Santa Clara County Insurance Rates:

Santa Clara County, CA homeowners insurance is roughly $572 to $773, about $47-$64/month. Our extensive research indicates shoppers can save upto $268 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They have consistently kept me updated about any changes to their policies that might impact my household and require an adjustment of some sort
Progressive
There are a few people in the customer service department who are not fully knowledgeable in how to handle particular tasks for the customer, and neither do know where to direct their call to someone who does. perhaps they are still in training.
Progressive
My home insurance company is really good about automatically reminding me when my policy is about to expire and sending me completed paperwork with my renewed policy. it also includes the amount i will be discounted as long as i continue with their car insurance policy.
Progressive
The company has a good reputation for honoring coverage for disastrous events, which usually is an issue for most other companies.
State Farm
I have not compared insurance companies in a really long time, I have been with State Farm for over 20 years now
Allstate
Our home insurer has proven to be competent and responsive. He assisted is when we were buying the home, and made sure that all paperwork and documentation were provided. He has answered questions, and been available.
State Farm
I have been with them for years and they seem to be very reliable. I would like it if my premiums went down a bit, but wouldn't we all? They are efficient and that is good enough for me.
State Farm
The carrier pays for the nutrish coverage to see southwest and waterloo. It works out to be less than the deductible.
State Farm
Their website isn't the most helpful. Due to how we set up our insurance in person, it always directs us to handle our issues through our local office which is very incompetent and slow.
American National Property And Casualty Company
I like my home insurance company because they are trusted, respectable, and a slightly smaller operation so you know that you are in good hands.
Mercury
we don't need to interact too much because I don't need to contact them very often I pay my bill online and that's about it for me I like it
State Farm
They do not bother me with trying to get additional coverage. They are polite, fast, and respectful to me. They settle claims in an appropriate amount of time.
Farmer's Insurance
The company satisfies my needs, it will never try to sell me stuff that I don't need. They are sincere and trustworthy and will be there for me whenever I need help on subjects that I am not familiar with. This company is exceptional and I would highly recommend friends and family members to acquire this insurance policy for their homes.
State Farm
My biggest issue is that I received a call from the national State Farm company to set up an appointment to "ensure that I have all the discounts available to me". Again, I do not appreciate a company that tries to upsell me on something that I don't need and that I cannot necessarily afford. My basic insurance plan is fine and dandy.
State Farm
Great customer service and always available to check. Rates are transparent and don't really seem to go up or down too much which is always nice to see.
Farmer's Insurance
The premiums are increasing and coverage is declining. I get mailers about higher prices and less coverage about once per quarter.
Allstate
This has been the best insurance company I have worked with and I will continue to business with them for years to come. I have no complaints about this company and I will tell my friends about it.
Nationwide
The company provided better coverage in an affordable price. The policy is easy to understand and the agents are very helpful to answer any queries.

Santa Clara County, CA Homeowners Insurance By Home Value

Santa Clara County, CA Home Value Total Homes % of Total Average Santa Clara County, CA Homeowners Insurance
Less than $50,000 6,913 9.0% $20
$50,000 to $59,999 2,249 3.0% $47
$60,000 to $69,999 1,599 2.0% $60
$70,000 to $79,999 1,761 2.0% $73
$80,000 to $89,999 1,760 2.0% $80
$90,000 to $99,999 1,391 2.0% $94
$100,000 to $124,999 2,574 3.0% $107
$125,000 to $149,999 1,874 2.0% $134
$150,000 to $174,999 2,722 3.0% $161
$175,000 to $199,999 2,401 3.0% $188
$200,000 to $249,999 6,817 9.0% $228
$250,000 to $299,999 8,588 12.0% $275
$300,000 to $399,999 28,754 41.0% $356

Top Home Insurance Agents Near Santa Clara County, CA

Home Insurance Company Near Santa Clara County, CA Homeowners Insurance Agency Near Santa Clara County, CA Address
NA Wallis & Wallis Insurance 1249 Park Ave San Jose, San Jos\u00e9, CA, 95126
Farmers Adel Hassan Lutcf 433 AIRPORT BLVD STE 212, Burlingame, CA, 94010
Farmers Ashish Marwaha 835 Blossom Hill Rd Ste 101, San Jose, CA, 95123
State Farm Dennis Mesic 835 Blossom Hill Rd Ste 110, San Jose, CA, 95123-2703
State Farm Steve Sosnowski 841 Blossom Hill Rd, San Jose, CA, 95123-2704

Cost Of Homeowners Insurance By Street Near Santa Clara County, CA

Streets in Santa Clara County Area Homeowners Insurance Cost
Pinecrest Dr, Hoover Ct, Suzanne Ct, Monteva Ln, N Stelling Rd, Morgan Pl, Orolette Pl, Burnham Way, Carmelo Ct, Casper St$None
Hyde Dr, Espada Ct, Knollwood Dr, Luz del Sol Lp, Felipe Ave, The Strand Ave, Santa Rita Dr, Calwa Ct, Mora Dr, Bundy Ave$625
Corte de Belleza, Burton Ave, Miraflores Way, Heritage Pl, Regnart Ct, Casa Mia Dr, Pocatello Ct, Concourse Dr, Helena Dr, Peacock Ct$631
Delson Ct, San Tomas Ln, Warner Ct, Shelley Ct, Calida Dr, Turley Dr, Allston Way, Shubert Ct, Circle Dr, Juniper Dr$702
Scarsborough Way, Amstutz Dr, Montalvo Ln, Aspen Way, Pinewood Dr, Saint Lawrence Dr, Military Way, Fritzen St, la Cresta Way, S 33rd St$677
Blossom River Dr, Evemarie Ave, Dumont Cir, Roxbury Ln, Carlsen Way, S 5th St, Castro St, Oxford Ln, Pipe Dream Ct, Sereno Way$621
Partridge Ave, Ridgewood Dr, Giuseppe Ct, Homes Dr, Morningside Dr, Alton St, Essendon Way, Wollin Way, Richelieu Ct, Winston Pl$None
Kifer Ct, Amboy Dr, Lori Anne Ln, Parkinson Ct, Trieste Ct, Angelina Dr, Royalvale Way, S Morrison Ave, Lanfair Dr, Clayton Ave$654
Garcia Ct, Columbine Ave, Ironshoe Dr, Crestfield Dr, Melville Ave, Oakpark Dr, Prince St, Felder Dr, Day Ct, Boranda Ave$None
Lenox Pl, Marathon Dr, Florence St, Karl Ave, Xavier Ct, Cottonwood Ct, Flinthaven Dr, el Centro St, Alma Loop, Blackhawk Ct$656

Santa Clara County, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Santa Clara County$100 to $102
Morgan Hill$99
Diablo Range$97
San Martin$103

Santa Clara County, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Morgan Hill city, California $83 $110 $165
Diablo Range CCD, Santa Clara County, California $82 $109 $163
San Martin CDP, California $86 $115 $172

Santa Clara County, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Santa Clara County, CA1.8%9.7%
Morgan Hill1.68%9.46%
Diablo Range1.95%5.44%
San Martin1.55%8.75%

Santa Clara County Renters Insurance as a Percentage of Rent

Santa Clara County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 4,545 1.0% $761
$300 to $499 6,266 2.0% $1211
$500 to $749 9,713 3.0% $1886
$750 to $999 20,244 8.0% $2636
$1,000 to $1,499 80,300 32.0% $3761
$1,500 or more 124,411 50.0% $5411

Average Cost Of Home Insurance By Company In Areas Nearby Santa Clara County For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAIG Prop Cas655
150000250NewFirst American Ins356
200000500NewAAA (Interinsurance Exchange)341
2500001000NewQBE (Balboa)464
300000500NewPrivilege Underwriters Exch1246
4000001000NewMercury Ins Group400
5000001000NewAmerican Modern1571
5000001000NewEncompass1136
5000002500NewFirst American Ins765
7500002500NewAmerican Reliable1392
1500002501-3 YearsUniversal North America337
1500005001-3 YearsCalifornia Casualty345
1500005001-3 YearsLiberty Ins Corp516
2000005001-3 YearsAmerican Security533
2500005001-3 YearsTokio Marine America230
40000010001-3 YearsCSAA Ins Exch953
75000025001-3 YearsNationwide1119
1500005004-6 YearsUniversal North America336
2000005004-6 YearsUniversal North America391
3000005004-6 YearsCSAA Ins Exch999
75000025004-6 YearsCentury National1718