San Leandro, CA homeowners insurance is nearly $533 to $724, about $44-$60/month. Our in depth guide indicates shoppers can save upto $251 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near San Leandro, CA | Homeowners Insurance Agency Near San Leandro, CA | Address |
|---|---|---|
| Travelers | Harold L Lee & Sons Inc | 1654 SOLANO AVE STE D, ALBANY, CA, 94707 |
| Travelers | Sky High Insurance Agency | 3244 W GRANT LINE RD, TRACY, CA, 95304 |
| Travelers | Anixter & Oser Inc | 205 SAN MARIN DR, NOVATO, CA, 94945 |
| Liberty Mutual | Anjuman Sharma | 2603 Camino Ramon Ste 365, San Ramon, CA, 94583 |
| State Farm | Diana Delija-Munoz | 205 Rockaway Beach Ave Ste 6, Pacifica, CA, 94044-3269 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| San Lorenzo CDP, California | $93 | $124 | $186 |
| Ashland CDP, California | $92 | $122 | $183 |
| Cherryland CDP, California | $93 | $124 | $186 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| San Leandro, CA | 2.2% | 12.3% |
| San Lorenzo | 2.4% | 16.99% |
| Ashland | 2.38% | 13.37% |
| Cherryland | 2.55% | 12.91% |
| San Leandro Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 373 | 2.0% | $1234 |
| $500 to $749 | 665 | 5.0% | $1909 |
| $750 to $999 | 2,478 | 19.0% | $2659 |
| $1,000 to $1,499 | 5,838 | 46.0% | $3784 |
| $1,500 or more | 3,085 | 24.0% | $5434 |
| Streets in San Leandro Area | Homeowners Insurance Cost |
|---|---|
| Ottawa Ave, Lark St, Marybelle Ave, Edgemoor St, Bay Fair Mall, Overlook Ct, Dorothy Ave, Wicks Blvd, Bradhoff Ave, 156th Ave | $629 |
| Victoria Ct, Sf Oakland Bay Brg, Pala Ave, Pippin St, Via del Sol, Joaquin Ave, Cary Dr, Castle St, Shining Star Ln, Buriat St | $642 |
| Beverly Ave, Blue Heron Ct, W Ave 136th, Accolade Dr, Penn Ave, Thornton St, Wengate St, Manzanita Ave, Fleming St, Santa Teresa | $631 |
| Wedgewood St, 147th Ave, Fulton Ave, Ruggles St, Dolores Ave, Regatta Ct, Lexington Ave, Manor Blvd, I- 580, Pala Ave | $623 |
| 2nd Ave, Tulane Ave, Monogram Rd, Casanova Dr, Costela St, Napoleon Ct, Pescador Point Dr, Martell Ct, 151st Ave, 140th Ave | $631 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| San Leandro | $94 to $96 |
| San Lorenzo | $93 |
| Ashland | $91 |
| Hayward | $94 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | QBE (Balboa) | 491 |
| 150000 | 250 | 16-25 Years | Tokio Marine America | 421 |
| 150000 | 250 | 41-70 Years | American Modern | 782 |
| 150000 | 250 | 41-70 Years | IDS Property Casualty | 618 |
| 150000 | 250 | 41-70 Years | QBE (Balboa) | 748 |
| 150000 | 250 | 41-70 Years | Tokio Marine America | 421 |
| 150000 | 500 | 7-15 Years | CSE Safeguard | 605 |
| 150000 | 500 | 7-15 Years | Mercury Ins Group | 445 |
| 150000 | 500 | 16-25 Years | CSE Safeguard | 617 |
| 150000 | 500 | 16-25 Years | Kemper | 609 |
| 150000 | 500 | 26-40 Years | Century National | 770 |
| 200000 | 500 | 4-6 Years | Travelers | 443 |
| 200000 | 500 | 7-15 Years | Amica Mutual | 739 |
| 200000 | 500 | 7-15 Years | Oregon Mutual | 802 |
| 250000 | 1000 | New | AAA (Interinsurance Exchange) | 385 |
| 250000 | 1000 | New | California Capital | 587 |
| 250000 | 1000 | New | Wawanesa | 688 |
| 250000 | 1000 | 1-3 Years | Hartford (Sentinel) | 476 |
| 250000 | 1000 | 1-3 Years | Horace Mann | 1112 |
| 250000 | 1000 | 4-6 Years | CSE Safeguard | 682 |
| 250000 | 1000 | 26-40 Years | Pacific Specialty | 719 |
| 250000 | 1000 | 41-70 Years | Grange | 711 |
| 250000 | 500 | 1-3 Years | Amco | 710 |
| 250000 | 500 | 4-6 Years | American Security | 961 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $4,300 |
| Yearly San Leandro Homeowner Insurance Premium Example | $1,200 | $700 |
| Out of Pocket Expense During Claim | $1,300 | $4,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,900 | $9,900 |
| Net Savings to San Leandro Home Owner from High Deductible Plan | $1,000 | |
| Scenario | San Leandro, CA Home Replacement Value MORE than Home Value | San Leandro, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $462,000 | $271,000 |
| Insurance Premium based on Replacement Value | $1,200 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $95,500 | Risk Exposure from Under Insuring Coverage is $95,500 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | GEICO Insurance | Liberty Mutual |
| Monthly Premium | 31 | 155 | 117 |
| Year Built | 1958 | 1977 | 1945 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $500000-$600000 | $400000-$500000 |
| Deductible | > $10,000 Deductible | $500 Deductible | $500- $1000 Deductible |