San Luis Insurance Rates:

San Luis, AZ homeowners insurance is nearly $510 to $694, about $42-$57/month. Our detailed analysis indicates shoppers can save upto $240 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Their pricing is upfront and easy to determine if i want to adjust what i want my coverage to be for, online or speaking with a person.
Usaa
Usaa is not super clear about what is covered or not covered when processing a claim. i want guidelines so i don't waste my time or theirs.
Usaa
There is nothing about this company that i dislike. i can not think of a single thing and i have been a customer for 49 years.
Usaa
Well, the premium is a pain to pay of course, but it is hard to find any home insurance that is much cheaper than that. Which is a shame because it would be nice to pay less for the coverage we are getting but you get what you can get.
Usaa
I enjoy using the website because it is easy to navigate and offers additional benefits. For example, there is a link to military friendly auto dealerships. I am able to use that and see the discounts I get on vehicles in the area.
Usaa
Yes I like this
Farm Bureau
They have great communication skills and are detailed oriented. they make sure that you are happy and very quick on their services
Allstate
I like everything can be done through the website or on the phone.

San Luis, AZ Homeowners Insurance By Home Value

San Luis, AZ Home Value Total Homes % of Total Average San Luis, AZ Homeowners Insurance
Less than $50,000 508 10.0% $126
$60,000 to $69,999 106 2.0% $325
$80,000 to $89,999 487 9.0% $427
$90,000 to $99,999 380 7.0% $481
$100,000 to $124,999 1,304 25.0% $553
$125,000 to $149,999 468 9.0% $692
$150,000 to $174,999 978 19.0% $818
$175,000 to $199,999 350 6.0% $945
$200,000 to $249,999 169 3.0% $1137
$250,000 to $299,999 128 2.0% $1396
$300,000 to $399,999 92 1.0% $1769

Top Home Insurance Agents Near San Luis, AZ

Home Insurance Company Near San Luis, AZ Homeowners Insurance Agency Near San Luis, AZ Address
NA R. L. Sullivan Insurance Agency, Llc 992 W 16Th St, Yuma, AZ, 85364
Allstate Anna Vargas-Hopper 3939 S Avenue 3 E Ste 111, Yuma, AZ, 85365
State Farm Martin Armijo 708 E 32nd St, Yuma, AZ, 85365-3435
Travelers Schofield Family Insurance Llc 2435 S 8TH AVE, YUMA, AZ, 85364
State Farm Zeke Herrera 2811 S 4th Ave Ste C, Yuma, AZ, 85364-8257

Cost Of Homeowners Insurance By Street Near San Luis, AZ

Streets in San Luis Area Homeowners Insurance Cost
N McGrady Ave, Dolores Ave, Kennedy Ln, Mendez St, Julian St, W County 22nd St S, No 115 Co 22st, W Ranchito Real St, S Rancho Grande Ave, 4th St$611
Mesa St, Los Olivos Dr, 2nd Street Aley, Hidalgo St, Ave 3 3/4 E, S Sierra Sands Dr, Bienestar Ln, Carrie Ln, Juan Sanchez Blvd, Desierto Dr$601
San Pedro St, Kennedy Ln, Martinez Pl, Cristina St, Cuahutemoc St, N Smith Way, Krystal St, S Ave B 1/4, Paso Descanso Ave, Arena St$622
Beas St, Rangel Ave, Verbena St, Raul Grijalva Ct, Sality Canal Rd, Los Olivos Dr, Galindo St, Montano Dr, W County 16 1/2 St, Witt Pl$606
Co 23rd St, Los Tres Hombres St, Margarita, Los Oros St, Ocotillo St, S Mark Dr, San Pedro St, Ave D, Amanda Aguirre Ct, Hacienda$594

San Luis, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Luis$90 to $92
Somerton$90
Gadsden$91
Rancho Mesa Verde$87

San Luis, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Somerton CCD, Yuma County, Arizona $76 $101 $151
Gadsden CDP, Arizona $77 $102 $153
Orange Grove Mobile Manor CDP, Arizona $74 $99 $148

San Luis, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Luis, AZ5.3%15.1%
Somerton4.8%15.21%
Gadsden4.99%15.18%
Rancho Mesa Verde8.25%31.2%

San Luis Renters Insurance as a Percentage of Rent

San Luis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 109 7.0% $367
$200 to $299 79 5.0% $817
$300 to $499 633 40.0% $1267
$500 to $749 239 15.0% $1942
$750 to $999 399 25.0% $2692
$1,000 to $1,499 97 6.0% $3817

San Luis, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly San Luis Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to San Luis Home Owner from High Deductible Plan $600

San Luis, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Luis, AZ Home Replacement Value MORE than Home Value San Luis, AZ Home Replacement Value LESS than Home Value
Replacement Value $253,000 $152,500
Insurance Premium based on Replacement Value $700 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $65,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $175/year

Example San Luis Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateNationwide Insurance
Monthly Premium 193638
Year Built 198020122001
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for San Luis, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 95,000 Asphalt Shingles Roof 1,250 3 $500 Deductible 140 8 Brick siding yes
1988 210,000 Membrane Roof 2,650 5 > $10,000 Deductible 130 7 Stucco siding yes
1992 330,000 Asphalt Shingles Roof 3,980 5 $5000 to $10,000 Deductible 400 8 Fiber-Cement Siding yes
2008 135,000 Slate Shingles Roof 1,810 3 $500- $1000 Deductible 300 8 Wood siding yes
2010 110,000 Shingles Roof 1,220 3 $500 Deductible 250 10 Vinyl siding yes
2014 210,000 Composition Roof 2,210 5 $2500-$5000 Deductible 90 2 Stucco siding yes
1995 80,000 Composition Roof 1,230 3 $2500-$5000 Deductible 20 2 Fiber-Cement Siding No
1982 155,000 Metal Roof 2,160 5 $5000 to $10,000 Deductible 90 3 Stone Siding No
1992 150,000 Metal Roof 2,010 3 $1000-$2500 Deductible 190 6 Stone Siding yes
1984 180,000 Tile Roof 2,550 4 $5000 to $10,000 Deductible 160 7 Vinyl siding yes
2003 160,000 Shingles Roof 2,390 3 $500 Deductible 240 5 Stucco siding No
1986 155,000 Metal Roof 1,720 3 $2500-$5000 Deductible 400 12 Wood siding No
1991 195,000 Metal Roof 3,010 4 $5000 to $10,000 Deductible 80 3 Wood siding No
1991 430,000 Asphalt Shingles Roof 4,900 5 $500- $1000 Deductible 290 3 Stone Siding No
1997 210,000 Membrane Roof 2,360 3 $5000 to $10,000 Deductible 80 3 Stucco siding No
1982 100,000 Shingles Roof 1,310 3 $1000-$2500 Deductible 110 4 Fiber-Cement Siding yes
2012 195,000 Shingles Roof 2,940 4 $1000-$2500 Deductible 250 7 Fiber-Cement Siding No
2008 150,000 Slate Shingles Roof 1,620 4 $500- $1000 Deductible 90 3 Brick siding No
1985 310,000 Asphalt Shingles Roof 4,070 5 $2500-$5000 Deductible 60 1 Wood siding No
2005 120,000 Asphalt Shingles Roof 1,650 3 $2500-$5000 Deductible 100 4 Fiber-Cement Siding No
1990 220,000 Metal Roof 3,080 4 $500- $1000 Deductible 510 10 Brick siding No
2006 210,000 Metal Roof 2,630 5 $5000 to $10,000 Deductible 260 9 Brick siding No
2005 210,000 Shingles Roof 2,220 3 $1000-$2500 Deductible 290 8 Stucco siding No
1993 100,000 Tile Roof 1,520 3 $1000-$2500 Deductible 150 7 Stucco siding yes
1999 150,000 Shingles Roof 1,820 4 $500 Deductible 500 10 Stone Siding No
1988 175,000 Tile Roof 1,840 3 $2500-$5000 Deductible 290 7 Stucco siding No
2002 95,000 Membrane Roof 1,310 3 $500 Deductible 90 3 Brick siding No
2014 140,000 Tile Roof 2,190 4 $2500-$5000 Deductible 320 12 Stone Siding yes
1995 255,000 Tile Roof 3,340 4 > $10,000 Deductible 180 5 Wood siding No
1999 150,000 Membrane Roof 2,420 4 $500 Deductible 340 12 Stone Siding yes
2004 125,000 Asphalt Shingles Roof 1,380 3 $1000-$2500 Deductible 380 12 Stone Siding No
2013 110,000 Tile Roof 1,570 3 $500- $1000 Deductible 240 10 Wood siding yes
2006 255,000 Asphalt Shingles Roof 3,810 5 $500 Deductible 460 8 Brick siding yes
1990 165,000 Tile Roof 2,410 4 $2500-$5000 Deductible 210 9 Brick siding No