How Much Does Santa Cruz, CA Home Insurance Cost?
Santa Cruz, CA Average Homeowners Insurance Cost
$1,517.25
Homeowners Insurance Cost - Santa Cruz, CA
$727,400
Median Home Value - Santa Cruz, CA
Santa Cruz, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.21 | $1,499.04 |
| $1000 Deductible | -$161.13 | $1,356.12 |
| $1500 Deductible | -$240.64 | $1,276.61 |
| $2000 Deductible | -$358.37 | $1,158.88 |
| $2500 Deductible | -$427.86 | $1,089.39 |
Santa Cruz, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$425 | $1,092 |
| 30 year old | +$23 | $1,540 |
| 40 year old | +$39 | $1,557 |
| 50 year old | +$58 | $1,575 |
| Above 50 year old | +$73 | $1,590 |
Santa Cruz, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$212 | $1,305 |
| Superior | -$137 | $1,381 |
| Masonry | -$76 | $1,441 |
| Brick | -$76 | $1,441 |
| Hail Resistant Roof | -$30 | $1,487 |
Santa Cruz, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,548 |
| Swimming Pool With A Diving Board | +$61 | $1,578 |
| Swimming Pool With Slide | +$91 | $1,608 |
Santa Cruz, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,472 |
| Police Department | $15 | $1,502 |
Santa Cruz, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$637.245 | $2,154 |
| Filing a Second Liability Claim | +$576.555 | $2,094 |
| Filing a Second Theft Claim | +$576.555 | $2,094 |
| Filing a Second Water Claim | +$500.6925 | $2,018 |
| Filing a Fire Claim | +$303.45 | $1,821 |
| Filing a Liability Claim | +$288.2775 | $1,806 |
| Filing a Theft Claim | +$288.2775 | $1,806 |
| Filing a Water Claim | +$242.76 | $1,760 |
| Filing a Weather Claim | +$242.76 | $1,760 |