San Jacinto Insurance Rates:

San Jacinto, CA homeowners insurance is nearly $502 to $680, about $41-$56/month. Our complete guide reveals consumers can save as much as $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Mercury
I am neutral about my company because I have not had to use them for any accidents. So I cannot say unless there is an accident and see how they respond to my claim.
Geico
Its become about average after the issues said earlier. I wish it was lower but thats just how things are at the current moment.
Geico
I would recommend this insurance company because they have some of the best rates that I have seen from an insurance company. With other companies you are paying more for the same benefits.
Amica Mutual Insurance
Amica is great to have just in case something happens to our home. Their agents are fantastic and we have peace of mind.
State Farm
From what I have heard from others in my family when discussing polices and premiums mine seems to be pretty good.
State Farm
I would definitely recommend State Farm Insurance. The combined quality of coverage with the excellent pricing makes it by far the best choice. The service we received on our claim was second to none.
State Farm
Questions and requests have always been addressed promptly. in every instance when a claim was made , albeit many years ago, processing was quick and complete. no one is happy with increased costs, but i am content enough not to look for cheaper service.
State Farm
As far as negatives go, i have only found there to be two incidents where i called customer service and hold times were a lot longer than expected. i was able to get the care i needed in the end.
Farmer's Insurance
I like our insurance company because when you call them they answer their calls, not an automated system. they are also one of the only insurance companies in our town that offers insurance for people that do home child care.
State Farm
It is always easy to get in touch with someone, a real person, not a recording. They answer quickly and are quick to act in a positive manner.
Esurance
Overall insurance meets my needs, offers a rate that I am very satisfied with, and is very simple to use since they have a user-friendly website. The car and home insurance bundle provided me with a good rate and I have been happy to have never needed to make a claim. I have spoken to other insurance members who have made claims and nearly all were satisfied with the results.
State Farm
The claim process was long and tedious. I made a claim December of 2016 for a flood that we had, did not receive the amount I was promised and took over 6 months to receive the benefit. I do not recommend.
Metlife
I have always had a very satisfactory experience communicating with them, for all of the reasons above. I have never had an unsatisfactory experience with them.
Allstate
I would love if the optimized their website to work better with Chrome browser. I would like to pay less for the coverage I have.
Farmer's Insurance
I would definitely recommend them. Like I said, my local agent is very nice and very helpful. If I ever have a problem, I can pop into her office and she'll get me taken care of.
Allstate
I would reccomend this company a five star rating because their customer service is fast and reliable compared to other companies. They treat you like equals and give you the time.

San Jacinto, CA Homeowners Insurance By Home Value

San Jacinto, CA Home Value Total Homes % of Total Average San Jacinto, CA Homeowners Insurance
Less than $50,000 1,301 15.0% $94
$50,000 to $59,999 161 1.0% $206
$60,000 to $69,999 191 2.0% $254
$70,000 to $79,999 235 2.0% $295
$80,000 to $89,999 258 3.0% $336
$90,000 to $99,999 121 1.0% $378
$100,000 to $124,999 1,205 14.0% $437
$125,000 to $149,999 1,055 12.0% $549
$150,000 to $174,999 1,482 17.0% $644
$175,000 to $199,999 652 7.0% $744
$200,000 to $249,999 779 9.0% $898
$250,000 to $299,999 576 6.0% $1099
$300,000 to $399,999 543 6.0% $1394

Top Home Insurance Agents Near San Jacinto, CA

Home Insurance Company Near San Jacinto, CA Homeowners Insurance Agency Near San Jacinto, CA Address
Travelers Good Circle Insurance Agency 23456 MADERO ST STE 200, MISSION VIEJO, CA, 92691
Liberty Mutual Independent H-2 Insurance Services Inc 1182 MONTE VISTA AVE STE 18, UPLAND, CA, 91786
Allstate Jaswant Roberts 7710 Limonite Ave Ste B, Riverside, CA, 92509
State Farm Manuel Guilin 371 RR Cyn Rd Ste D, Lake Elsinore, CA, 92532-4456
State Farm Natalie Ehmke 1766 N Riverside Ave Ste A, Rialto, CA, 92376-8085

San Jacinto, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near San Jacinto, CA

Streets in San Jacinto Area Homeowners Insurance Cost
Joshua Cir, Zephyr Cir, Frontier Dr, Newberg Cmns, W Mobley Ln, Casper Dr, Windsong Ln, Serenade Dr, Doral Ln, Jojoba Rd$589
Waterleaf Way, Hollister, S Grand Ave, Indiangrass Dr, Lighthouse Ct, Peacock Dr, Periwinkle Pl, Colorado Dr, Calvert Ave, Cinnabar Ave$593
Kellie Way, Mouton Dr, Huckleberry Ln, Cavendish Dr, Via Corsica, Holsteiner Cir, Normandy Ct, W Tulsa Ct, Will Cir, Berkshire Ln$593
N Victoria Ave, Finnhorse St, Schooner Ct, N Girard St, Sugar Maple Ct, St Alban Rd, Lavina Ct, Pierce Ct, Nantucket St, Southampton Ct$594
Carriage Cir, Potter Rd, Enterprise Ave, W Ramona Expy, Demit Rd, Four Seasons Blvd, Playa Ct, N Nashville Ct, Spinnaker St, Cuckoo Dr$589
Katrina Ln, Double Dribble Rd, Trenton Cir, Billings Ct, Navarre Dr, Mariners Dr, Sue Ln, Bessemer Ave, Young St, Yellow Birch St$604
Rose Rd, Quandt Ranch Rd, Don Alberto Ln, Cerro Vera Way, Jessica Way, Northam Ct, Toluca Ct, Acorn Dr, Salinas Ct, Purple Sage Trl$604
Lyle Dr, de Anza Dr, Windrider St, Via Linda Dr, Reinhart St, Beringer Dr, Buena Vista Pkwy, N Brinton St, Red Bluff Ct, Ticonderoga Ln$589
Kenny Way, Isaacs Pl, Don Carlos Ct, Terrace Dr, Via Capri, Clarence Dr, Shellish Dr, Purple Finch Ct, Chino Ln, Corydalis Dr$592
Wamblee Ln, Imperial Way, Doyle Cir, Sherry Dr, Versailles St, Mahogany St, W 1st St, Cherie Ct, Madrid St, Piccadilly Sq$594

San Jacinto, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Jacinto$88 to $90
Hemet$88
Beaumont$90
East Hemet$89

San Jacinto, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hemet city, California $73 $97 $146
Hemet-San Jacinto CCD, Riverside County, California $74 $98 $147
Beaumont city, California $76 $101 $151

San Jacinto, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Jacinto, CA3%13.3%
Hemet3.45%12.08%
Hemet-San Jacinto3.18%12.37%
Beaumont2.28%10.42%

San Jacinto Renters Insurance as a Percentage of Rent

San Jacinto Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 126 3.0% $354
$200 to $299 154 3.0% $804
$300 to $499 195 4.0% $1254
$500 to $749 721 18.0% $1929
$750 to $999 685 17.0% $2679
$1,000 to $1,499 994 25.0% $3804
$1,500 or more 1,056 26.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby San Jacinto For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewCSE Safeguard434
200000500NewUniversal North America392
250000500NewGeneral Ins532
250000500NewTokio Marine America549
5000001000NewFirst American Ins1040
5000001000NewState Farm975
7500002500NewAmica Mutual1322
7500002500NewPrivilege Underwriters Exch2187
2000005001-3 YearsFirst American Ins567
2000005001-3 YearsUnigard Group665
40000010001-3 YearsCalifornia Capital692
40000010001-3 YearsCSE Safeguard906
40000010001-3 YearsMercury Ins Group488
50000010001-3 YearsTravelers929
50000025001-3 YearsCalifornia Casualty769
50000025001-3 YearsHartford (Sentinel)1061
75000025001-3 YearsAmco1343
1500002504-6 YearsHartford (Sentinel)673
2000005004-6 YearsAmerican Security631
3000005004-6 YearsAmerican Security942
3000005004-6 YearsChubb/Federal1641
3000005004-6 YearsFarmers (Fire Ins)1267
40000010004-6 YearsMetropolitan Direct1742

San Jacinto, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly San Jacinto Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to San Jacinto Home Owner from High Deductible Plan $600

San Jacinto, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Jacinto, CA Home Replacement Value MORE than Home Value San Jacinto, CA Home Replacement Value LESS than Home Value
Replacement Value $229,000 $151,500
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example San Jacinto Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 602317
Year Built 198320111994
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$100000-$125000$100000-$125000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for San Jacinto, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 145,000 Tile Roof 1,460 3 $2500-$5000 Deductible 170 7 Stone Siding No
1996 390,000 Asphalt Shingles Roof 4,400 5 $500 Deductible 430 5 Fiber-Cement Siding No
1996 385,000 Wood Shake Roof 4,380 5 $1000-$2500 Deductible 110 1 Brick siding No
2000 250,000 Wood Shake Roof 2,290 3 $5000 to $10,000 Deductible 500 12 Stone Siding No
1984 330,000 Shingles Roof 3,860 5 $5000 to $10,000 Deductible 660 10 Wood siding No
2004 170,000 Wood Shake Roof 2,330 4 $1000-$2500 Deductible 270 8 Stone Siding yes
2005 160,000 Wood Shake Roof 1,560 2 $2500-$5000 Deductible 290 10 Stucco siding yes
1981 390,000 Wood Shake Roof 3,990 5 $1000-$2500 Deductible 70 1 Fiber-Cement Siding No
2011 130,000 Slate Shingles Roof 1,690 4 $500 Deductible 90 3 Vinyl siding No
1999 160,000 Tile Roof 1,840 3 $5000 to $10,000 Deductible 110 5 Wood siding No
1988 245,000 Tile Roof 2,290 3 > $10,000 Deductible 210 6 Wood siding yes
1984 265,000 Membrane Roof 2,470 4 $1000-$2500 Deductible 270 4 Wood siding yes
1990 125,000 Membrane Roof 1,510 3 $2500-$5000 Deductible 220 10 Stone Siding yes
1990 175,000 Slate Shingles Roof 1,630 2 $500 Deductible 460 10 Vinyl siding yes
1986 145,000 Asphalt Shingles Roof 1,690 2 $1000-$2500 Deductible 160 6 Fiber-Cement Siding No
1982 225,000 Membrane Roof 2,300 3 $500 Deductible 500 9 Brick siding No
2009 160,000 Tile Roof 1,560 2 $1000-$2500 Deductible 290 6 Stone Siding No
2010 315,000 Asphalt Shingles Roof 3,360 5 > $10,000 Deductible 190 5 Stucco siding yes
2005 100,000 Tile Roof 1,010 2 $1000-$2500 Deductible 160 9 Brick siding No
1982 145,000 Tile Roof 1,420 3 $2500-$5000 Deductible 100 4 Vinyl siding yes
2014 115,000 Wood Shake Roof 1,470 2 $1000-$2500 Deductible 230 7 Wood siding No
1997 335,000 Metal Roof 3,080 4 $1000-$2500 Deductible 640 10 Wood siding yes
2012 75,000 Tile Roof 990 2 $500 Deductible 210 8 Wood siding No
1987 130,000 Slate Shingles Roof 1,480 3 $500 Deductible 300 12 Stucco siding yes
1984 145,000 Metal Roof 1,540 2 $500- $1000 Deductible 180 5 Stucco siding yes
2007 150,000 Slate Shingles Roof 2,050 5 $2500-$5000 Deductible 180 7 Stone Siding yes
1988 110,000 Wood Shake Roof 1,220 2 $500- $1000 Deductible 40 2 Wood siding yes
2001 255,000 Membrane Roof 2,400 3 $500 Deductible 270 6 Fiber-Cement Siding No
1995 365,000 Slate Shingles Roof 3,580 5 $2500-$5000 Deductible 650 12 Wood siding yes
1993 300,000 Membrane Roof 2,810 4 $1000-$2500 Deductible 700 12 Vinyl siding No
2009 125,000 Tile Roof 1,190 2 $1000-$2500 Deductible 80 3 Fiber-Cement Siding yes
1994 130,000 Composition Roof 1,680 4 $500 Deductible 110 3 Vinyl siding No
2014 220,000 Composition Roof 2,060 4 $5000 to $10,000 Deductible 270 7 Wood siding yes
1989 495,000 Membrane Roof 4,800 5 $1000-$2500 Deductible 110 1 Wood siding yes

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