Sandy Springs Insurance Rates:

Sandy Springs, GA homeowners insurance is approximately $882 to $1,204, about $73-$100/month. Our comprehensive analysis shows customers can save upto $417 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I do not have the need for my insurance for a long time so it has decreased in monthly costs.
Amica Mutual Insurance
The customer service of amica mutual is very good. the staff is kind and pleasant to talk. and they always try to help you.
Peninsula Insurance
Other then my problems with peninsula and the fact that they increase my rates every year, i would have to say that my experience with them has been overall positive.
Universal Property & Casualty Insurance Company
The company overall has made it possible for us to have insurance even though there was a gap in the insurance.

Sandy Springs, GA Homeowners Insurance By Home Value

Sandy Springs, GA Home Value Total Homes % of Total Average Sandy Springs, GA Homeowners Insurance
Less than $50,000 184 2.0% $52
$50,000 to $59,999 140 1.0% $125
$60,000 to $69,999 129 1.0% $156
$70,000 to $79,999 121 1.0% $177
$80,000 to $89,999 335 3.0% $198
$90,000 to $99,999 283 3.0% $229
$100,000 to $124,999 902 9.0% $260
$125,000 to $149,999 594 6.0% $333
$150,000 to $174,999 1,064 11.0% $396
$175,000 to $199,999 546 6.0% $448
$200,000 to $249,999 880 9.0% $542
$250,000 to $299,999 1,114 12.0% $667
$300,000 to $399,999 2,781 30.0% $855

Top Home Insurance Agents Near Sandy Springs, GA

Home Insurance Company Near Sandy Springs, GA Homeowners Insurance Agency Near Sandy Springs, GA Address
Liberty Mutual Independent East Mountain Insurors 2395 Clower Street, Snellville, GA, 30078
State Farm Jon Jones 4005 9 McFarland Dr Ste 100, Alpharetta, GA, 30004-3368
Allstate Millicent Smith 138 Marietta Hwy, Roswell, GA, 30075
Travelers Modern Family Insurance Agency Inc 1001 WEATHERSTONE PARKWAY SUITE 440, WOODSTOCK, GA, 30188
Travelers Sandy Springs Insurance Agency Llc 2000 RIVEREDGE PKWY STE 1010, SANDY SPRINGS, GA, 30328

Sandy Springs, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dunwoody city, Georgia $152 $202 $303
Chamblee-Doraville CCD, DeKalb County, Georgia $149 $198 $297
Chamblee city, Georgia $142 $189 $284

Sandy Springs, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sandy Springs, GA3.4%11.0%
Dunwoody3.48%12.69%
Chamblee-Doraville3.74%13.44%
Chamblee4.19%16.56%

Sandy Springs Renters Insurance as a Percentage of Rent

Sandy Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 225 1.0% $716
$500 to $749 2,268 10.0% $1841
$750 to $999 8,147 38.0% $2591
$1,000 to $1,499 8,541 40.0% $3716
$1,500 or more 1,511 7.0% $5366

Average Cost Of Home Insurance By Company In Areas Nearby Sandy Springs For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame American Modern Select Insurance Company N/A $886.36 $753.41
$300,000 frame American Modern Select Insurance Company N/A $1640.28 $1394.24
$75,000 frame California Casualty Indemnity Exchange $635 $565 $483
$300,000 veneer Farmers Insurance Exchange N/A $657.56 $622.03
$150,000 frame General Casualty Company Of Wisconsin N/A $429.00 $450.00
$200,000 veneer Hartford Casualty Insurance Company $2017 $1948 $1826
$200,000 frame Liberty Insurance Corporation N/A $1049 $990
$200,000 frame Safeco Insurance Company Of Indiana $1312 $1223 $1122
$100,000 veneer State Farm Fire & Casualty Company N/A N/A $1029.00
$250,000 veneer The Armed Forces Insurance Corporation $920 $883 $817

Sandy Springs, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$5,800
Yearly Sandy Springs Homeowner Insurance Premium Example $2,200$1,200
Out of Pocket Expense During Claim$800$5,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,000$13,000
Net Savings to Sandy Springs Home Owner from High Deductible Plan $1,000

Sandy Springs, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sandy Springs, GA Home Replacement Value MORE than Home Value Sandy Springs, GA Home Replacement Value LESS than Home Value
Replacement Value $740,500 $447,000
Insurance Premium based on Replacement Value $4,075 $2,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $191,500 Risk Exposure from Under Insuring Coverage is $102,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $1,050/year

Example Sandy Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceNationwide Insurance
Monthly Premium 13116174
Year Built 201319942002
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$500000-$600000$175000-$200000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Sandy Springs, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 475,000 Shingles Roof 2,090 3 $1000-$2500 Deductible 690 5 Stucco siding yes
2013 1,090,000 Asphalt Shingles Roof 4,390 5 $1000-$2500 Deductible 1350 4 Stone Siding yes
2002 355,000 Tile Roof 1,960 4 $500- $1000 Deductible 1310 9 Wood siding yes
1995 360,000 Shingles Roof 2,050 4 $2500-$5000 Deductible 690 9 Fiber-Cement Siding No
2006 325,000 Membrane Roof 1,620 2 > $10,000 Deductible 380 4 Fiber-Cement Siding No
2010 515,000 Wood Shake Roof 2,350 3 $500- $1000 Deductible 410 2 Stucco siding No
1996 830,000 Asphalt Shingles Roof 3,470 5 $1000-$2500 Deductible 3590 10 Vinyl siding No
1986 485,000 Membrane Roof 2,480 5 $5000 to $10,000 Deductible 1290 10 Vinyl siding No
1993 270,000 Metal Roof 1,290 3 $5000 to $10,000 Deductible 280 4 Wood siding No
2006 315,000 Metal Roof 1,450 3 > $10,000 Deductible 80 1 Brick siding yes
1981 285,000 Membrane Roof 1,320 2 $500- $1000 Deductible 300 3 Stone Siding yes
1982 960,000 Slate Shingles Roof 4,320 5 $5000 to $10,000 Deductible 1880 10 Stucco siding No
1984 230,000 Metal Roof 1,290 2 $500- $1000 Deductible 250 2 Wood siding yes
2014 685,000 Tile Roof 2,960 5 $1000-$2500 Deductible 2320 12 Fiber-Cement Siding yes
1991 920,000 Tile Roof 4,310 5 $1000-$2500 Deductible 1920 7 Vinyl siding No
1997 225,000 Wood Shake Roof 1,212 2 $500 Deductible 340 3 Vinyl siding yes