San Leandro Insurance Rates:

San Leandro, CA homeowners insurance is nearly $533 to $724, about $44-$60/month. Our in depth guide indicates shoppers can save upto $251 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The prices are a good deal for the amount of coverage! even if a claim does need to be filed the rates do not increase as much as they could!
Allstate
They did not carry vacant home insurance when we needed it and so we had to go through a more expensive company that they were contracted with.
State Farm
After doing extensive and time-consuming online research, i gleaned that state farm had the most reasonable rates for the most comprehensive coverage.

San Leandro, CA Homeowners Insurance By Home Value

San Leandro, CA Home Value Total Homes % of Total Average San Leandro, CA Homeowners Insurance
Less than $50,000 920 9.0% $37
$125,000 to $149,999 129 1.0% $220
$150,000 to $174,999 134 1.0% $264
$175,000 to $199,999 206 2.0% $301
$200,000 to $249,999 879 9.0% $364
$250,000 to $299,999 1,356 14.0% $446
$300,000 to $399,999 5,230 56.0% $566

Top Home Insurance Agents Near San Leandro, CA

Home Insurance Company Near San Leandro, CA Homeowners Insurance Agency Near San Leandro, CA Address
Travelers Anixter & Oser Inc 205 SAN MARIN DR, NOVATO, CA, 94945
Liberty Mutual Anjuman Sharma 2603 Camino Ramon Ste 365, San Ramon, CA, 94583
State Farm Diana Delija-Munoz 205 Rockaway Beach Ave Ste 6, Pacifica, CA, 94044-3269
Travelers Harold L Lee & Sons Inc 1654 SOLANO AVE STE D, ALBANY, CA, 94707
Travelers Sky High Insurance Agency 3244 W GRANT LINE RD, TRACY, CA, 95304

Cost Of Homeowners Insurance By Street Near San Leandro, CA

Streets in San Leandro Area Homeowners Insurance Cost
Ottawa Ave, Lark St, Marybelle Ave, Edgemoor St, Bay Fair Mall, Overlook Ct, Dorothy Ave, Wicks Blvd, Bradhoff Ave, 156th Ave$629
Victoria Ct, Sf Oakland Bay Brg, Pala Ave, Pippin St, Via del Sol, Joaquin Ave, Cary Dr, Castle St, Shining Star Ln, Buriat St$642
Beverly Ave, Blue Heron Ct, W Ave 136th, Accolade Dr, Penn Ave, Thornton St, Wengate St, Manzanita Ave, Fleming St, Santa Teresa$631
Wedgewood St, 147th Ave, Fulton Ave, Ruggles St, Dolores Ave, Regatta Ct, Lexington Ave, Manor Blvd, I- 580, Pala Ave$623
2nd Ave, Tulane Ave, Monogram Rd, Casanova Dr, Costela St, Napoleon Ct, Pescador Point Dr, Martell Ct, 151st Ave, 140th Ave$631

San Leandro, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Leandro$94 to $96
San Lorenzo$93
Ashland$91
Hayward$94

San Leandro, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Lorenzo CDP, California $93 $124 $186
Ashland CDP, California $92 $122 $183
Cherryland CDP, California $93 $124 $186

San Leandro, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Leandro, CA2.2%12.3%
San Lorenzo2.4%16.99%
Ashland2.38%13.37%
Cherryland2.55%12.91%

San Leandro Renters Insurance as a Percentage of Rent

San Leandro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 373 2.0% $1234
$500 to $749 665 5.0% $1909
$750 to $999 2,478 19.0% $2659
$1,000 to $1,499 5,838 46.0% $3784
$1,500 or more 3,085 24.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby San Leandro For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewQBE (Balboa)491
15000025016-25 YearsTokio Marine America421
15000025041-70 YearsAmerican Modern782
15000025041-70 YearsIDS Property Casualty618
15000025041-70 YearsQBE (Balboa)748
15000025041-70 YearsTokio Marine America421
1500005007-15 YearsCSE Safeguard605
1500005007-15 YearsMercury Ins Group445
15000050016-25 YearsCSE Safeguard617
15000050016-25 YearsKemper609
15000050026-40 YearsCentury National770
2000005004-6 YearsTravelers443
2000005007-15 YearsAmica Mutual739
2000005007-15 YearsOregon Mutual802
2500001000NewAAA (Interinsurance Exchange)385
2500001000NewCalifornia Capital587
2500001000NewWawanesa688
25000010001-3 YearsHartford (Sentinel)476
25000010001-3 YearsHorace Mann1112
25000010004-6 YearsCSE Safeguard682
250000100026-40 YearsPacific Specialty719
250000100041-70 YearsGrange711
2500005001-3 YearsAmco710
2500005004-6 YearsAmerican Security961

San Leandro, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly San Leandro Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$9,900
Net Savings to San Leandro Home Owner from High Deductible Plan $1,000

San Leandro, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Leandro, CA Home Replacement Value MORE than Home Value San Leandro, CA Home Replacement Value LESS than Home Value
Replacement Value $462,000 $271,000
Insurance Premium based on Replacement Value $1,200 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $95,500 Risk Exposure from Under Insuring Coverage is $95,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year

Example San Leandro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceLiberty Mutual
Monthly Premium 31155117
Year Built 195819771945
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$500000-$600000$400000-$500000
Deductible > $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for San Leandro, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 500,000 Metal Roof 2,560 4 $5000 to $10,000 Deductible 80 1 Stucco siding yes
1941 260,000 Metal Roof 1,690 3 $2500-$5000 Deductible 400 8 Stone Siding No
1953 360,000 Composition Roof 1,800 4 $5000 to $10,000 Deductible 390 7 Vinyl siding yes
1960 270,000 Metal Roof 1,350 2 $5000 to $10,000 Deductible 410 9 Stucco siding yes
1969 170,000 Asphalt Shingles Roof 970 2 $500- $1000 Deductible 460 10 Stucco siding yes
1950 165,000 Composition Roof 1,040 2 $500- $1000 Deductible 470 12 Stone Siding No
1963 280,000 Slate Shingles Roof 1,770 4 $500 Deductible 650 10 Stone Siding yes
1951 535,000 Membrane Roof 2,430 4 $500- $1000 Deductible 990 10 Stucco siding yes
1967 400,000 Asphalt Shingles Roof 1,750 2 > $10,000 Deductible 170 5 Brick siding yes
1971 465,000 Shingles Roof 2,600 5 $500 Deductible 610 6 Stone Siding No
1946 300,000 Membrane Roof 1,760 3 $5000 to $10,000 Deductible 70 2 Brick siding yes
1984 570,000 Membrane Roof 2,530 4 $2500-$5000 Deductible 1160 12 Fiber-Cement Siding yes
1982 340,000 Slate Shingles Roof 1,740 2 $5000 to $10,000 Deductible 140 2 Stucco siding yes
1949 295,000 Tile Roof 1,420 3 $5000 to $10,000 Deductible 320 5 Vinyl siding No
1970 310,000 Slate Shingles Roof 1,540 2 $2500-$5000 Deductible 210 5 Stone Siding yes
1956 375,000 Wood Shake Roof 1,760 2 $1000-$2500 Deductible 350 6 Wood siding yes
1960 425,000 Wood Shake Roof 1,296 3 $5000 to $10,000 Deductible 1370 9 Wood siding yes