San Juan Insurance Rates:

San Juan, TX homeowners insurance is about $856 to $1,161, about $71-$96/month. Our in depth guide indicates shoppers can save upto $403 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm has representatives that i can talk to locally that are very helpful and easy to get in touch with. i appreciate that the 1800 number for state farm is not annoying people that make me more frustrated about the situation but rather help me through it.
State Farm
The local branch we call typically does not answer my call right away. i usually have to leave a voicemail and wait for a call back which sometimes can be the next business day.
Alfa Insurance
I do not enjoy how expensive it is. i do not think we should have to pay as much as we do for our home insurance.
State Farm
The only complaint I have about the company is the annual premium increase which does not seem to be adjusting based on the declining value of the home.
Esurance
Overall insurance meets my needs, offers a rate that I am very satisfied with, and is very simple to use since they have a user-friendly website. The car and home insurance bundle provided me with a good rate and I have been happy to have never needed to make a claim. I have spoken to other insurance members who have made claims and nearly all were satisfied with the results.
Travelers
The claiming process must be pretty fast, They respond quickly, but they try to avoid paying your claim in any way possible.
State Farm
VERY GOOD CUSTOMER SERVICE, THEY ARE WELCOME TO CALM AND FRIENDLY MOMENT, THEY WILL GUIDE TO THE CUSTOMER HAND, ALL THE EMPLOYEES ARE HELP TO THE INSURANCE BASED QUESTIONS.
Travelers
As a longtime customer, they have not forgotten me. They keep me in the know about new products and check with us periodically to make sure we are alright

San Juan, TX Homeowners Insurance By Home Value

San Juan, TX Home Value Total Homes % of Total Average San Juan, TX Homeowners Insurance
Less than $50,000 1,554 23.0% $312
$50,000 to $59,999 539 8.0% $665
$60,000 to $69,999 669 10.0% $816
$70,000 to $79,999 531 8.0% $947
$80,000 to $89,999 631 9.0% $1078
$90,000 to $99,999 794 12.0% $1199
$100,000 to $124,999 668 10.0% $1391
$125,000 to $149,999 502 7.0% $1743
$150,000 to $174,999 435 6.0% $2056
$250,000 to $299,999 101 1.0% $3487

Top Home Insurance Agents Near San Juan, TX

Home Insurance Company Near San Juan, TX Homeowners Insurance Agency Near San Juan, TX Address
Allstate Doug Thompson 1117 N Stuart Place Rd Ste 104, Harlingen, TX, 78552
Travelers James E Capt & Associates Llc 1336 MED CAPT DR, PHARR, TX, 78577
State Farm Rick Armendariz 800 E Alton Gloor Blvd Ste D, Brownsville, TX, 78526-4296
State Farm Belinda Zapata 2701 E Ruben Torres Blvd Ste B, Brownsville, TX, 78526-7440
Travelers Bob Sales Insurance Agency 1313 Alton Gloor Blvd, Suite E, Brownsville, TX, 78526

Cost Of Homeowners Insurance By Street Near San Juan, TX

Streets in San Juan Area Homeowners Insurance Cost
Orange, 14th St, S Laurel, Scurlock, San Marcos Ave, W Esteban Ave, Palmetto Palm St, S King Rd, Cll de Amistad, E Dicker Dr$1,004
Handy St, Blue Bird St, Westview St, E Herb Dr, W Ruisenor Ave, E Gabriella Ave, Cll Jacaranda, Brecha, Sunset St, S Doug Dr$1,003
Lila St, S la Ramada Ave, Pecimo Rd, E Frontage Rd, Lucky Dr, W FM 495, Sundown Cir, Costa Rica, S Standard Ave, Universal Dr$1,000
E 15th St, Sandy St, W Longoria Dr, Victory Dr, Trinity St, W Ruiz Ave, Loma Alta Dr, Guayavitos Ln, Andrews St, Galaxy$1,015
Guadalupe Dr, S Jenny Lee St, San Juan Blvd, Cardinal, W Longoria St, Liberty Loop, Lucky St, Encino Ave, Doe St, E 12 1/2 St$1,002

San Juan, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Juan$150 to $153
Alamo$149
North Alamo$148
Pharr$150

San Juan, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Alamo city, Texas $125 $166 $249
North Alamo CDP, Texas $124 $165 $247
Pharr city, Texas $126 $167 $251

San Juan, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Juan, TX7.6%24.7%
Alamo8.65%24.22%
North Alamo8.49%37.12%
Pharr8.4%22.49%

San Juan Renters Insurance as a Percentage of Rent

San Juan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 123 5.0% $359
$200 to $299 198 9.0% $809
$300 to $499 453 22.0% $1259
$500 to $749 915 44.0% $1934
$750 to $999 212 10.0% $2684
$1,000 to $1,499 96 4.0% $3809
$1,500 or more 59 2.0% $5459

San Juan, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly San Juan Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $8,000$7,000
Net Savings to San Juan Home Owner from High Deductible Plan $1,000

San Juan, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Juan, TX Home Replacement Value MORE than Home Value San Juan, TX Home Replacement Value LESS than Home Value
Replacement Value $78,500 $54,500
Insurance Premium based on Replacement Value $725 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example San Juan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceLiberty Mutual
Monthly Premium 44117115
Year Built 200319942014
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$150000-$175000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for San Juan, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 310,000 Wood Shake Roof 4,870 5 $500 Deductible 1490 7 Stone Siding No
2013 280,000 Slate Shingles Roof 4,430 5 $500- $1000 Deductible 2060 9 Stucco siding yes
2008 80,000 Slate Shingles Roof 1,520 5 $2500-$5000 Deductible 120 4 Wood siding No
1990 160,000 Slate Shingles Roof 2,680 4 $2500-$5000 Deductible 170 2 Stone Siding yes
1991 230,000 Tile Roof 3,680 5 > $10,000 Deductible 140 2 Brick siding yes
2003 315,000 Wood Shake Roof 4,490 5 $2500-$5000 Deductible 670 4 Stucco siding No
2011 130,000 Shingles Roof 2,160 5 $500 Deductible 240 2 Stone Siding yes
2012 120,000 Tile Roof 1,920 3 $500- $1000 Deductible 300 4 Wood siding yes
1991 105,000 Membrane Roof 2,050 5 $500 Deductible 840 12 Stucco siding yes
1990 275,000 Slate Shingles Roof 3,980 5 > $10,000 Deductible 1430 10 Vinyl siding No
1995 95,000 Membrane Roof 1,380 3 $500 Deductible 70 1 Fiber-Cement Siding yes
2003 255,000 Wood Shake Roof 3,710 5 $1000-$2500 Deductible 1580 10 Stucco siding yes
1991 185,000 Slate Shingles Roof 3,580 5 $500- $1000 Deductible 900 7 Fiber-Cement Siding No
1992 105,000 Slate Shingles Roof 1,700 3 $500 Deductible 580 6 Brick siding yes
2005 165,000 Metal Roof 2,310 5 $1000-$2500 Deductible 160 2 Fiber-Cement Siding yes
2003 110,000 Membrane Roof 1,900 5 $500 Deductible 80 1 Brick siding No
2005 180,000 Wood Shake Roof 2,820 4 $1000-$2500 Deductible 780 6 Brick siding yes
2000 230,000 Metal Roof 4,290 5 $1000-$2500 Deductible 640 4 Stucco siding No
2012 90,000 Asphalt Shingles Roof 1,550 3 $500 Deductible 890 12 Vinyl siding yes
2014 125,000 Composition Roof 2,050 5 $500 Deductible 210 3 Brick siding yes
1992 320,000 Slate Shingles Roof 4,750 5 $500- $1000 Deductible 1090 4 Stone Siding yes
2004 110,000 Asphalt Shingles Roof 1,700 4 $500- $1000 Deductible 110 2 Fiber-Cement Siding No
2007 110,000 Asphalt Shingles Roof 2,070 5 $2500-$5000 Deductible 570 10 Wood siding yes