Sanford Insurance Rates:

Sanford, ME homeowners insurance is nearly $569 to $773, about $47-$64/month. Our comprehensive guide shows customers can save as much as $268 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
They are always easy to get a hold of via phone, and they are always extremely friendly on the phone.
Concord Group Insurance
The other thing i don't like is that i don't feel a close connection with them and i wonder if my home is valued at what it is worth. they do not contact me or reach out in any way, i just pay my annual bill and that is the only communication i have with them. the personal touch and customer service is lacking."
American Modern Insurance
The coverage is clear and the quotes too. it clearly provides what is included and what is not. you have many options to add into your plan.
Farmer's Insurance
We researched a lot of other companies before we picked this one. This one was the best value for our money that we found. We are happy with our coverage.
Liberty Mutual
I can always hear back from my representative within a day. He is very responsive to my needs both on the phone and through email. I always feel like I can get in contact with him in a timely manner.
State Farm
The website is not directed to my specific insurance representative but is a generic site that does not always help me to determine local options.
Amica Mutual Insurance
We have looked over our policy and made adjustments once since we have had the policy and we feel like our agent was helpful and explained things in a way we could understand. We have not had to file any claims.

Sanford, ME Homeowners Insurance By Home Value

Sanford, ME Home Value Total Homes % of Total Average Sanford, ME Homeowners Insurance
Less than $50,000 252 4.0% $93
$70,000 to $79,999 56 1.0% $281
$90,000 to $99,999 187 3.0% $362
$100,000 to $124,999 432 8.0% $416
$125,000 to $149,999 435 8.0% $523
$150,000 to $174,999 1,166 22.0% $617
$175,000 to $199,999 769 14.0% $711
$200,000 to $249,999 1,094 21.0% $858
$250,000 to $299,999 406 7.0% $1046
$300,000 to $399,999 288 5.0% $1335

Top Home Insurance Agents Near Sanford, ME

Home Insurance Company Near Sanford, ME Homeowners Insurance Agency Near Sanford, ME Address
NA Chase & Lunt Insurance Agency Llc 65 Parker Street, Newburyport, MA, 1950
Allstate Marilyn Hebert 36 Larch St, Manchester, NH, 3102
Travelers Morin Insurance Agency 24 MT MAJOR HWY, ALTON BAY, NH, 3810
Travelers Smithwick & Mariners Insurance Inc 366 Us Route 1, Ste 2 , Falmouth, ME, 4105
Travelers Varney Agency Ellsworth 39 LEWISTON RD STE 200, GRAY, ME, 4039

Cost Of Homeowners Insurance By Street Near Sanford, ME

Streets in Sanford Area Homeowners Insurance Cost
Meadow View St, Brunell Ave, Howard St, Dorsey St, Gebung Rd, Bates St, Verona St, Signal St, Dale St, Country Club Road 1$672
Grant St, Greenview Ln, Birchwood Ln Pvt Way, Storer St, Mitchell St, Lebanon Ct, Linden Ave, Folsom Ln, Edward H Gowen Park Rd, Bodwell St$668
Amherst St, Henry Ave, Ridley Rd, Peaceful Ln, Cove St, Emery Mills Rd, Moulton Ct, Merrifield Ln, Tebbetts Ave, Hutchinson St$671
Logrien St, Jordan Springs Rd, State Rte 11A, Crossing Brook Rd, Thomas St, Williams Ave, Jesse Cir, Belaire Dr, Doe Meadow Ln, Airport Rd$672
Frost St, Marc Dr, Harry Howes Rd, Julie St, Bethany Dr, Ellsworth St, Breton Ave, Oscar Ave, Lebanon St, Horace Mills Rd$674

Sanford, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sanford$100 to $102
South Sanford$100
Alfred$101
York County$103

Sanford, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Sanford CDP, Maine $84 $111 $167
Springvale CDP, Maine $84 $111 $167
Alfred town, York County, Maine $85 $113 $169

Sanford, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sanford, ME3.9%10.2%
South Sanford3.96%12.22%
Springvale3.88%9.37%
Alfred3.7%9.77%

Sanford Renters Insurance as a Percentage of Rent

Sanford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 118 3.0% $337
$200 to $299 276 8.0% $787
$300 to $499 134 4.0% $1237
$500 to $749 817 25.0% $1912
$750 to $999 1,103 33.0% $2662
$1,000 to $1,499 690 21.0% $3787
$1,500 or more 111 3.0% $5437

Sanford, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Sanford Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Sanford Home Owner from High Deductible Plan $600

Sanford, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sanford, ME Home Replacement Value MORE than Home Value Sanford, ME Home Replacement Value LESS than Home Value
Replacement Value $183,000 $114,500
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Sanford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualTravelers
Monthly Premium 945836
Year Built 199719441986
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$175000-$200000$100000-$125000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Sanford, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 190,000 Metal Roof 2,310 4 $5000 to $10,000 Deductible 380 8 Stucco siding yes
1981 165,000 Shingles Roof 1,800 5 $1000-$2500 Deductible 70 1 Stone Siding yes
1982 125,000 Shingles Roof 1,510 2 $1000-$2500 Deductible 320 8 Brick siding No
1990 185,000 Slate Shingles Roof 1,670 3 $500 Deductible 1100 12 Vinyl siding yes
1944 155,000 Wood Shake Roof 1,370 3 $500 Deductible 170 3 Stone Siding yes
1999 275,000 Asphalt Shingles Roof 2,380 4 $5000 to $10,000 Deductible 1020 12 Stucco siding No
1941 165,000 Asphalt Shingles Roof 1,480 2 $500 Deductible 70 1 Stone Siding No
1994 125,000 Wood Shake Roof 1,510 2 $500 Deductible 310 5 Brick siding No
1944 310,000 Shingles Roof 2,880 4 $500 Deductible 1510 9 Brick siding No
1983 80,000 Wood Shake Roof 920 2 $500- $1000 Deductible 300 8 Fiber-Cement Siding yes
1948 160,000 Asphalt Shingles Roof 1,670 4 $500- $1000 Deductible 60 1 Fiber-Cement Siding No
1940 555,000 Slate Shingles Roof 4,960 5 $500- $1000 Deductible 920 4 Stone Siding No
1945 205,000 Shingles Roof 2,200 5 $1000-$2500 Deductible 570 10 Vinyl siding No
1944 110,000 Composition Roof 1,070 2 $500 Deductible 480 12 Stucco siding yes
1995 255,000 Membrane Roof 2,160 3 $5000 to $10,000 Deductible 750 10 Vinyl siding yes
1982 160,000 Tile Roof 1,950 3 $1000-$2500 Deductible 510 9 Brick siding No
1994 225,000 Tile Roof 2,060 4 > $10,000 Deductible 620 10 Brick siding No
1998 265,000 Membrane Roof 2,160 5 $500 Deductible 130 1 Vinyl siding yes
1947 220,000 Shingles Roof 2,270 3 $1000-$2500 Deductible 140 2 Brick siding No
1945 290,000 Membrane Roof 3,390 4 $5000 to $10,000 Deductible 260 4 Stone Siding No
1996 260,000 Tile Roof 2,150 4 $5000 to $10,000 Deductible 720 9 Fiber-Cement Siding yes
1983 170,000 Composition Roof 2,040 4 $1000-$2500 Deductible 540 8 Stone Siding No
1997 465,000 Shingles Roof 4,320 5 $500 Deductible 270 1 Vinyl siding yes