Area | Homeowners Insurance Cost |
|---|---|
| Cll Lema, Starview, Rufina St, S Sierra Azul, Autumn Leaf Ln, Martinez St, Dunlap St, Corte de Espuelas, Brownell-Howland Rd, S Plata Cir | $756 |
| Sandoval St, N Luna Cir, Alamo Dr, Cordova Pl, Cll Pintura, Pso de la Cuma, Cam del Este, Yucca St, Corte de Princesa, Cll Cuesta | $826 |
| Shelby St, Co Rd 67G, State Hwy 502, Tijeras Rd, Parkway Dr, Aspen Loop, Cll Cisco, Rudolfo Rd, Lopez St, Office Ct | $664 |
| Cam Cabestro, Calle Nueva Vis, Cll Cacique, Hospital Dr, Don Miguel Pl, Zafarano Dr, Cll Daniel, Cll Blanca, Maclovia St, Cam de Alba | $712 |
| Via Janna, Tony St, Pso de Florencio, Cam Atalaya, Laughlin St, Calleja Shannon, Cam Montuoso, Canada del Sur, Sentiero Della Villa, Sambra Dr | $843 |
| Pso Primero, Washington Ave, Estrellas de Tano, Pintado Cir, Madrid Rd, Santander Ln, Pso del Sol, Cam Cuervo, San Juan Ranch Rd, Jemez Rd | $920 |
| Cree Ct, Callej Tisnado St, Molino de Viento, S Richards Ave, Pueblo Jacona, San Antonio St, Cll Princesa Juana, de Fouri St, Hidden Valley Rd, Aggie Ln | $706 |
| Louraine Cir, Chapelle St, Delihah Ln, Stereophile Way, Maya Ct, Alameda Frontage Rd, Gregory Ln, Don Manuel St, Co Rd 87, E Alameda St | $778 |
| Cedarcrest, Old Las Vegas Hwy, State Hwy 300, Cll de Valdes, Madrid Rd, City Lights St, Roybal St, Montoya Pl, Grant Ave, Kachina Ridge Dr | $882 |
| W Cordova Rd, Coyote Ridge Trl, Montoya St, Lopez Ln, Cypress St, Nueva Ct, Rinconada Cir, Sierra Nevada, Ave Linda, Zepol Rd | $659 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Santa Fe | $109 to $111 |
| Agua Fria | $104 |
| Tesuque | $129 |
| Peak Place | $95 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $3,600 |
| Yearly Santa Fe Homeowner Insurance Premium Example | $1,300 | $900 |
| Out of Pocket Expense During Claim | $1,600 | $3,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,700 | $9,900 |
| Net Savings to Santa Fe Home Owner from High Deductible Plan | $800 | |
| Scenario | Santa Fe, NM Home Replacement Value MORE than Home Value | Santa Fe, NM Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $347,000 | $237,000 |
| Insurance Premium based on Replacement Value | $1,900 | $1,300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $45,000 | Risk Exposure from Under Insuring Coverage is $65,000 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | Travelers | State Farm |
| Monthly Premium | 55 | 80 | 199 |
| Year Built | 2010 | 2002 | 1987 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $175000-$200000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |