Santa Clarita Insurance Rates:

Santa Clarita ,CA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Santa Clarita, CA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Santa Clarita, CA is $1374. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Santa Clarita, CA: Customer-Reviewed Options

 

Santa Clarita, CA Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Santa Clarita, CA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Santa Clarita, CA.

Coverage Level Average Annual Premium
$100,000 $550
$200,000 $934
$300,000 $1,154
$400,000 $1,759
$500,000 $2,212

 

Santa Clarita, CA Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Santa Clarita, CA, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $1,409
$1000 Deductible $1,260
$1500 Deductible $1,189
$2500 Deductible $1,072
$5000 Deductible $907

 

 


Top Home Insurance Agents Near Santa Clarita, CA

Home Insurance Company Near Santa Clarita, CA Homeowners Insurance Agency Near Santa Clarita, CA Address
NA Isu/Vansa Insurance Services 12155 Riverside Dr Valley Vilge, LA, CA, 91607
Liberty Mutual Independent Andrews & Van Lohn Inc 10734 WHITE OAK AVE, GRANADA HILLS, CA, 91344
Farmers Judy Ho 3030 E Colorado Blvd, Pasadena, CA, 91107
State Farm Lucy Rodas 11928 Firestone Blvd. Suite 100, Norwalk, CA, 90650
State Farm Mike Kim 8442 Moody St, La Palma, CA, 90623-2240

Santa Clarita, CA Home Insurance Agents for Top Companies

 

Santa Clarita, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stevenson Ranch CDP, California $83 $110 $165
San Fernando city, California $77 $102 $153
Castaic CDP, California $79 $105 $158

 


Santa Clarita, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Santa Clarita, CA2.1%8.9%
Stevenson Ranch1.59%8.06%
San Fernando2.77%13.39%
Castaic1.87%9.66%

Santa Clarita Renters Insurance as a Percentage of Rent

Santa Clarita Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 315 1.0% $784
$300 to $499 232 1.0% $1234
$500 to $749 500 2.0% $1909
$750 to $999 1,662 9.0% $2659
$1,000 to $1,499 5,486 32.0% $3784
$1,500 or more 8,506 50.0% $5434

Cost Of Homeowners Insurance By Street Near Santa Clarita, CA

Streets in Santa Clarita Area Homeowners Insurance Cost
Lea Ct, Flying Tiger Dr, Hermes Ln, Bently Manor Pl, Shannon Ct, Preston Way, English Rose Pl, Scepter Ln, Muir Trl, Nutcracker Pl$638
Agua Dulce Canyon Rd, W Amaryllis Ct, Oakleaf Canyon Dr, Aurora Pl, Colebrook Pl, Bedford Way, Christopher Ln, Las Canastas Dr, Pearson Ct, Crookshank Dr$625
Rock Creek Dr, Ashland Ct, Rosehaven Ln, Highpoint Pl, Warm Springs Dr, Salon Ave, Robin Ave, Newton Ct, Laroda Ln, Via Impreso$646
Citrus St, Vista Fairways Dr, Country Rd, Palacete Dr, Fanchon Ln, Birmingham Pl, Emerald Creek Dr, Sultus St, Garland Dr, W Anacapa Ln$633
Barcotta Dr, Sedgwick Ct, Creekside Dr, Crest Heights Dr, Royal Vista Ct, Canopus Dr, Roman Ct, Ashboro Dr, Anacapa Ln, Via Canon$628
Eaglecrest Ave, Ave Jolita, Palo Verde Pl, Cheswold Ave, Brescia Dr, Blue Aspen Ln, Tick Canyon Rd, W Garzota Dr, Camas Ct, Canyon Heights Cir$598
Garnet Canyon Dr, Sena Ct, Norfork Pl, Ave Rockefeller, Linden Ln, N Ave Stanford, Sandpiper Pl, Urbandale Ave, Elm Ct, Ave Avila$666
Rancho Adobe Rd, Cedar Ln, Lonerock St, Amber Way, Canvas St, Canvas St, Gaspher Ct, Oxford Ln, Ryan Ln, Rodeffer Pl$612
Wildwood Cyn Rd, Alamogordo Rd, Graciosa St, Calle de la Pas Dr, Angela Yvonne Ave, Houston, Barrett Dr, Rutherford Pl, Kitfox Pl, Red Pine Way$636
Mirabelle Ln, Sunderland Ct, Garzota Dr, Blue Spruce Pl, Creekside Dr, Summerhill Pl, la Veda Ave, Meadview Ave, Henry Mayo Dr, Via Ramon$651

Santa Clarita, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Santa Clarita$94 to $96
Stevenson Ranch$99
San Fernando$92
Castaic$95

Average Cost Of Home Insurance By Company In Areas Nearby Santa Clarita For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewEncompass858
200000500NewIntegon/National753
300000500NewAmerican Security953
1500002501-3 YearsChubb/Federal928
1500005001-3 YearsCentury National509
25000010001-3 YearsIntegon/National820
25000010001-3 YearsNationwide699
2500005001-3 YearsForemost Insurance1098
3000005001-3 YearsMercury Ins Group442
50000010001-3 YearsOregon Mutual1036
50000025001-3 YearsForemost Insurance2206
1500002504-6 YearsMAPFRE Group617
1500002504-6 YearsSafeco579
25000010004-6 YearsStillwater Ins Co668
3000005004-6 YearsPrivilege Underwriters Exch3446
40000010004-6 YearsUSAA974
50000010004-6 YearsFirst American Ins1233
50000010004-6 YearsIntegon/National1487
50000025004-6 YearsLiberty Ins Corp1087
1500005007-15 YearsAmco746
1500005007-15 YearsWestern Mutual/Residence595
2000005007-15 YearsAAA (Interinsurance Exchange)627
2500005007-15 YearsAmco1051
3000005007-15 YearsAmerican Reliable1161

 


Santa Clarita, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Santa Clarita Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$9,900
Net Savings to Santa Clarita Home Owner from High Deductible Plan $1,200

 


Santa Clarita, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Santa Clarita, CA Home Replacement Value MORE than Home Value Santa Clarita, CA Home Replacement Value LESS than Home Value
Replacement Value $534,000 $324,500
Insurance Premium based on Replacement Value $1,750 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $102,500 Risk Exposure from Under Insuring Coverage is $107,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $325/year

 


Example Santa Clarita Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmTravelers
Monthly Premium 9357127
Year Built 200919911983
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$400000-$500000$800000-$900000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible