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Sanford, FL Home Values & Insurance Rates

Sanford, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,236 5.0% $143
$50,000 to $59,999 341 1.0% $298
$60,000 to $69,999 553 2.0% $370
$70,000 to $79,999 729 2.0% $430
$80,000 to $89,999 1,220 4.0% $478
$90,000 to $99,999 1,019 4.0% $537
$100,000 to $124,999 2,103 8.0% $633
$125,000 to $149,999 2,411 9.0% $788
$150,000 to $174,999 2,791 11.0% $932
$175,000 to $199,999 1,965 7.0% $1075
$200,000 to $249,999 3,656 14.0% $1290
$250,000 to $299,999 3,145 12.0% $1577
$300,000 to $399,999 3,419 13.0% $2007

Top Home Insurance Agents Near Sanford, FL

Home Insurance Company Near Sanford, FL Homeowners Insurance Agency Near Sanford, FL Address
NA Erb And Young Insurance, Inc. 7575 Dr. Phillips Blvd. Suite 245 , Orlando, FL, 32819
Allstate Andy Turner 232 S Courtenay Pkwy, Merritt Island, FL, 32952
Travelers Rest Assured Insurance & Financial Serv Llc 1817 CRESCENT BLVD #101-E, ORLANDO, FL, 32817
State Farm Stan Harrison 207 Magnolia St, New Smyrna Beach, FL, 32168-7125
Travelers Wiltjer Insurance Agency Inc 17521 US HWY 441 STE 1, MOUNT DORA, FL, 32757

Estimated Home Insurance By Street Area Near Sanford, FL

Sanford Area Estimated House Insurance
25th Pl, Emma Oaks Trl, Crockett Pt, Peach Ave, E 20th St, W 17th St, Smedley Ln, Panama Pl, Southwest Rd, Island Lake Dr$1,132
E Airport Blvd, Tallow Tree Rd, Stone Gate N, Marjorie Blvd, Great Egret Dr, Woodland Ct, Long Leaf Pine Cir, Ulrich Pt, Vista Rd, Central Dr$1,136
N Mellonville Ave, Avon Glade Pl, Highcroft Ct, Castle Brewer Ct, Sagana Pt, Amethyst Ct, Northridge Dr, Trevor Ct, Cypress Ridge Ct, Main Rd$1,264
Yale Dr, Club Ct, Long Creek Cove W, Lamplighter Dr, E 29th St, Glenway Dr, Old Lake Mary Rd, Walden View Dr, Pine Bay Dr, Rosalia Dr$1,159
Valencia St, E 26th Pl, Glade View Dr, Cahill Way, Lake Como Dr, Poinsetta Ave, Schilke Way, Bolivia Ct, Bloomsbury Run, N High St$1,265
Napoli Cove, Fox Glove Ln, Polo Ln, Barn Owl Loop, Whitner Way, Longwood Markham Rd, E 14th St, Ridge Lake Ct, Overoaks Ln, N Elm Ave$1,272
Smith Canal Rd, Green Ash Ln, Pepperdine Ln, Bush Loop, Center Oak Trl, N Poplar Ave, Mimosa Ter, Morrison Ave, Key Haven Dr, Hunters Trl$1,143
Wild Cherry Ct, Water Oak, Sunshine Tree Blvd, Sunset Dr, Bieder Ave, Towne Center Cir, S Myrtle Ave, Vespers Pl, Birmingham Ct, Co Rd 425$1,130
Mill Run Dr, Pine Oak Trl, Northumbria Dr, Wylly Ave, Sunvista Ct, Pigeon Ln, Teakwood Ct, Spinnaker Way, Willow Oak Ln, Terra St$1,260
W 26th St, S Mellonville Ave, Milltowne Way, Paola Rd W, Wellsford Way, Lowe Castle Ln, Markham Rd, Grange Cir, Messina Dr, Mallard Dr$1,204

Savings on home insurance for senior occupied homes

PlaceSavings
Sanford$178 to $180
Lake Mary$184
Heathrow$198
Longwood$177

Sanford, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sanford, FL5.7%21.7%
Lake Mary4.91%19.99%
Heathrow3.94%13.23%
Longwood6.73%21.99%

Sanford Renters Insurance as a Percentage of Rent

Sanford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 308 2.0% $330
$200 to $299 142 1.0% $780
$300 to $499 757 5.0% $1230
$500 to $749 1,691 12.0% $1905
$750 to $999 3,708 28.0% $2655
$1,000 to $1,499 4,819 36.0% $3780
$1,500 or more 1,678 12.0% $5430

Sanford, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Sanford Homeowner Insurance Premium Example $5,400$4,900
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $23,400$22,400
Net Savings to Sanford Home Owner from High Deductible Plan $1,000

Sanford, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sanford, FL Home Replacement Value MORE than Home Value Sanford, FL Home Replacement Value LESS than Home Value
Replacement Value $184,500 $138,500
Insurance Premium based on Replacement Value $2,975 $2,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $300/year

Example Sanford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersChubb Group of Insurance
Monthly Premium 267239574
Year Built 200119972011
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$175000-$200000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sanford, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Lake Mary city, Florida $154 $205 $308
Heathrow CDP, Florida $166 $221 $331
Longwood city, Florida $148 $197 $295

Sample Home Insurance Rates for Sanford, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 470,000 Membrane Roof 4,420 5 > $10,000 Deductible 1590 4 Stone Siding No
2008 410,000 Composition Roof 2,940 4 $1000-$2500 Deductible 2410 5 Stucco siding yes
1990 365,000 Tile Roof 2,690 4 $5000 to $10,000 Deductible 3090 7 Stone Siding yes
2012 325,000 Metal Roof 3,140 4 > $10,000 Deductible 260 1 Stucco siding yes
1996 290,000 Tile Roof 2,840 4 $500 Deductible 4800 9 Fiber-Cement Siding No
2000 225,000 Slate Shingles Roof 2,380 5 $1000-$2500 Deductible 290 1 Fiber-Cement Siding yes
1990 265,000 Wood Shake Roof 2,230 3 $500- $1000 Deductible 6090 10 Stone Siding No
2005 115,000 Composition Roof 1,210 3 $2500-$5000 Deductible 560 6 Wood siding No
2004 155,000 Asphalt Shingles Roof 1,280 3 $500 Deductible 780 3 Stone Siding No
1996 285,000 Asphalt Shingles Roof 2,898 4 $500 Deductible 1210 2 Vinyl siding No