San Marcos Insurance Rates:

San Marcos, TX homeowners insurance is roughly $877 to $1,197, about $73-$99/month. Our in depth research indicates shoppers can save as much as $414 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My premium has been going up and that is concerning also my deductable is high $1000. THinking about it -I have not claimed a few things over hte years.
State Farm
I slightly dislike the higher price of state farm, when compared to the other insurance companies, however i know that i am getting my moneys worth because of the level service i am experiencing.
Progressive
What i like about my home insurance company is that i am able to bundle my home insurance with my car insurance. i am happy that i am able to use the same company for both of these things.
Rvos Insurance
I like their rates. we did a lot of insurance shopping when buying our house, and rvos had some of the most competitive rates. we finally decided to go with them because of their outstanding rates.
Geico
The price is a little high and it really didn't save me much on my auto insurance. I expected a higher discount.
Travelers
The site is not very user-friendly, but I have not used it a lot in the past because our homeowner's insurance is paid through our mortgage.
Allstate
My company always answer when I call and always is helpful when ask questions. Portfolios are always up to date easy to read.
Geico
The customer service dept. has always been pleasant. We get mail and text alert correspondence which is very convenient. Customer service has always answered my questions to my sanctification.
Geico
I like the ease of use. I can go to the app from my phone and pay my bill. I can also make any necessary changes in the app.
Liberty Mutual
I would recommend this company for home insurance, and was thinking about bundling my car insurance in it.

San Marcos, TX Homeowners Insurance By Home Value

San Marcos, TX Home Value Total Homes % of Total Average San Marcos, TX Homeowners Insurance
Less than $50,000 1,125 15.0% $197
$50,000 to $59,999 296 4.0% $414
$60,000 to $69,999 193 2.0% $508
$70,000 to $79,999 210 2.0% $591
$80,000 to $89,999 461 6.0% $663
$90,000 to $99,999 289 3.0% $746
$100,000 to $124,999 1,097 14.0% $871
$125,000 to $149,999 715 9.0% $1088
$150,000 to $174,999 964 13.0% $1285
$175,000 to $199,999 448 6.0% $1482
$200,000 to $249,999 581 7.0% $1783
$250,000 to $299,999 554 7.0% $2177
$300,000 to $399,999 440 5.0% $2768

Top Home Insurance Agents Near San Marcos, TX

Home Insurance Company Near San Marcos, TX Homeowners Insurance Agency Near San Marcos, TX Address
NA Bill Taylor & Associates, Inc. 111 C. E. Mccarty Ln. , San Marcos, TX, 78666
Farmers Frank Sanchez 921 W New Hope Dr # 1-101, Cedar Park, TX, 78613
Farmers Ricardo Richard Luna 10520 Culebra Rd Ste 3, San Antonio, TX, 78251
Liberty Mutual Independent Stephens Insurance Llc 100 CONGRESS AVE STE 750, AUSTIN, TX, 78701
Travelers Whiteside Insurance Agency Llc 9416 E HWY 71, SPICEWOOD, TX, 78669

San Marcos, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near San Marcos, TX

Streets in San Marcos Area Homeowners Insurance Cost
Pampas Pass, Harper Dr, Yale St, Ligustrum Ct, Claremont Dr, Paintbrush St, Luck St, Christopher St, Hunter Ridge Rd, Parkdale St$1,014
Hines St, Co Rd 384, Wilson St, Ellis St, Clydesdale Dr, Burleson St, I35 Frontage, W Mimosa Cir, Silverpeak Dr, Rolling Oaks$996
Pinto Ln, Shady Ln, Co Rd 112, Hazelton St, Miller Trace St, Larue St, Co Rd 140, Hearthstone Dr, Roosevelt St, S C M Allen Pkwy$1,065
Valley Cir, Arroyo Doble, State Hwy 123, North St, Earle St, Fox Rd, Sendero Dr, Summerwood Cove, San Marcos Pkwy, E Hutchison St$1,061
Stillwell St, Clair Dr, Brair Meadows Rd, Thurman Rd, Mariposa St, Shetland Dr, Corrie Ct, Co Rd 235, Academy St, W Jackson Ln$974

San Marcos, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Marcos$154 to $156
Wimberley$162
Redwood$148
Woodcreek$161

San Marcos, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wimberley city, Texas $162 $216 $324
Redwood CDP, Texas $149 $198 $297
Woodcreek city, Texas $161 $214 $321

San Marcos, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Marcos, TX6.3%17.6%
Wimberley6.69%16.38%
Redwood10.01%34.88%
Woodcreek5.88%15.27%

San Marcos Renters Insurance as a Percentage of Rent

San Marcos Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 153 1.0% $799
$300 to $499 484 3.0% $1249
$500 to $749 3,422 27.0% $1924
$750 to $999 4,309 34.0% $2674
$1,000 to $1,499 3,019 24.0% $3799
$1,500 or more 923 7.0% $5449

San Marcos, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly San Marcos Homeowner Insurance Premium Example $3,300$2,300
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $13,700$12,700
Net Savings to San Marcos Home Owner from High Deductible Plan $1,000

San Marcos, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Marcos, TX Home Replacement Value MORE than Home Value San Marcos, TX Home Replacement Value LESS than Home Value
Replacement Value $98,500 $64,000
Insurance Premium based on Replacement Value $925 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example San Marcos Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceTravelers
Monthly Premium 569292
Year Built 199319872010
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$150000-$175000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for San Marcos, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 275,000 Shingles Roof 3,600 5 $2500-$5000 Deductible 1870 12 Wood siding No
1989 255,000 Wood Shake Roof 2,640 4 $500- $1000 Deductible 1060 5 Wood siding No
1989 120,000 Shingles Roof 1,350 2 $1000-$2500 Deductible 280 4 Vinyl siding No
2000 95,000 Composition Roof 1,040 2 $1000-$2500 Deductible 580 10 Brick siding No
1980 125,000 Composition Roof 1,680 2 $1000-$2500 Deductible 400 6 Stucco siding No
1989 220,000 Asphalt Shingles Roof 2,370 3 $1000-$2500 Deductible 1730 10 Brick siding No
1996 110,000 Tile Roof 1,210 2 $500 Deductible 660 8 Vinyl siding No
1992 315,000 Slate Shingles Roof 4,470 5 $500- $1000 Deductible 2800 12 Brick siding No
2008 400,000 Shingles Roof 4,360 5 $500- $1000 Deductible 2890 10 Brick siding yes
2007 195,000 Membrane Roof 2,610 5 $2500-$5000 Deductible 290 3 Vinyl siding yes
2014 145,000 Tile Roof 1,820 3 $500- $1000 Deductible 410 4 Brick siding No
2011 155,000 Wood Shake Roof 1,920 4 $500 Deductible 1180 12 Vinyl siding yes
2010 330,000 Membrane Roof 3,530 5 $5000 to $10,000 Deductible 1280 7 Fiber-Cement Siding yes
1996 270,000 Asphalt Shingles Roof 3,950 5 $1000-$2500 Deductible 710 6 Brick siding No
1997 280,000 Metal Roof 3,830 5 $5000 to $10,000 Deductible 1540 9 Stone Siding No
2013 155,000 Asphalt Shingles Roof 1,800 3 $1000-$2500 Deductible 100 1 Brick siding No
2011 190,000 Wood Shake Roof 1,900 3 $5000 to $10,000 Deductible 860 8 Stone Siding No
2004 85,000 Shingles Roof 1,210 2 $2500-$5000 Deductible 270 7 Brick siding No
2011 105,000 Composition Roof 1,320 2 $500- $1000 Deductible 740 12 Wood siding yes
1982 180,000 Metal Roof 1,930 3 $5000 to $10,000 Deductible 1000 10 Brick siding No
2005 195,000 Slate Shingles Roof 2,060 4 $2500-$5000 Deductible 290 2 Vinyl siding yes
2000 165,000 Asphalt Shingles Roof 2,260 4 $5000 to $10,000 Deductible 260 4 Fiber-Cement Siding No
2009 350,000 Asphalt Shingles Roof 3,480 5 $1000-$2500 Deductible 1420 7 Brick siding No
2014 165,000 Metal Roof 1,950 3 $500- $1000 Deductible 260 2 Stucco siding yes
2001 135,000 Shingles Roof 1,640 2 $500- $1000 Deductible 640 7 Wood siding yes
2007 320,000 Composition Roof 3,660 5 $1000-$2500 Deductible 1560 6 Stone Siding yes
2012 230,000 Membrane Roof 2,360 3 $5000 to $10,000 Deductible 250 2 Stone Siding yes
2007 205,000 Metal Roof 2,190 3 $1000-$2500 Deductible 1500 12 Stone Siding No
1980 165,000 Wood Shake Roof 1,800 2 $500 Deductible 1570 12 Stucco siding yes
1997 100,000 Tile Roof 1,370 2 $500 Deductible 400 6 Stucco siding No
2014 340,000 Metal Roof 3,560 5 $5000 to $10,000 Deductible 1270 6 Brick siding No
1988 395,000 Slate Shingles Roof 4,930 5 $500- $1000 Deductible 2720 12 Stone Siding No
2002 165,000 Slate Shingles Roof 1,770 3 $1000-$2500 Deductible 530 4 Stucco siding yes
2001 120,000 Metal Roof 1,350 3 $1000-$2500 Deductible 580 7 Brick siding yes

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