Sandy Hook Insurance Rates:

Sandy Hook, KY homeowners insurance is nearly $624 to $854, about $52-$71/month. Our complete research reveals consumers can save upto $295 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sandy Hook, KY Homeowners Insurance By Home Value

Sandy Hook, KY Home Value Total Homes % of Total Average Sandy Hook, KY Homeowners Insurance
Less than $50,000 472 33.0% $251
$50,000 to $59,999 74 5.0% $532
$60,000 to $69,999 139 9.0% $657
$70,000 to $79,999 105 7.0% $761
$80,000 to $89,999 72 5.0% $864
$90,000 to $99,999 67 4.0% $960
$100,000 to $124,999 183 12.0% $1115
$125,000 to $149,999 63 4.0% $1396
$150,000 to $174,999 165 11.0% $1647
$200,000 to $249,999 24 1.0% $2290
$250,000 to $299,999 22 1.0% $2800
$300,000 to $399,999 19 1.0% $3561

Top Home Insurance Agents Near Sandy Hook, KY

Home Insurance Company Near Sandy Hook, KY Homeowners Insurance Agency Near Sandy Hook, KY Address
NA Hall & Clark Insurance Agency, Inc. 132 S Lake Drive 132 S Lake Drive, Prestonsburg, KY, 41653
Nationwide Partners Insurance & Financial Svcs 3327 US Rte 60 E STE 100, Huntington, WV, 25705-2838
Nationwide Partners Insurance & Financial Svcsinc 2998 Court St, Ft Gay, WV, 25514
Travelers Peoples Insurance Agency Llc 101 FIFTH AVE, HUNTINGTON, WV, 25701
Allstate Portia Spradlin 4055 Rhodes Ave Ste 101, New Boston, OH, 45662

Cost Of Homeowners Insurance By Street Near Sandy Hook, KY

Streets in Sandy Hook Area Homeowners Insurance Cost
Patrick Henry Holow, Lowell Holbrook Rd, T Horton Rd, Mockingbird Ln, Bill Elliott Loop Rd, Binion Ford Rd, Binion Ford Bunker Hill Rd, Clebitt Rd, State Rte 32, Thornberry Rd$740
Wells Creek Rd, Pennington Cemetery Rd, Beech Branch, Ky 556, State Hwy 504, Fannin Hill Rd, Big Stone Rd, Jr Stevens Rd, Blue Ash Dr, Tobe Rowe Rd$744
Johnson Loop Rd, Pin Oak Dr, Rte 7, Mayberry Rd, Toby Rowe Rd, Ratliff Dr, Harding Ln, Grove Rd, Apple Ln, Reynolds Crm Rd$744
Sycamore St, Gray Ridge, Rock Creek Rd, Bobcat Dr, Denton Rd, George Jerrell's Rd, Fraley Rd, S Ruin Rd, Lower Middlefork Rd, Sycamore Dr$740
State Hwy 986, Little Sturgill Rd, Elmer Stone Rd, Hwy 557, Linden Dr, Stephens Ln, Devils Fork Rd, E Reynolds Rd, Mary Jarrells Rd, The Loop$734

Sandy Hook, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sandy Hook$109 to $111
Elliott County$110
Isonville$109
Olive Hill$111

Sandy Hook, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Elliott County, Kentucky $110 $147 $221
Isonville CCD, Elliott County, Kentucky $110 $146 $219
Upper Tygart CCD, Carter County, Kentucky $109 $145 $218

Sandy Hook, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sandy Hook, KY7.3%19.7%
Elliott County6.87%21.78%
Isonville6.46%28.64%
Upper Tygart9.0%23.73%

Sandy Hook Renters Insurance as a Percentage of Rent

Sandy Hook Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 10.0% $359
$200 to $299 69 34.0% $809
$300 to $499 61 30.0% $1259
$500 to $749 49 24.0% $1934

Sandy Hook, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Sandy Hook Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,500$3,900
Net Savings to Sandy Hook Home Owner from High Deductible Plan $600

Sandy Hook, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sandy Hook, KY Home Replacement Value MORE than Home Value Sandy Hook, KY Home Replacement Value LESS than Home Value
Replacement Value $91,500 $58,000
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Sandy Hook Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceState Farm
Monthly Premium 343773
Year Built 199220051981
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$75000-$100000$150000-$175000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Sandy Hook, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 145,000 Tile Roof 2,090 3 $2500-$5000 Deductible 450 10 Vinyl siding yes
1998 135,000 Tile Roof 2,870 4 $1000-$2500 Deductible 570 10 Brick siding No
1997 110,000 Tile Roof 1,920 4 $500- $1000 Deductible 200 5 Brick siding No
1991 110,000 Slate Shingles Roof 2,310 4 $500- $1000 Deductible 300 8 Brick siding yes
1988 185,000 Wood Shake Roof 3,110 4 $500- $1000 Deductible 510 9 Vinyl siding No
1980 110,000 Wood Shake Roof 1,990 4 $1000-$2500 Deductible 220 6 Vinyl siding No
1998 90,000 Wood Shake Roof 1,650 4 $1000-$2500 Deductible 340 9 Stone Siding No
1994 125,000 Metal Roof 2,030 4 $500- $1000 Deductible 40 1 Vinyl siding No
1986 185,000 Slate Shingles Roof 3,150 4 $500- $1000 Deductible 90 1 Wood siding No
1986 85,000 Wood Shake Roof 1,650 2 $500- $1000 Deductible 60 2 Fiber-Cement Siding No
2008 75,000 Wood Shake Roof 1,450 3 $1000-$2500 Deductible 110 5 Brick siding No
2007 90,000 Slate Shingles Roof 1,860 3 $1000-$2500 Deductible 210 6 Brick siding yes
2005 110,000 Metal Roof 1,710 2 $500 Deductible 430 12 Fiber-Cement Siding No
1998 110,000 Wood Shake Roof 1,660 3 $2500-$5000 Deductible 230 5 Brick siding yes
2008 100,000 Metal Roof 2,140 3 $2500-$5000 Deductible 330 10 Stucco siding yes
1981 80,000 Metal Roof 1,410 3 $2500-$5000 Deductible 60 2 Fiber-Cement Siding No
1987 140,000 Wood Shake Roof 2,510 4 $500- $1000 Deductible 250 4 Wood siding No
1996 110,000 Membrane Roof 2,200 3 $500 Deductible 160 4 Brick siding yes
1981 55,000 Membrane Roof 1,090 2 $2500-$5000 Deductible 230 12 Brick siding No
1984 220,000 Asphalt Shingles Roof 3,350 4 $1000-$2500 Deductible 450 6 Stucco siding No
2006 65,000 Composition Roof 1,000 2 $2500-$5000 Deductible 250 12 Stucco siding yes
1988 120,000 Shingles Roof 1,750 3 $500 Deductible 200 7 Stucco siding yes
2004 95,000 Slate Shingles Roof 1,950 3 $2500-$5000 Deductible 100 3 Stucco siding yes
1988 90,000 Shingles Roof 1,460 3 $500- $1000 Deductible 110 3 Stucco siding yes
1981 70,000 Composition Roof 1,260 3 $500- $1000 Deductible 190 7 Stone Siding yes
2001 60,000 Shingles Roof 1,230 3 $2500-$5000 Deductible 80 4 Fiber-Cement Siding yes
2007 120,000 Wood Shake Roof 1,870 4 $500- $1000 Deductible 150 4 Brick siding yes
1993 125,000 Asphalt Shingles Roof 1,940 3 $1000-$2500 Deductible 410 10 Brick siding No
2002 120,000 Metal Roof 1,770 2 $500- $1000 Deductible 240 5 Wood siding No
1991 105,000 Metal Roof 1,660 3 $2500-$5000 Deductible 150 4 Stucco siding No
1990 135,000 Metal Roof 2,600 4 $500- $1000 Deductible 660 12 Brick siding No
2007 85,000 Shingles Roof 1,420 3 $500- $1000 Deductible 50 2 Fiber-Cement Siding yes
1990 50,000 Asphalt Shingles Roof 940 2 $2500-$5000 Deductible 90 8 Brick siding No
1988 105,000 Composition Roof 2,100 3 $1000-$2500 Deductible 320 9 Stone Siding yes