How Much Does Santa Barbara, CA Home Insurance Cost?
Santa Barbara, CA Average Homeowners Insurance Cost
$1,323.275
Homeowners Insurance Cost - Santa Barbara, CA
$890,800
Median Home Value - Santa Barbara, CA
Santa Barbara, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.875 | $1,307.4 |
| $1000 Deductible | -$140.535 | $1,182.74 |
| $1500 Deductible | -$209.875 | $1,113.4 |
| $2000 Deductible | -$312.555 | $1,010.72 |
| $2500 Deductible | -$373.165 | $950.11 |
Santa Barbara, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$291 | $1,032 |
| 30 year old | +$20 | $1,343 |
| 40 year old | +$34 | $1,358 |
| 50 year old | +$50 | $1,374 |
| Above 50 year old | +$64 | $1,387 |
Santa Barbara, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$185 | $1,138 |
| Superior | -$132 | $1,191 |
| Masonry | -$66 | $1,257 |
| Brick | -$66 | $1,257 |
| Hail Resistant Roof | -$26 | $1,297 |
Santa Barbara, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$26 | $1,350 |
| Swimming Pool With A Diving Board | +$53 | $1,376 |
| Swimming Pool With Slide | +$79 | $1,403 |
Santa Barbara, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $40 | $1,284 |
| Police Department | $13 | $1,310 |
Santa Barbara, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$555.7755 | $1,879 |
| Filing a Second Liability Claim | +$502.8445 | $1,826 |
| Filing a Second Theft Claim | +$502.8445 | $1,826 |
| Filing a Second Water Claim | +$436.68075 | $1,760 |
| Filing a Fire Claim | +$264.655 | $1,588 |
| Filing a Liability Claim | +$251.42225 | $1,575 |
| Filing a Theft Claim | +$251.42225 | $1,575 |
| Filing a Water Claim | +$211.724 | $1,535 |
| Filing a Weather Claim | +$211.724 | $1,535 |