Sandersville Insurance Rates:

Sandersville, GA homeowners insurance is roughly $725 to $989, about $60-$82/month. Our in depth guide shows customers can save upto $342 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sandersville, GA Homeowners Insurance By Home Value

Sandersville, GA Home Value Total Homes % of Total Average Sandersville, GA Homeowners Insurance
Less than $50,000 724 30.0% $248
$50,000 to $59,999 177 7.0% $522
$60,000 to $69,999 114 4.0% $651
$70,000 to $79,999 117 4.0% $745
$80,000 to $89,999 186 7.0% $848
$90,000 to $99,999 87 3.0% $951
$100,000 to $124,999 197 8.0% $1096
$125,000 to $149,999 241 10.0% $1379
$150,000 to $174,999 205 8.0% $1628
$175,000 to $199,999 76 3.0% $1876
$200,000 to $249,999 185 7.0% $2262
$300,000 to $399,999 66 2.0% $3505

Top Home Insurance Agents Near Sandersville, GA

Home Insurance Company Near Sandersville, GA Homeowners Insurance Agency Near Sandersville, GA Address
Allstate A. Bruce Dempster 3006 Heritage Rd NE Ste B, Milledgeville, GA, 31061
Nationwide Daniel W Connor Agency 649 Main St, Thomson, GA, 30824
State Farm Karen Rowell 1311 N Columbia St, Milledgeville, GA, 31061-2306
State Farm Wade Register 110 ML King Jr Ext., Sandersville, GA, 31082-1139
Travelers Yates Insurance & Real Estate Inc 2030 Veterans Blvd, Dublin, GA, 31021

Cost Of Homeowners Insurance By Street Near Sandersville, GA

Streets in Sandersville Area Homeowners Insurance Cost
Warthen St, Cardinal St, Gum St, State Rte 88, Circle Dr, Moye Dr, N Harris St, B Chapman St, Fall Line Fwy, Baker St$849
Hagan Cir, Johnson Ln, N Harris St, Salter Ln, Industrial Rd, Prince Rd, Orchard Ln, Post Office St, E McCarty St, King St$859
Rapid Run Rd, Lynwood Dr, N Lake Dr, Yank Brown Rd, Brookins St, Augusta Aly, Bonnell Cir, State Rte 24 Spr, Jones St, Robins Rd$856
Cook St, Urquhart Ln, Irwin Ave, S Pecan Dr, Franklin Hayes Dr, 2nd Ave W, S Harris St, Dogwood Dr, Hunter's Xing, Jordan Mill Pond Rd$858
Briarwood Ln, S Harris St, Bussell Rd, Booker St, Brett Rd, Mathis Rd, Hilltop Rd, Evans St, Tanley St, Ivey Dr$860

Sandersville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sandersville$127 to $129
Washington County$128
Warthen$127
Tennille$126

Sandersville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Washington County, Georgia $128 $170 $255
Warthen CCD, Washington County, Georgia $128 $170 $255
Tennille CCD, Washington County, Georgia $126 $168 $252

Sandersville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sandersville, GA6.0%20.1%
Washington County6.43%20.16%
Warthen6.35%36.6%
Tennille6.55%18.44%

Sandersville Renters Insurance as a Percentage of Rent

Sandersville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 7.0% $383
$200 to $299 79 8.0% $833
$300 to $499 286 32.0% $1283
$500 to $749 336 37.0% $1958
$750 to $999 60 6.0% $2708
$1,000 to $1,499 50 5.0% $3833
$1,500 or more 12 1.0% $5483

Average Cost Of Home Insurance By Company In Areas Nearby Sandersville For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 frame Country Mutual Insurance Company $537.60 $474.44 $390.63
$100,000 frame Esurance Insurance Company N/A $461.41 $429.68
$350,000 veneer Foremost Signature Insurance Company $4185 $4160 N/A
$300,000 veneer Grange Mutual Casualty Company N/A N/A N/A
$75,000 frame Pharmacists Mutual Insurance Company N/A $259 $228
$350,000 veneer State Auto Property And Casualty Insurance Company N/A N/A $1796.00
$200,000 veneer State Farm Fire & Casualty Company N/A N/A $1641.00
$350,000 frame Trustgard Insurance Company $2123.00 $2023.00 $1855.00
$75,000 veneer Trustgard Insurance Company $684.00 $597.00 $485.00
$75,000 frame Universal Property & Casualty Insurance Company N/A $480.74 $415.05

Sandersville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Sandersville Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,000$6,500
Net Savings to Sandersville Home Owner from High Deductible Plan $500

Sandersville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sandersville, GA Home Replacement Value MORE than Home Value Sandersville, GA Home Replacement Value LESS than Home Value
Replacement Value $96,000 $57,000
Insurance Premium based on Replacement Value $400 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Sandersville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersNationwide Insurance
Monthly Premium 375755
Year Built 194019821979
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$150000-$175000$150000-$175000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Sandersville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 110,000 Slate Shingles Roof 1,690 3 $500 Deductible 590 12 Stone Siding yes
1941 155,000 Slate Shingles Roof 2,330 4 $500 Deductible 560 8 Stone Siding yes
1969 125,000 Shingles Roof 2,390 3 $1000-$2500 Deductible 80 2 Stucco siding No
1996 305,000 Asphalt Shingles Roof 4,170 5 > $10,000 Deductible 140 2 Fiber-Cement Siding yes
2005 105,000 Composition Roof 1,510 3 $2500-$5000 Deductible 70 2 Stone Siding yes
1966 150,000 Composition Roof 2,650 4 $500- $1000 Deductible 130 2 Stone Siding yes
1995 120,000 Composition Roof 1,670 5 $2500-$5000 Deductible 340 8 Vinyl siding yes
1998 240,000 Composition Roof 3,580 5 > $10,000 Deductible 300 4 Fiber-Cement Siding yes
1985 95,000 Shingles Roof 1,720 4 $2500-$5000 Deductible 180 6 Brick siding yes
1969 185,000 Shingles Roof 2,970 4 $5000 to $10,000 Deductible 260 5 Stone Siding yes
1990 115,000 Wood Shake Roof 1,760 4 $2500-$5000 Deductible 130 6 Stone Siding No
1967 135,000 Wood Shake Roof 1,820 3 $500- $1000 Deductible 550 10 Wood siding No
2001 140,000 Composition Roof 2,100 3 $2500-$5000 Deductible 50 1 Wood siding yes
1983 100,000 Metal Roof 1,310 3 $2500-$5000 Deductible 90 4 Stone Siding yes
2009 140,000 Asphalt Shingles Roof 1,820 4 $1000-$2500 Deductible 390 6 Brick siding yes
1979 190,000 Metal Roof 2,520 5 $500 Deductible 180 2 Fiber-Cement Siding No
1965 110,000 Asphalt Shingles Roof 1,500 3 $2500-$5000 Deductible 80 2 Vinyl siding No
1975 150,000 Slate Shingles Roof 2,390 5 $5000 to $10,000 Deductible 140 5 Stucco siding yes
1965 115,000 Wood Shake Roof 1,790 4 $1000-$2500 Deductible 440 10 Wood siding yes
1986 110,000 Metal Roof 2,120 4 $500 Deductible 340 8 Stone Siding No
2004 95,000 Membrane Roof 1,550 3 $2500-$5000 Deductible 150 5 Stone Siding yes
1969 110,000 Composition Roof 1,870 3 $2500-$5000 Deductible 400 8 Fiber-Cement Siding yes
2007 145,000 Tile Roof 2,330 4 $2500-$5000 Deductible 500 8 Brick siding No
1965 230,000 Membrane Roof 3,310 4 > $10,000 Deductible 100 2 Fiber-Cement Siding yes
1975 85,000 Membrane Roof 1,430 3 $1000-$2500 Deductible 80 3 Stone Siding yes
1990 195,000 Metal Roof 3,780 5 $500- $1000 Deductible 580 7 Vinyl siding yes
1969 245,000 Tile Roof 3,380 5 $1000-$2500 Deductible 740 12 Brick siding No
1943 260,000 Asphalt Shingles Roof 3,690 5 $1000-$2500 Deductible 340 3 Stucco siding No
2009 220,000 Composition Roof 3,790 5 $5000 to $10,000 Deductible 380 8 Vinyl siding No
1984 190,000 Wood Shake Roof 2,650 4 $2500-$5000 Deductible 530 7 Fiber-Cement Siding No