Sandy Springs, GA homeowners insurance is approximately $882 to $1,204, about $73-$100/month. Our comprehensive analysis shows customers can save upto $417 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sandy Springs, GA | Homeowners Insurance Agency Near Sandy Springs, GA | Address |
|---|---|---|
| Liberty Mutual Independent | East Mountain Insurors | 2395 Clower Street, Snellville, GA, 30078 |
| State Farm | Jon Jones | 4005 9 McFarland Dr Ste 100, Alpharetta, GA, 30004-3368 |
| Allstate | Millicent Smith | 138 Marietta Hwy, Roswell, GA, 30075 |
| Travelers | Modern Family Insurance Agency Inc | 1001 WEATHERSTONE PARKWAY SUITE 440, WOODSTOCK, GA, 30188 |
| Travelers | Sandy Springs Insurance Agency Llc | 2000 RIVEREDGE PKWY STE 1010, SANDY SPRINGS, GA, 30328 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Dunwoody city, Georgia | $152 | $202 | $303 |
| Chamblee-Doraville CCD, DeKalb County, Georgia | $149 | $198 | $297 |
| Chamblee city, Georgia | $142 | $189 | $284 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sandy Springs, GA | 3.4% | 11.0% |
| Dunwoody | 3.48% | 12.69% |
| Chamblee-Doraville | 3.74% | 13.44% |
| Chamblee | 4.19% | 16.56% |
| Sandy Springs Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 225 | 1.0% | $716 |
| $500 to $749 | 2,268 | 10.0% | $1841 |
| $750 to $999 | 8,147 | 38.0% | $2591 |
| $1,000 to $1,499 | 8,541 | 40.0% | $3716 |
| $1,500 or more | 1,511 | 7.0% | $5366 |
| Coverage | Construction type | Company | Premium | ||
|---|---|---|---|---|---|
| $250 Deductible | $500 Deductible | $1000 Deductible | |||
| $75,000 | veneer | American Family Insurance Company | $320.00 | $289.00 | $259.00 |
| $200,000 | frame | Auto-Owners Insurance Company | $740.67 | $692.21 | $629.92 |
| $400,000 | veneer | Auto-Owners Insurance Company | $1282.15 | $1198.27 | $1090.42 |
| $400,000 | veneer | Bankers Standard Insurance Company | N/A | $2381 | $2107 |
| $150,000 | frame | General Casualty Company Of Wisconsin | N/A | $500.00 | $458.00 |
| $350,000 | veneer | Hartford Insurance Company Of The Southeast | $3143 | $3046 | $2876 |
| $250,000 | frame | Liberty Insurance Corporation | N/A | $1138 | $1071 |
| $150,000 | veneer | Safeco Insurance Company Of Indiana | $889.98 | $828.63 | $755.52 |
| $200,000 | veneer | State Auto Property And Casualty Insurance Company | N/A | N/A | $990.00 |
| $150,000 | veneer | The Travelers Home And Marine Insurance Company | N/A | N/A | $1052 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Sandy Springs Homeowner Insurance Premium Example | $2,300 | $1,800 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $12,500 | $11,000 |
| Net Savings to Sandy Springs Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Sandy Springs, GA Home Replacement Value MORE than Home Value | Sandy Springs, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $702,500 | $568,500 |
| Insurance Premium based on Replacement Value | $3,300 | $2,675 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $70,000 | Risk Exposure from Under Insuring Coverage is $64,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $325/year |
| Insurance Company | Allstate | Farmers Insurance | Nationwide Insurance |
| Monthly Premium | 281 | 163 | 63 |
| Year Built | 2002 | 1998 | 1981 |
| Home Details | 5 Beds, 2 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $600000-$700000 | $400000-$500000 | $250000-$300000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | > $10,000 Deductible |