San Tan Valley Insurance Rates:

San Tan Valley, AZ homeowners insurance is roughly $513 to $695, about $42-$57/month. Our exhaustive analysis indicates shoppers can save as much as $241 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farm Bureau
If you live in North Carolina then I would recommend Farm Bureau. They are local and are very easy to work with. They are also very easy to get a hold of and talk to,
Pekin Insurance
Pekin insurance has not been very proactive in mailing to my family and i updates in regards to current news going on at pekin insurance, or about keeping us up to date on how things are going with our home insurance policy.
Farm Bureau
I would definitely recommend my home insurance company. Farm Bureau has provided me with great pricing, great coverage, and great access to my agent.
Farmer's Insurance
We live in the mountains in a forested area and most insurance companies will not write up here due to the fire danger. However, Farmers does write and their coverage is very sufficient and well priced.
State Farm
Satisfied. Setting up my plan was easy and I can make payments online. I've never had any issues. Everyone I've ever dealt with in person was professional and pleasant.
They're a great company full of good people who seem to want to do a good job.they'll hold up their end of the deal; whenever I need them to cover something, they do. They're reliable, friendly, and helpful.
USAA offerings are typical of all home insurance companies. They have the same types of deductibles and options all the others have.
At first my experience with the company was great. Until I had to file a claim. Customer service was awful, it took so long to get my car back from the shop because the insurance company refused to pay for the work done.
State Farm
I feel very positively about state farm since i have been with them for over 4 years now as a homeowner.
Liberty Mutual
Their policy is very comprehensive and the deductible is fair with what they offer. They policy is very cost effective no matter what your needs are when compared to my previous provider.
Very satisfied with the customer service provided. Staff is courteous and responsive. They provide sufficient info to make informed decisions about coverage.
Farmer's Insurance
Last year I compared prices with Country Companies. For the same coverage the price was extremely similar. I will continue to comparison shop to make the best of my money.
Farm Bureau
We've only had to file one claim, and the whole process went quickly, smoothly and painlessly. The kitchen "flooded" and we had to replace all of the flooring. We contacted them and was helped right away.Very pleased with the final product.
The insurance company has provided a lot of help and relief during this hurricane season. they have helped take the stress out of a normally stressful time.
State farm has excellent customer service when you get ahold of a real person. It's one of the primary reasons I use this company.
Farm Bureau
It is very useful. They almost always get you directly to a representative and they typically help you in a very timely manner.
State Farm
The site does not have the ability to get a quote online, which is a pain when you are new car shopping.
Their website is easy to use, their auto insurance rates are great, and the one claim I had to make was fairly easy to navigate.
When a claim was filed, they handled it immediately and were in contact with me. I'm very happy with the customer service and my claims rep that handled everything for me in a very timely manner.
Liberty Mutual
Sure, I would recommend. This middle of the road insurance covers a lot and they do just enough to be recommendable. I give it a 3.5
Farm Bureau
I would highly recommend this company. Great rates and great customer service. Agents reach out when they need to and get the job done.
The premiums are reasonable and the deductible is what we feel comfortable with. In the past I actually never understood much of the policy amounts.

San Tan Valley, AZ Homeowners Insurance By Home Value

San Tan Valley, AZ Home Value Total Homes % of Total Average San Tan Valley, AZ Homeowners Insurance
Less than $50,000 409 2.0% $114
$60,000 to $69,999 497 2.0% $308
$70,000 to $79,999 712 4.0% $356
$80,000 to $89,999 1,244 7.0% $404
$90,000 to $99,999 1,258 7.0% $453
$100,000 to $124,999 4,314 24.0% $525
$125,000 to $149,999 2,865 16.0% $652
$150,000 to $174,999 2,413 13.0% $773
$175,000 to $199,999 954 5.0% $893
$200,000 to $249,999 1,338 7.0% $1075
$250,000 to $299,999 680 3.0% $1316
$300,000 to $399,999 483 2.0% $1673

Top Home Insurance Agents Near San Tan Valley, AZ

Home Insurance Company Near San Tan Valley, AZ Homeowners Insurance Agency Near San Tan Valley, AZ Address
NA Energy Insurance Services Llc 10530 E Wethersfield Rd, Scottsdale, AZ, 85259
Travelers Don Neeley Agency Inc 8155 E Indian Bend Rd Ste 105, Scottsdale, AZ, 85250
State Farm Francisco Gonzalez 835 N 43rd Ave Ste 104, Phoenix, AZ, 85009-7016
State Farm John Aleman 9616 W Van Buren St Ste 115, Tolleson, AZ, 85353-2840
Travelers Value-Rite Insurance Services Llc 9008 N 99TH AVE STE 7, PEORIA, AZ, 85345

San Tan Valley, AZ Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near San Tan Valley, AZ

Streets in San Tan Valley Area Homeowners Insurance Cost
Magnum Rd, Double Bar Rd, E Four St, Bella Vista Rd, Quail Ave, Dana Dr, N Jackpot Rd, Westray Way, W Combs Rd, N Opal Dr$610
N Murray Grey Dr, W Desert Canyon Dr, E Horsethief Gulch Rd, Mule Train Trl, N Saddlebag Ln, Lobo St, W Ocotillo Rd, Austin Ln, Sunquest Dr, Pebble Creek Dr$603
N Rainfall Dr, Poncho Ln, Texas Ranger Rd, N Gantzel Rd, Desert Bell Way, N Sol St, N Pava Ln, E Harmony Way, E Daniella Dr, E Woody Ln$608
E Tortoise Trl, N Creekside Rd, N Lynmills Dr, Bexhill Way, W Creekside Ln, Legend Hills Trl, Broken Shale Dr, N Kristy Ln, W Twin Peaks Pkwy, Mesquite Tree Ln$603
N Dawn Ct, Lerwick Dr, N Casa del Rosa Ln, N Welton Pl, Parisi Pl, W Vineyard Dr, E Camden Ave, Grants Passage Rd, Cali Ave, Red Rock Trl$600
E Bosi Ct, N Felix Rd, W Sundance Cir, Aubrac Trl, Coral Bean Dr, N Legend Hills Trl, N Pamela Dr, W Stirrup Ln, E Combs Rd, N Chisolm Trl$603
E Dragon Fly Rd, Rivington Dr, N Surrey Ln, N Camp Fire Cir, Impreria St, Sedona Way, Chestnut Trl, E Penny Ln, Titanium Ln, Gedona Cir$609
Bella Vista Rd, Barzona Trl, Castle Rock Dr, E Santa Rita Dr, N Sierra St, Brangus Way, Kristy Ln, W Silver Streak Way, E Asbury Ave, Meadow Lark Way$604
E Ferrara St, Volk Ln, Richardson Dr, Gunderson Dr, Lynmills Dr, Keith Ave, Janet Ln, E Meadow Mist Ln, Desert Lily Dr, Dena Dr$601
W Brangus Cir, W Hash Knife Draw Rd, E Tall Pine St, Westbrooke Rd, Anacona Ct, Judd Rd, E George Ave, Stone Ridge Dr, Cactus Mint Cir, N Gold Ln$606

San Tan Valley, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Tan Valley$90 to $92
Queen Creek$95
Sacaton Flats Village$87

San Tan Valley, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Queen Creek town, Arizona $95 $127 $191
Blackwater CDP, Arizona $89 $118 $177
Sacaton Flats Village CDP, Arizona $87 $116 $174

San Tan Valley, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Tan Valley, AZ3.5%13.6%
Queen Creek2.53%11.66%

San Tan Valley Renters Insurance as a Percentage of Rent

San Tan Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 273 4.0% $1940
$750 to $999 995 17.0% $2690
$1,000 to $1,499 3,882 66.0% $3815
$1,500 or more 686 11.0% $5465

Average Cost Of Home Insurance By Company In Areas Nearby San Tan Valley For Different Scenarios

Home value ($) Construction type Coverage Company Average homeowners insurance premium ($)
Other structure coverage ($) Contents coverage ($) Additional living expenses coverage ($)
500,000 Masonry 50,000 375,000 100,000 American Security Ic 2,342
500,000 Masonry 50,000 375,000 100,000 American Security Ic 2,342
300,000 Masonry 30,000 225,000 60,000 American Strategic Ins Corp 740
500,000 Frame 50,000 375,000 100,000 Armed Forces Ins Exchange 1,432
300,000 Frame 30,000 225,000 60,000 Central Mutual Ic 983
500,000 Frame 50,000 375,000 100,000 Civil Service Employees Ic 1,436
500,000 Masonry 50,000 375,000 100,000 Horace Mann Ic 952
300,000 Frame 30,000 225,000 60,000 Metropolitan P&C Ic 827
500,000 Masonry 50,000 375,000 100,000 State Farm Fire And Cas Co 1,510
300,000 Frame 30,000 225,000 60,000 Universal North America Ic 832

San Tan Valley, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly San Tan Valley Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,800$4,200
Net Savings to San Tan Valley Home Owner from High Deductible Plan $600

San Tan Valley, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Tan Valley, AZ Home Replacement Value MORE than Home Value San Tan Valley, AZ Home Replacement Value LESS than Home Value
Replacement Value $149,000 $90,000
Insurance Premium based on Replacement Value $450 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example San Tan Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmica Mutual Insurance Company
Monthly Premium 518150
Year Built 201320112014
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$350000-$400000$300000-$350000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for San Tan Valley, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 150,000 Membrane Roof 1,700 4 $1000-$2500 Deductible 290 9 Stone Siding yes
2012 255,000 Slate Shingles Roof 2,970 5 $500- $1000 Deductible 680 9 Brick siding yes
2010 200,000 Wood Shake Roof 2,070 5 $500- $1000 Deductible 310 5 Wood siding No
2011 220,000 Slate Shingles Roof 2,740 5 $1000-$2500 Deductible 140 3 Brick siding No
2010 140,000 Wood Shake Roof 1,710 4 $500- $1000 Deductible 90 3 Stone Siding yes
2014 125,000 Asphalt Shingles Roof 1,770 4 $2500-$5000 Deductible 40 2 Stucco siding No
2012 300,000 Metal Roof 4,450 5 $5000 to $10,000 Deductible 230 4 Stone Siding No
2014 295,000 Composition Roof 3,260 4 $5000 to $10,000 Deductible 400 10 Vinyl siding No
2011 275,000 Composition Roof 3,410 5 > $10,000 Deductible 180 5 Wood siding yes
2011 275,000 Slate Shingles Roof 2,960 5 $500- $1000 Deductible 70 1 Brick siding yes
2013 265,000 Composition Roof 3,200 5 $5000 to $10,000 Deductible 260 6 Stone Siding No
2010 330,000 Slate Shingles Roof 4,400 5 $2500-$5000 Deductible 200 3 Fiber-Cement Siding No
2011 225,000 Composition Roof 3,420 5 $2500-$5000 Deductible 310 10 Wood siding No
2010 425,000 Tile Roof 4,770 5 $5000 to $10,000 Deductible 530 8 Brick siding yes
2012 460,000 Wood Shake Roof 4,890 5 $2500-$5000 Deductible 370 3 Vinyl siding No
2010 150,000 Wood Shake Roof 1,550 5 $2500-$5000 Deductible 430 12 Brick siding yes
2011 140,000 Composition Roof 1,840 5 $2500-$5000 Deductible 380 12 Stucco siding yes
2012 385,000 Membrane Roof 4,120 5 > $10,000 Deductible 40 1 Vinyl siding No
2011 375,000 Composition Roof 3,860 5 $500- $1000 Deductible 770 8 Vinyl siding No
2010 305,000 Asphalt Shingles Roof 4,380 5 $500- $1000 Deductible 60 1 Stucco siding No
2013 305,000 Wood Shake Roof 4,530 5 > $10,000 Deductible 110 3 Stone Siding No
2014 215,000 Wood Shake Roof 3,150 4 $2500-$5000 Deductible 230 7 Brick siding No
2012 305,000 Membrane Roof 3,270 4 $500- $1000 Deductible 150 2 Brick siding yes
2010 340,000 Slate Shingles Roof 3,830 5 $2500-$5000 Deductible 120 2 Vinyl siding yes
2014 120,000 Tile Roof 1,660 5 $1000-$2500 Deductible 160 6 Fiber-Cement Siding yes
2014 175,000 Metal Roof 1,930 4 $1000-$2500 Deductible 80 2 Stucco siding yes
2011 150,000 Wood Shake Roof 2,140 4 $500- $1000 Deductible 180 5 Stucco siding No
2012 270,000 Membrane Roof 3,350 4 $500 Deductible 780 10 Stucco siding yes
2010 220,000 Slate Shingles Roof 2,540 4 $500 Deductible 140 3 Fiber-Cement Siding yes
2012 250,000 Membrane Roof 3,020 4 > $10,000 Deductible 330 10 Stucco siding No
2011 220,000 Membrane Roof 3,100 4 $5000 to $10,000 Deductible 300 9 Fiber-Cement Siding No
2012 190,000 Tile Roof 2,150 4 $1000-$2500 Deductible 360 8 Brick siding yes
2010 150,000 Composition Roof 1,680 4 $500 Deductible 240 9 Vinyl siding yes
2014 280,000 Composition Roof 3,090 5 > $10,000 Deductible 180 4 Stone Siding No

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