Santa Fe Insurance Rates:

Santa Fe, NM homeowners insurance is nearly $619 to $842, about $51-$70/month. Our in depth research reveals consumers can save as much as $292 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmers Mutual
I like the fact that when i last filed a claim, the company handled the claim promptly, efficiently, and fairly.
State Farm
State farm is the worst insurance company i have ever dealt with. i had an accident claim that i had to go back and forth with the company on 8 times because they kept making mistakes.
Farmer's Insurance
The company offers inexpensive quotes. this allows new customers to easily compare this company with others based on the easily accessible price.

Santa Fe, NM Homeowners Insurance By Home Value

Santa Fe, NM Home Value Total Homes % of Total Average Santa Fe, NM Homeowners Insurance
Less than $50,000 2,657 16.0% $58
$50,000 to $59,999 261 1.0% $131
$60,000 to $69,999 170 1.0% $168
$100,000 to $124,999 490 3.0% $285
$125,000 to $149,999 426 2.0% $350
$150,000 to $174,999 932 5.0% $416
$175,000 to $199,999 1,382 8.0% $482
$200,000 to $249,999 2,936 18.0% $584
$250,000 to $299,999 2,995 18.0% $709
$300,000 to $399,999 3,685 22.0% $906

Top Home Insurance Agents Near Santa Fe, NM

Home Insurance Company Near Santa Fe, NM Homeowners Insurance Agency Near Santa Fe, NM Address
NA Max Trujillo Agency 1801 7Th St , Las Vegas, NM, 87701
Allstate Adv Ins Agency 557 Oppenheimer Dr Ste 101, Los Alamos, NM, 87544
Travelers Casita Insurance Inc 304 CATRON ST, SANTA FE, NM, 87501
State Farm Cynthia Bahling 12700 San Rafael Ave NE Ste 2, Albuquerque, NM, 87122-1143
Allstate Esther Wingfield 8001 Wyoming Blvd NE Ste B6, Albuquerque, NM, 87113

Cost Of Homeowners Insurance By Street Near Santa Fe, NM

Streets in Santa Fe Area Homeowners Insurance Cost
Cll Lema, Starview, Rufina St, S Sierra Azul, Autumn Leaf Ln, Martinez St, Dunlap St, Corte de Espuelas, Brownell-Howland Rd, S Plata Cir$756
Sandoval St, N Luna Cir, Alamo Dr, Cordova Pl, Cll Pintura, Pso de la Cuma, Cam del Este, Yucca St, Corte de Princesa, Cll Cuesta$826
Shelby St, Co Rd 67G, State Hwy 502, Tijeras Rd, Parkway Dr, Aspen Loop, Cll Cisco, Rudolfo Rd, Lopez St, Office Ct$664
Cam Cabestro, Calle Nueva Vis, Cll Cacique, Hospital Dr, Don Miguel Pl, Zafarano Dr, Cll Daniel, Cll Blanca, Maclovia St, Cam de Alba$712
Via Janna, Tony St, Pso de Florencio, Cam Atalaya, Laughlin St, Calleja Shannon, Cam Montuoso, Canada del Sur, Sentiero Della Villa, Sambra Dr$843
Pso Primero, Washington Ave, Estrellas de Tano, Pintado Cir, Madrid Rd, Santander Ln, Pso del Sol, Cam Cuervo, San Juan Ranch Rd, Jemez Rd$920
Cree Ct, Callej Tisnado St, Molino de Viento, S Richards Ave, Pueblo Jacona, San Antonio St, Cll Princesa Juana, de Fouri St, Hidden Valley Rd, Aggie Ln$706
Louraine Cir, Chapelle St, Delihah Ln, Stereophile Way, Maya Ct, Alameda Frontage Rd, Gregory Ln, Don Manuel St, Co Rd 87, E Alameda St$778
Cedarcrest, Old Las Vegas Hwy, State Hwy 300, Cll de Valdes, Madrid Rd, City Lights St, Roybal St, Montoya Pl, Grant Ave, Kachina Ridge Dr$882
W Cordova Rd, Coyote Ridge Trl, Montoya St, Lopez Ln, Cypress St, Nueva Ct, Rinconada Cir, Sierra Nevada, Ave Linda, Zepol Rd$659

Santa Fe, NM Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Santa Fe$109 to $111
Agua Fria$104
Tesuque$129
Peak Place$95

Santa Fe, NM Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Agua Fria CDP, New Mexico $87 $115 $173
Tesuque CDP, New Mexico $108 $144 $216
Peak Place CDP, New Mexico $80 $106 $159

Santa Fe, NM Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Santa Fe, NM3.8%15.4%
Agua Fria4.49%17.19%
Tesuque2.76%13.52%
Peak Place7.27%12.33%

Santa Fe Renters Insurance as a Percentage of Rent

Santa Fe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 431 3.0% $323
$200 to $299 470 3.0% $773
$300 to $499 633 4.0% $1223
$500 to $749 2,621 19.0% $1898
$750 to $999 4,153 30.0% $2648
$1,000 to $1,499 3,997 29.0% $3773
$1,500 or more 1,433 10.0% $5423

Santa Fe, NM Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Santa Fe Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Santa Fe Home Owner from High Deductible Plan $600

Santa Fe, NM Home Insurance Costs With Home Replacement Value Scenarios

Scenario Santa Fe, NM Home Replacement Value MORE than Home Value Santa Fe, NM Home Replacement Value LESS than Home Value
Replacement Value $289,500 $162,000
Insurance Premium based on Replacement Value $1,525 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,500 Risk Exposure from Under Insuring Coverage is $58,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $375/year

Example Santa Fe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 599777
Year Built 198220132006
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Santa Fe, NM from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 445,000 Asphalt Shingles Roof 3,360 4 $500 Deductible 1610 8 Vinyl siding yes
2012 245,000 Metal Roof 1,930 3 $500- $1000 Deductible 350 5 Brick siding No
2005 150,000 Metal Roof 1,270 3 $2500-$5000 Deductible 380 8 Fiber-Cement Siding No
1993 210,000 Slate Shingles Roof 1,440 2 $500 Deductible 300 3 Fiber-Cement Siding yes
2000 380,000 Wood Shake Roof 2,220 3 $1000-$2500 Deductible 350 3 Stone Siding yes
2003 335,000 Tile Roof 2,340 3 $500 Deductible 1210 10 Wood siding No
1980 340,000 Membrane Roof 2,290 3 $500 Deductible 1070 6 Fiber-Cement Siding No
2003 210,000 Asphalt Shingles Roof 1,620 2 $500- $1000 Deductible 890 12 Stucco siding yes
2012 205,000 Composition Roof 1,620 2 $5000 to $10,000 Deductible 360 8 Brick siding yes
2001 205,000 Membrane Roof 1,700 3 $2500-$5000 Deductible 240 4 Stucco siding No
2005 240,000 Composition Roof 1,520 2 $500 Deductible 930 9 Fiber-Cement Siding No
2002 245,000 Metal Roof 1,750 4 > $10,000 Deductible 410 6 Fiber-Cement Siding No
2011 510,000 Slate Shingles Roof 3,140 4 $1000-$2500 Deductible 490 4 Stucco siding No
2000 190,000 Membrane Roof 1,510 3 $5000 to $10,000 Deductible 120 3 Wood siding No