How Much Does San Jose, CA Home Insurance Cost?
San Jose, CA Average Homeowners Insurance Cost
$1,689
Homeowners Insurance Cost - San Jose, CA
$839,600
Median Home Value - San Jose, CA
San Jose, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$20.27 | $1,668.73 |
| $1000 Deductible | -$179.37 | $1,509.63 |
| $1500 Deductible | -$267.88 | $1,421.12 |
| $2000 Deductible | -$398.94 | $1,290.06 |
| $2500 Deductible | -$476.3 | $1,212.7 |
San Jose, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$355 | $1,334 |
| 30 year old | +$25 | $1,714 |
| 40 year old | +$44 | $1,733 |
| 50 year old | +$64 | $1,753 |
| Above 50 year old | +$81 | $1,770 |
San Jose, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$203 | $1,486 |
| Superior | -$152 | $1,537 |
| Masonry | -$84 | $1,605 |
| Brick | -$84 | $1,605 |
| Hail Resistant Roof | -$34 | $1,655 |
San Jose, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$34 | $1,723 |
| Swimming Pool With A Diving Board | +$84 | $1,773 |
| Swimming Pool With Slide | +$101 | $1,790 |
San Jose, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $51 | $1,638 |
| Police Department | $17 | $1,672 |
San Jose, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$709.38 | $2,398 |
| Filing a Second Liability Claim | +$641.82 | $2,331 |
| Filing a Second Theft Claim | +$641.82 | $2,331 |
| Filing a Second Water Claim | +$557.37 | $2,246 |
| Filing a Fire Claim | +$337.8 | $2,027 |
| Filing a Liability Claim | +$320.91 | $2,010 |
| Filing a Theft Claim | +$320.91 | $2,010 |
| Filing a Water Claim | +$270.24 | $1,959 |
| Filing a Weather Claim | +$270.24 | $1,959 |