How To Make Your San Jose, CA Home Insurance Cheaper
San Jose, CA, homeowners insurance is about $1689. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of San Jose, CA Home Insurance Rates with the Santa Clara County Average
| Place | Santa Clara County Average: $1,674.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| San Jose, CA | $1,689.0 | 15.0 | 0.01 | 1,666,871 | 839,600 |
Cost of San Jose, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Santa Clara County | 829,600 | 4,266 | $1,674 |
| Brookdale | 643,500 | 72,185 | $1,104 |
| Diablo Range | 1,034,100 | 114,278 | $1,319.4 |
| Santa Cruz | 727,400 | 12,462 | $1,517.3 |
Homeowners Insurance Comparison for the Cheapest Premiums in San Jose, CA
| Horace Mann Educators Corporation | Progressive | Century National | |
| Median Home Value ($) | 839,600 | 839,600 | 839,600 |
| Age of Home | Newly Constructed Home | Year 30 Old | Year 30 Old |
| Home Coverage ($) | $750,000 -$999,999 | $400,000 -$499,999 | $750,000 -$999,999 |
| Total Premium ($) | $1,135.9 | $1,049.2 | $1,610.4 |
Cost of San Jose, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Mercury | 1500 | $1500,000-$2000,000 | 1,496.1 |
| Encompass Insurance | 500 | $175,000-$199,999 | 344.1 |
| Horace Mann Educators Corporation | 2500 | $175,000-$199,999 | 255.4 |
| Amica Mutual Insurance | 2000 | $175,000-$199,999 | 290.9 |
| Nationwide | 2000 | $750,000-$999,999 | 1,179.0 |
| State Farm | 2500 | $500,000-$749,999 | 895.3 |
| Travelers | 1500 | $100,000-$124,999 | 151.0 |
| Allstate | 1500 | $400,000-$499,999 | 854.9 |
| GEICO | 2000 | $300,000-$399,999 | 641.4 |
| Allied Insurance | 1500 | $1000,000-$1499,999 | 1,393.6 |