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San Mateo, CA Home Values & Insurance Rates

San Mateo, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 826 9.0% $14
$50,000 to $59,999 242 2.0% $42
$60,000 to $69,999 86 1.0% $49
$70,000 to $79,999 156 1.0% $56
$80,000 to $89,999 194 2.0% $63
$90,000 to $99,999 204 2.0% $70
$100,000 to $124,999 634 7.0% $84
$125,000 to $149,999 194 2.0% $106
$150,000 to $174,999 329 3.0% $127
$175,000 to $199,999 128 1.0% $148
$200,000 to $249,999 874 10.0% $176
$250,000 to $299,999 1,067 12.0% $219
$300,000 to $399,999 3,545 41.0% $282

Top Home Insurance Agents Near San Mateo, CA

Home Insurance Company Near San Mateo, CA Homeowners Insurance Agency Near San Mateo, CA Address
State Farm Don Parker 4546 El Camino Real, Los Altos, CA, 94022
State Farm Ernie Lopez 374 Jackson Street, Hayward, CA, 94544-1544
Farmers Everett Taylor 533 Airport Blvd Ste 330, Burlingame, CA, 94010
Allstate Laila Zachariah 15466 Los Gatos Blvd Ste 205, Los Gatos, CA, 95032
State Farm Larry L Nazry 412 D St, San Rafael, CA, 94901-3844

Estimated Home Insurance By Street Area Near San Mateo, CA

San Mateo Area Estimated House Insurance
Ruth Ct, Alden St, Constitution Dr, Monticello Ct, Sunset Ter, Laurel Way, Naomi Ct, Montelena Ct, Chess Dr, Cheyenne Pt$674
Center St, Deanna Dr, Alpine Rd, Westminster Ave, E Laurel Creek Rd, Hillside Ct, Sharon Rd, Vista Way, Benson Way, Greenbriar Way$None
Tinsley St, Sequoia Ct, Cathy Pl, Linden St, W Glen Way, Stilt Ct, Guildford Ave, Hillbrook Dr, la Loma Dr, Queens Ave$626
Concar Dr, Light Way, Encina Ave, Sylvan Way, Harvard Ave, Dale Ave, Alden St, Center St, Sloop Ct, Alhambra Dr$690
Country Ln, Boroughwood Pl, Tripp Rd, Ivy Dr, Palo Verde Ave, N Railroad Ave, Southgate St, Saint Francis Way, Mount Vernon Ln, E Homewood Pl$None
Vista Ct, Link Rd, Silver Hill Rd, Newbridge Ave, Woodland Way, Ada St, Bradbury Ln, Almanor Ave, Marshall Ave, Cinnabar Rd$668
Hampshire Ave, Sycamore Ct, Noel Rd, Parkdale Way, Seki Ct, del Norte Ave, McCue Ave, Trenton Pl, Brighton Ln, Estrella Way$670
Cinnamon Ct, Middle Ct, Sharon Ave, Huron Ave, Emerald Lake Pl, Bounty Dr, Santa Monica Ave, Monterey Ave, W Santa Inez Ave, Needleridge Ct$None
30th Ave, Clinton St, Compass Ln, Circle Star Way, Lassen Dr, Park Ln, E 5th Ave, Crestwood Ct, Dumont St, Ansel Ln$688
36th Ave, Bain Pl, Otay Ave, Schembri Ln, Lower Lupin Way, Eaton Rd, Sonora Dr, Olympic Ave, Windfield Ln, Monte Cresta Dr$721

Savings on home insurance for senior occupied homes

PlaceSavings
San Mateo$105 to $108
San Carlos$107
Redwood City$103
North Fair Oaks$99

San Mateo, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Mateo, CA1.7%9.5%
San Carlos1.59%10.31%
Redwood City1.73%10.85%
North Fair Oaks2.21%10.41%

San Mateo Renters Insurance as a Percentage of Rent

San Mateo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 984 1.0% $1192
$500 to $749 1,376 2.0% $1867
$750 to $999 4,043 7.0% $2617
$1,000 to $1,499 18,610 33.0% $3742
$1,500 or more 30,084 54.0% $5392

San Mateo, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly San Mateo Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,900$16,900
Net Savings to San Mateo Home Owner from High Deductible Plan $1,000

San Mateo, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Mateo, CA Home Replacement Value MORE than Home Value San Mateo, CA Home Replacement Value LESS than Home Value
Replacement Value $1,174,000 $832,000
Insurance Premium based on Replacement Value $2,825 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $92,500 Risk Exposure from Under Insuring Coverage is $249,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $225/year

Example San Mateo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceLiberty Mutual
Monthly Premium 127143165
Year Built 196019921976
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $500000-$600000$700000-$800000$800000-$900000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

San Mateo, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
San Carlos city, California $107 $143 $215
Redwood City city, California $104 $138 $207
North Fair Oaks CDP, California $99 $132 $198

Sample Home Insurance Rates for San Mateo, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 450,000 Slate Shingles Roof 970 2 $1000-$2500 Deductible 650 5 Wood siding No
1990 580,000 Tile Roof 1,360 3 $5000 to $10,000 Deductible 720 7 Stucco siding yes
1987 720,000 Asphalt Shingles Roof 1,620 2 $500 Deductible 370 2 Stucco siding No
1972 755,000 Wood Shake Roof 1,700 2 $500 Deductible 1180 7 Fiber-Cement Siding No
1956 765,000 Slate Shingles Roof 1,630 3 $500 Deductible 1220 9 Fiber-Cement Siding yes
1991 1,230,000 Wood Shake Roof 3,520 5 $5000 to $10,000 Deductible 1320 8 Stone Siding yes
1981 970,000 Metal Roof 2,400 4 $5000 to $10,000 Deductible 530 4 Stone Siding No
1975 735,000 Shingles Roof 1,610 2 $2500-$5000 Deductible 1230 10 Fiber-Cement Siding No
1962 1,370,000 Wood Shake Roof 3,430 5 $500- $1000 Deductible 1470 7 Brick siding yes
1978 1,280,000 Tile Roof 2,276 4 $1000-$2500 Deductible 840 3 Fiber-Cement Siding No