San Juan Bautista Insurance Rates:

San Juan Bautista, CA homeowners insurance is approximately $550 to $762, about $45-$63/month. Our detailed analysis shows customers can save as much as $262 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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San Juan Bautista, CA Homeowners Insurance By Home Value

San Juan Bautista, CA Home Value Total Homes % of Total Average San Juan Bautista, CA Homeowners Insurance
Less than $50,000 18 4.0% $26
$90,000 to $99,999 8 2.0% $111
$100,000 to $124,999 40 10.0% $124
$150,000 to $174,999 21 5.0% $190
$175,000 to $199,999 9 2.0% $216
$200,000 to $249,999 61 15.0% $262
$250,000 to $299,999 76 19.0% $321
$300,000 to $399,999 160 40.0% $406

Top Home Insurance Agents Near San Juan Bautista, CA

Home Insurance Company Near San Juan Bautista, CA Homeowners Insurance Agency Near San Juan Bautista, CA Address
Farmers Candice Salcedo 5450 Thornwood Dr Ste F, San Jose, CA, 95123
Allstate Laura Aguilera 2923 The Villages Pkwy, San Jose, CA, 95135
State Farm Phil Mills 14500 Big Basin Way Ste D, Saratoga, CA, 95070-6076
Liberty Mutual Richard Rasay 2580 North First Street Suite 290, San Jose, CA, 95131
Farmers Robert Pando 1905 Hamilton Ave Fl 2, San Jose, CA, 95125

Cost Of Homeowners Insurance By Street Near San Juan Bautista, CA

Streets in San Juan Bautista Area Homeowners Insurance Cost
Hedges Rd, Donner St, Via Rodrigues, Payne Rd, 3rd St, Church St, San Juan Grade Rd, Anzar Rd, Jefferson St, Seely Ave$648
Pearce St, Lucy Brown Rd, Carpenteria Rd, Emerald Way, Mariposa St, Mission Vineyard Rd, Little Merrill Rd, Rose Ave, Cienega Rd, Alexander Ln$647
Perserverence Ln, Co Rd G1, San Juan Hwy, Monterey & Alameda State Hwy, Cole Rd, Muckelemi St, Via Juan Pablo, Ewen Dr, Anderson Rd, Franklin St$650
The Alameda, Ashford Cir, Monterey St, San Antonio St, Short Rd, Quarry Rd, Old San Juan Hwy, Salinas Hwy, Via Vaquero Sur, Karen Ct$657
Stephens Dr, Orchard Hill Rd, Olympia Rd, Tahualami St, Garden Ave, Chittenden Rd, Cll San Antonio, Arriba Dr, 5th St, Rocks Rd$657

San Juan Bautista, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Juan Bautista$97 to $99
Aromas$95
Prunedale$94
Ridgemark$98

San Juan Bautista, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Aromas CDP, California $95 $127 $191
Prunedale CDP, California $94 $125 $188
Ridgemark CDP, California $98 $131 $197

San Juan Bautista, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Juan Bautista, CA1.6%10.8%
Aromas1.83%11.48%
Prunedale2.08%10.93%
Ridgemark1.95%7.45%

San Juan Bautista Renters Insurance as a Percentage of Rent

San Juan Bautista Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 21 3.0% $1219
$500 to $749 40 5.0% $1894
$750 to $999 115 17.0% $2644
$1,000 to $1,499 294 44.0% $3769
$1,500 or more 198 29.0% $5419

Average Cost Of Home Insurance By Company In Areas Nearby San Juan Bautista For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewHorace Mann P & C311
250000500NewAmerican Security570
250000500NewFirst American Ins571
300000500NewGeneral Ins246
5000002500NewHomesite901
1500002501-3 YearsStillwater Ins Co455
2000005001-3 YearsHartford (Sentinel)555
2000005001-3 YearsHorace Mann P & C434
40000010001-3 YearsGeneral Ins300
1500002504-6 YearsHorace Mann326
1500002504-6 YearsWawanesa498
1500005004-6 YearsStillwater Prop & Cas Co539
2500005004-6 YearsFarmers (Fire Ins)793
2500005004-6 YearsTokio Marine America423
3000005004-6 YearsStillwater Ins Co821
40000010004-6 YearsStillwater Prop & Cas Co1000
50000010004-6 YearsGrange1277
50000010004-6 YearsIntegon/National705
50000025004-6 YearsNationwide1103
75000025004-6 YearsCrestbrook1755
75000025004-6 YearsKemper1048
2000005007-15 YearsFarmers (Fire Ins)892
2000005007-15 YearsHartford (Sentinel)723

San Juan Bautista, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly San Juan Bautista Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,400$4,900
Net Savings to San Juan Bautista Home Owner from High Deductible Plan $500

San Juan Bautista, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Juan Bautista, CA Home Replacement Value MORE than Home Value San Juan Bautista, CA Home Replacement Value LESS than Home Value
Replacement Value $636,000 $429,500
Insurance Premium based on Replacement Value $2,025 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $128,500 Risk Exposure from Under Insuring Coverage is $78,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $400/year

Example San Juan Bautista Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersNationwide Insurance
Monthly Premium 92131109
Year Built 200019611991
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $350000-$400000$600000-$700000$500000-$600000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for San Juan Bautista, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 1,040,000 Wood Shake Roof 3,600 5 > $10,000 Deductible 1480 12 Wood siding yes
2010 1,295,000 Membrane Roof 4,930 5 $5000 to $10,000 Deductible 140 1 Fiber-Cement Siding No
1967 755,000 Asphalt Shingles Roof 2,390 4 $5000 to $10,000 Deductible 1490 10 Stucco siding No
2012 340,000 Composition Roof 1,400 3 $500- $1000 Deductible 100 1 Wood siding yes
1968 620,000 Tile Roof 2,740 4 $5000 to $10,000 Deductible 560 7 Stone Siding No
1942 835,000 Wood Shake Roof 2,860 5 $1000-$2500 Deductible 470 3 Wood siding No
2007 895,000 Tile Roof 2,970 4 $500- $1000 Deductible 1860 7 Fiber-Cement Siding No
1947 1,270,000 Tile Roof 4,340 5 $2500-$5000 Deductible 1810 9 Vinyl siding No
2012 835,000 Metal Roof 3,080 5 $1000-$2500 Deductible 1430 10 Fiber-Cement Siding yes
2013 455,000 Composition Roof 1,430 3 $1000-$2500 Deductible 530 7 Fiber-Cement Siding yes
1981 690,000 Metal Roof 2,370 3 $500- $1000 Deductible 1730 12 Stucco siding No
1982 505,000 Membrane Roof 1,700 4 $2500-$5000 Deductible 120 1 Fiber-Cement Siding No
2006 1,275,000 Shingles Roof 4,090 5 $5000 to $10,000 Deductible 620 4 Stone Siding yes
1979 520,000 Tile Roof 1,780 3 $2500-$5000 Deductible 230 2 Stone Siding yes
1978 655,000 Metal Roof 2,220 3 $500 Deductible 1130 7 Stone Siding yes
1993 705,000 Membrane Roof 2,540 4 $5000 to $10,000 Deductible 1020 10 Stucco siding yes
2002 485,000 Tile Roof 1,960 3 $500 Deductible 470 3 Vinyl siding No
1997 415,000 Slate Shingles Roof 1,680 3 $2500-$5000 Deductible 80 1 Wood siding No
1978 965,000 Slate Shingles Roof 3,720 5 $500- $1000 Deductible 1220 5 Brick siding No
1998 645,000 Membrane Roof 2,270 5 > $10,000 Deductible 560 6 Stone Siding yes
1968 470,000 Shingles Roof 1,890 4 $5000 to $10,000 Deductible 460 7 Fiber-Cement Siding yes
2005 890,000 Metal Roof 3,170 4 > $10,000 Deductible 250 2 Wood siding No
1985 760,000 Metal Roof 2,770 5 $5000 to $10,000 Deductible 1030 8 Stucco siding No
1989 1,085,000 Metal Roof 3,940 5 $1000-$2500 Deductible 840 4 Vinyl siding yes
1963 530,000 Membrane Roof 2,380 4 $500- $1000 Deductible 670 6 Stucco siding No
1943 835,000 Membrane Roof 2,630 4 > $10,000 Deductible 200 2 Wood siding yes
1980 585,000 Tile Roof 2,740 4 $500- $1000 Deductible 180 1 Fiber-Cement Siding No
2014 430,000 Composition Roof 1,870 5 $500 Deductible 390 3 Stucco siding yes
1986 560,000 Tile Roof 1,920 3 $5000 to $10,000 Deductible 500 6 Fiber-Cement Siding yes
1944 415,000 Membrane Roof 1,920 3 $500- $1000 Deductible 260 3 Wood siding yes
1965 1,180,000 Slate Shingles Roof 4,200 5 $1000-$2500 Deductible 620 3 Brick siding yes
1994 440,000 Wood Shake Roof 2,020 3 > $10,000 Deductible 530 10 Brick siding yes
1947 450,000 Tile Roof 1,440 3 > $10,000 Deductible 620 12 Stone Siding yes
1947 495,000 Wood Shake Roof 1,640 3 > $10,000 Deductible 700 10 Vinyl siding No