Santa Ana Insurance Rates:

Santa Ana, CA homeowners insurance is nearly $528 to $716, about $44-$59/month. Our all inclusive research shows customers can save as much as $248 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I am on average happy with my insurance i live in oklahoma where we have bad weather i rate my insurance on a scale of premium and deductibles are amazing very reasonable to the claim
I would recommend this home insurance company since it is a good company that is always looking after my home and my belongings. they seem trustworthy and reliable
I do not like mercury insurance because it does not pay as much commission to its agents as some other insurance companies do.
Geico has excellent customer service. Agents are always polite, friendly and proactive. When there was an issue regarding a claim involving tree work our agent reached out.
We are a first time home buyer and so far our experience with our home insurance has been great. I've used Allstate for my car insurance for a number of years now.
I would recommend them. We have only had to file one claim, but it was help very easily and quickly and the team that came out to our house could not have been more respectful and kind.
State Farm
I like that there is a state farm office close to my house in case i have a question or need to file a claim.
I love it that, our deductible is still the same as it was when we first signed up for this insurance!
The representatives that I have talked to were understanding and answered all of the questions that I had. All responses were either immediate or responded to with minor delays.
State Farm
I don't like large corporations and their practices. That is all I can say about my insurance company.
Mercury has prompt and polite customer service and their price seems lower than other insurance companies with easy payment options.
American Home Insurance
very good and loyalty.competitive advantage through stronger relationships and optimized cross-channel experiences.
This company, like all insurance companies, are out to make a profit. Premiums keep getting raised and they only pay what they have to pay when it comes to damages. What they choose to cover and not cover is somewhat sketchy in my opinion as well.
State Farm
I haven't looked too much into other insurance companies because State Farm has always done a great job at making sure my family and I are taken care of.
If I call them for something I need they are great. The also abuse channels of communication for spam and advertising. I get annoyed with this.
The company is a bit of a corporate company. They are not too personal and that is okay. They are not a mom and pop shop. They do the job and I don't have to think too much about it afterward. This is a fine company and I will keep them as long as they don't change the price on me.
I cannot say anything negative about the company. I have not had any issues with my insurance company since I changed over to them. I am a happy camper!!
So far, we do not have any negatives about Allstate. We always wish things could be cheaper, but we are still getting a better rate than we were with AmFam.
Sofar I like this company however since I have never had to use them in regards to filing a claim I won't truly know how good they are until if/when I need to use them. Hopefully I never have to though.
I would recommend it. It isnt bad, I just have never used it before to be able to get an good opinion on the claims process.
One thing that is annoying is probably the bombardment of emails that they send. I get a new email from them once a week, so I've had to allocate their mail to go to spam.
So far so good! I have never had a problem and hopefully, they continue their professionalism if I ever have to file a claim.

Santa Ana, CA Homeowners Insurance By Home Value

Santa Ana, CA Home Value Total Homes % of Total Average Santa Ana, CA Homeowners Insurance
Less than $50,000 2,333 10.0% $43
$50,000 to $59,999 377 1.0% $93
$60,000 to $69,999 312 1.0% $111
$70,000 to $79,999 292 1.0% $130
$100,000 to $124,999 570 2.0% $199
$125,000 to $149,999 674 3.0% $248
$150,000 to $174,999 1,049 4.0% $292
$175,000 to $199,999 1,083 4.0% $335
$200,000 to $249,999 2,430 10.0% $404
$250,000 to $299,999 3,641 16.0% $497
$300,000 to $399,999 9,122 40.0% $628

Top Home Insurance Agents Near Santa Ana, CA

Home Insurance Company Near Santa Ana, CA Homeowners Insurance Agency Near Santa Ana, CA Address
Travelers Insurance Answer Center Llc 15910 VENTURA BLVD 6TH FL, ENCINO, CA, 91436
State Farm John Kerkes 31815 Camino Capistrano Ste 16, San Juan Capo, CA, 92675-3231
State Farm Jon Wiedenman 2750 N Bellflower Blvd Ste 208, Long Beach, CA, 90815-1146
State Farm Kim Sula 517 N Central Ave, Glendale, CA, 91203-1901
Travelers Linn T Hodge & Sons 11150 Olympic Blvd #950 Los Angeles, LA, CA, 90064

Santa Ana, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Santa Ana, CA

Streets in Santa Ana Area Homeowners Insurance Cost
Kawaii St, E Wisteria Pl, N Cooper St, Salinaz Dr, S Alpine Rd, S Douglas St, Ashville Way, Greengrove St, N French St, Bradford Pl$591
Village Way, Bolivar Pl, S Virlee St, E 22nd St, Golden West Ave, Porter St, Albion Ave, W Roy Cir, E Myrtle St, Mast Ave$641
Fernwood Dr, Windsor Ln, Bolivar Cir, Pinon Ct, E Walnut St, S Croddy Way, S Laura Linda Ln, S McLean Dr, Keelson Ave, N Stone Pine Glen$630
Sampson Ct, Concord St, W St Gertrude Pl, N Heliotrope Dr, N Minter St, Apple Ln, W Melric Dr, Glendale Ct, Richland St, E Walnut St$599
N French St, Freeman St, Pso Corto, E Alton Ave, Edna Dr, E Griffith Pl, Iverness Way, W Pendleton Ave, N Spruce St, S King St$660
Evonda St, N Glenarbor St, Franklin St, Clementine Ct, Linden Way, Pebble Ct, S Hurley St, Kensington Park Dr, Measor St, Grovemont St$643
Sandstone Dr, Landsdowne Rd, Chatham Dr, W Cll del Sur, Cape Cod Way, Strawberry Ln, Lillian Way, W Ballast Ave, Donwest, S Manitoba Dr$662
W Dahl Ln, First American Way, E Santa Clara Ave, Aston, Royal Ln, E Stanford St, W Monta Vista Ave, S King St, W Saint Gerturde Pl, W St Andrew Pl$620
Capital Ave, N Ponderosa St, W Saint Gertrude Pl, Arden St, Roseleaf Ave, E Jonquil Rd, W Chandler Ave, Encanto, S Glenarbor St, Ethelbee Way$665
Clemensen Ave, S Devon Rd, Duryea Ave, Jennrich Ave, Mabury St, Heights Dr, Meridian Way, Robson Ct, S Joane Way, W Dyer Rd$640

Santa Ana, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Santa Ana$93 to $95
Fountain Valley$99
Garden Grove$94

Santa Ana, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tustin city, California $81 $108 $162
Fountain Valley city, California $83 $111 $166
Costa Mesa city, California $83 $110 $165

Santa Ana, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Santa Ana, CA2.5%13.1%
Fountain Valley2.14%12.32%
Costa Mesa2.03%12.57%

Santa Ana Renters Insurance as a Percentage of Rent

Santa Ana Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 797 2.0% $788
$300 to $499 510 1.0% $1238
$500 to $749 1,314 3.0% $1913
$750 to $999 6,456 17.0% $2663
$1,000 to $1,499 17,685 46.0% $3788
$1,500 or more 10,786 28.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby Santa Ana For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAIG Prop Cas629
200000500NewAmica Mutual535
2500001000NewPacific Specialty502
5000002500NewMercury Ins Group500
2000005001-3 YearsPacific Specialty510
2000005001-3 YearsUniversal North America437
3000005001-3 YearsCalifornia Capital663
3000005001-3 YearsHorace Mann P & C635
50000010001-3 YearsAmerican Modern1571
50000010001-3 YearsPacific Specialty1156
50000025001-3 YearsAmerican Reliable947
50000025001-3 YearsMetropolitan Direct755
75000025001-3 YearsGeneral Ins831
75000025001-3 YearsNationwide1298
1500002504-6 YearsCalifornia Casualty579
1500005004-6 YearsAAA (Interinsurance Exchange)330
2500005004-6 YearsCSE Safeguard722
3000005004-6 YearsFarmers (Fire Ins)1253

Santa Ana, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Santa Ana Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$7,700
Net Savings to Santa Ana Home Owner from High Deductible Plan $1,200

Santa Ana, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Santa Ana, CA Home Replacement Value MORE than Home Value Santa Ana, CA Home Replacement Value LESS than Home Value
Replacement Value $453,500 $302,500
Insurance Premium based on Replacement Value $1,350 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $106,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $325/year

Example Santa Ana Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceLiberty Mutual
Monthly Premium 74153101
Year Built 197319891966
Home Details 3 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $400000-$500000$800000-$900000$400000-$500000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Santa Ana, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 240,000 Wood Shake Roof 1,420 3 $2500-$5000 Deductible 210 5 Vinyl siding yes
1978 360,000 Slate Shingles Roof 2,230 3 $500- $1000 Deductible 620 8 Brick siding yes
1990 380,000 Wood Shake Roof 2,640 5 $500 Deductible 780 8 Stone Siding yes
1969 220,000 Tile Roof 1,270 2 $500- $1000 Deductible 340 8 Fiber-Cement Siding yes
1986 275,000 Shingles Roof 1,930 3 > $10,000 Deductible 140 3 Stucco siding yes
1982 270,000 Metal Roof 1,700 2 $2500-$5000 Deductible 370 7 Fiber-Cement Siding yes
1990 335,000 Wood Shake Roof 1,700 3 $500 Deductible 370 5 Wood siding No
1997 495,000 Wood Shake Roof 3,310 4 $5000 to $10,000 Deductible 670 9 Fiber-Cement Siding No
1965 425,000 Composition Roof 2,120 5 $5000 to $10,000 Deductible 560 9 Vinyl siding No
1977 260,000 Wood Shake Roof 1,490 3 $500 Deductible 540 12 Stucco siding yes
1976 370,000 Slate Shingles Roof 2,150 4 $500 Deductible 200 3 Wood siding No
1979 325,000 Metal Roof 2,030 4 > $10,000 Deductible 140 4 Stucco siding No
1979 425,000 Metal Roof 2,090 5 $2500-$5000 Deductible 460 7 Stucco siding yes
1973 755,000 Shingles Roof 4,900 5 $500- $1000 Deductible 1130 5 Fiber-Cement Siding No
1965 305,000 Slate Shingles Roof 1,850 4 $1000-$2500 Deductible 660 10 Vinyl siding No
1964 515,000 Shingles Roof 2,540 4 $500- $1000 Deductible 1090 8 Brick siding yes
1970 550,000 Wood Shake Roof 3,900 5 $2500-$5000 Deductible 910 10 Wood siding yes
1961 295,000 Metal Roof 1,530 2 $500- $1000 Deductible 130 2 Fiber-Cement Siding yes
1961 800,000 Wood Shake Roof 4,070 5 > $10,000 Deductible 200 2 Vinyl siding yes
1971 240,000 Membrane Roof 1,670 2 $500 Deductible 170 3 Wood siding No
1974 245,000 Tile Roof 1,590 2 > $10,000 Deductible 220 8 Stucco siding No
1992 425,000 Shingles Roof 2,190 3 $1000-$2500 Deductible 240 3 Wood siding No
1965 280,000 Shingles Roof 1,550 5 $500 Deductible 270 3 Stone Siding yes
1960 320,000 Membrane Roof 2,310 3 $500 Deductible 1000 12 Stone Siding yes
1962 375,000 Slate Shingles Roof 2,470 5 $2500-$5000 Deductible 270 4 Wood siding yes
1976 730,000 Slate Shingles Roof 3,680 5 $1000-$2500 Deductible 260 2 Stucco siding yes
1990 405,000 Shingles Roof 2,320 5 $5000 to $10,000 Deductible 100 2 Stone Siding No
1991 190,000 Asphalt Shingles Roof 1,130 2 $500- $1000 Deductible 40 1 Stucco siding yes
1974 215,000 Composition Roof 1,480 3 > $10,000 Deductible 180 8 Brick siding yes
1984 240,000 Wood Shake Roof 864 2 $500 Deductible 70 1 Stucco siding yes

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