How To Make Your Santa Barbara, CA Home Insurance Cheaper
Santa Barbara, CA, homeowners insurance is about $1323. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Santa Barbara, CA Home Insurance Rates with the Santa Barbara County Average
| Place | Santa Barbara County Average: $1,527.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Santa Barbara, CA | $1,323.275 | -203.725 | -0.13 | 185,105 | 890,800 |
Cost of Santa Barbara, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Goleta | 718,300 | 31,671 | $1,328.4 |
| Summerland | 1,183,800 | 398,686 | $1,329.7 |
| Santa Ynez | 775,600 | 77,724 | $1,327.1 |
| Channel Islands Beach | 835,100 | 81,822 | $1,324.6 |
Homeowners Insurance Comparison for the Cheapest Premiums in Santa Barbara, CA
| Horace Mann Educators Corporation | Progressive | Stillwater insurance Group | |
| Median Home Value ($) | 890,800 | 890,800 | 890,800 |
| Age of Home | Newly Constructed Home | Year 50 Old | Year 30 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $1000,000 -$1499,999 | $250,000 -$299,999 |
| Total Premium ($) | $937.3 | $1,471.2 | $537.1 |
Cost of Santa Barbara, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Horace Mann Educators Corporation | 500 | $150,000-$174,999 | 211.0 |
| State Farm | 1500 | $500,000-$749,999 | 819.9 |
| Liberty Mutual | 1000 | $1000,000-$1499,999 | 1,103.4 |
| Travelers | 2500 | $150,000-$174,999 | 156.6 |
| Stillwater insurance Group | 500 | $400,000-$499,999 | 706.0 |
| Allied Insurance | 1500 | $150,000-$174,999 | 191.4 |
| Encompass Insurance | 2500 | $400,000-$499,999 | 524.1 |
| Farmer's Insurance | 1500 | $250,000-$299,999 | 411.0 |
| The Hartford | 1500 | $300,000-$399,999 | 532.8 |
| MetLife | 500 | $750,000-$999,999 | 1,044.9 |